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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Bank of Shanghai CoSHSE:601229 +1.33%54 5-Year Yield-on-Cost % is 8.27 as of Aug. 24, 2026, which is 3% below its 10-year median of 8.49. GuruFocus rates SHSE:601229 with a GF Score™ of 54/100 and a GF Value™ of ¥8.94 (Fairly Valued). The stock has 3 warning signs investors should review. Among 1,251 Banks companies, Bank of Shanghai Co ranks better than 83.61% on this metric.
Bank of Shanghai Co's yield on cost for the quarter that ended in Mar. 2026 was 8.27.
The historical rank and industry rank for Bank of Shanghai Co's 5-Year Yield-on-Cost % or its related term are showing as below:
SHSE:601229'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 3.37 Med: 8.49 Max: 21.8
Current: 8.27
During the past 13 years, Bank of Shanghai Co's highest Yield on Cost was 21.80. The lowest was 3.37. And the median was 8.49.
SHSE:601229's 5-Year Yield-on-Cost % is ranked better than 83.61% of 1251
companies
in the Banks industry
Industry Median: 3.83
vs SHSE:601229: 8.27
Bank of Shanghai Co (SHSE:601229) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Bank of Shanghai Co 5-Year Yield-on-Cost % Related Terms
Bank of Shanghai Co 5-Year Yield-on-Cost % Competitor Comparison
For the Banks - Regional subindustry, Bank of Shanghai Co's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bank of Shanghai Co 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, Bank of Shanghai Co's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Bank of Shanghai Co's 5-Year Yield-on-Cost % falls into.
Bank of Shanghai Co 5-Year Yield-on-Cost % Calculation
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Bank of Shanghai Co (SHSE:601229) has a 5-Year Yield-on-Cost % of 8.27 as of Aug. 24, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Bank of Shanghai Co and its competitors. This is near median its historical median of 8.49. Over the past decade, Bank of Shanghai Co's 5-Year Yield-on-Cost % has ranged from 3.37 to 21.80. According to the industry distribution chart, Bank of Shanghai Co ranks #205 out of 1251 companies in the Banks industry, placing it in the top 16.4%.
Is Bank of Shanghai Co's 5-Year Yield-on-Cost % too high?
Bank of Shanghai Co's current 5-Year Yield-on-Cost % of 8.27 is near median its 10-year median of 8.49. Over the past 10 years, this metric has ranged from a low of 3.37 to a high of 21.80. The Banks industry median 5-Year Yield-on-Cost % is 3.83. Bank of Shanghai Co's value of 8.27 is 115.9% above this industry median. Based on the distribution chart, Bank of Shanghai Co ranks #205 out of 1251 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Bank of Shanghai Co has a GF Score™ of 54/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Bank of Shanghai Co's 5-Year Yield-on-Cost % compare to competitors?
According to the Banks industry distribution chart, Bank of Shanghai Co ranks #205 out of 1251 companies for 5-Year Yield-on-Cost %. This places Bank of Shanghai Co in the top 16% of its industry — outperforming the majority of peers. The industry median 5-Year Yield-on-Cost % is 3.83. Bank of Shanghai Co's value of 8.27 is 115.9% above this benchmark. Historically, Bank of Shanghai Co's own 5-Year Yield-on-Cost % has ranged from 3.37 to 21.80 over the past decade. While the company's 10-year median is 8.49 vs. the industry median of 3.83, Bank of Shanghai Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.83, based on 1,251 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bank of Shanghai Co's current 5-Year Yield-on-Cost % of 8.27 is 115.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Bank of Shanghai Co and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.83 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank of Shanghai Co's current 5-Year Yield-on-Cost % is 8.27, which is near median its own 10-year median of 8.49. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank of Shanghai Co stock overvalued right now?
Based on GuruFocus' analysis, Bank of Shanghai Co (SHSE:601229) is currently considered Fairly Valued. The stock's GF Value™ is ¥8.94, compared to a current price of ¥9.87 — trading 10.4% above its estimated fair value. The current 5-Year Yield-on-Cost % is 8.27, which is near median its 10-year median of 8.49 and 115.9% above the Banks industry median of 3.83. Bank of Shanghai Co's overall GF Score™ is 54/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Bank of Shanghai Co (SHSE:601229), the current 5-Year Yield-on-Cost % is 8.27 as of Aug. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bank of Shanghai Co (SHSE:601229) Overvalued in 2026?
Based on GuruFocus' analysis, Bank of Shanghai Co stock appears to be overvalued.
The current stock price of ¥9.87 is trading 10.4% above its estimated GF Value™ of ¥8.94.
GuruFocus considers Bank of Shanghai Co to be Fairly Valued.
Key valuation signals for SHSE:601229:
5-Year Yield-on-Cost %: 8.27 (near median its 10-year median of 8.49)
GF Value™: ¥8.94 vs. price of ¥9.87 (10.4% above fair value)
Industry Position: 115.9% above the Banks median (#205 of 1251)
No single metric tells the full story. See the SHSE:601229 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bank of Shanghai Co Ltd is a commercial banking company. It is mainly involved in providing banking and financial services such as Corporate banking, Retail banking, Treasury business, and others. The Bank conducts its business through three segments. The Wholesale Financial Business segment serves corporate clients, government agencies, and peer institutions with loans, deposits, trade finance, settlements, investment banking, asset custody, interbank transactions, financial market operations, and equity investments. The Retail Financial Business segment offers individuals loans, deposits, wealth management, remittances, securities agency, and bank card services. The Other Business segment covers mobile and corporate online banking as well as other related services.
54GF Score
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5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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