San Jun Financial Group (TSE:7322) Retained Earnings: 円156,727 Mil (As of Mar. 2026)

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TSE:7322 San Ju San Financial Group Inc TSE:7322
43 GF Score
Price 円1,870.00
GF Value 円710.67
Valuation Significantly Overvalued
! 6 Warning Signs
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What is San Jun Financial Group Retained Earnings?

San Jun Financial Group TSE:7322 +3.31% 43 Retained Earnings is 円156,727 Mil as of Mar. 2026. GuruFocus rates TSE:7322 with a GF Score™ of 43/100 and a GF Value™ of 円710.67 (Significantly Overvalued). The stock has 6 warning signs investors should review.

Retained earnings is the accumulated portion of net income that is not distributed to shareholders. San Jun Financial Group's retained earnings for the quarter that ended in Mar. 2026 was 円156,727 Mil.

San Jun Financial Group's quarterly retained earnings increased from Sep. 2025 (円151,724 Mil) to Dec. 2025 (円154,025 Mil) and increased from Dec. 2025 (円154,025 Mil) to Mar. 2026 (円156,727 Mil).

San Jun Financial Group's annual retained earnings increased from Mar. 2024 (円141,162 Mil) to Mar. 2025 (円147,698 Mil) and increased from Mar. 2025 (円147,698 Mil) to Mar. 2026 (円156,727 Mil).


San Jun Financial Group  (TSE:7322) Retained Earnings Explanation

Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.

For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.

If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.

Of course, many companies with negative retained earnings have indeed lost money in the past.

Retained Earnings: Warren Buffett's Secret.

One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.

If the company loses more than it has accumulated, retained earnings is negative.

If a company isn't adding to its retained earnings, it isn't growing its net worth.

Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.

Microsoft is negative because it chose to buyback stock and pay dividends.

The more earnings retained, the faster it grows and increases growth rate for future earnings.


San Jun Financial Group Retained Earnings Historical Data

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The historical data trend for San Jun Financial Group's Retained Earnings can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

San Jun Financial Group Retained Earnings Chart

San Jun Financial Group Annual Data
Trend Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Retained Earnings
Get a 7-Day Free Trial 131,865.00 136,141.00 141,162.00 147,698.00 156,727.00

San Jun Financial Group Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Retained Earnings Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 148,840.00 151,724.00 154,025.00 156,727.00 157,077.00
TSE:7322
43GF Score
San Ju San Financial Group Inc TSE:7322
Retained Earnings is just one metric. See GF Score™, valuation, warning signs, and more.
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San Jun Financial Group Retained Earnings Calculation

Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.

Of course, if a company loses, it is called retained losses, or accumulated losses.

Frequently Asked Questions Learn more about Retained Earnings →
What does a Retained Earnings of 円156,727 Mil mean?
San Jun Financial Group (TSE:7322) has a Retained Earnings of 円156,727 Mil as of Mar. 2026. Retained earnings is the amount of net income not issued to shareholders. View historical data on San Jun Financial Group and its competitors.
Is San Jun Financial Group's Retained Earnings too high?
San Jun Financial Group's current Retained Earnings is 円156,727 Mil. Overall, San Jun Financial Group has a GF Score™ of 43/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does San Jun Financial Group's Retained Earnings compare to competitors?
San Jun Financial Group's Retained Earnings of 円156,727 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for a Banks company?
A good Retained Earnings depends on the Banks industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on San Jun Financial Group and its competitors. San Jun Financial Group's current Retained Earnings is 円156,727 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is San Jun Financial Group stock overvalued right now?
Based on GuruFocus' analysis, San Jun Financial Group (TSE:7322) is currently considered Significantly Overvalued. The stock's GF Value™ is 円710.67, compared to a current price of 円1,870.00 — trading 163.1% above its estimated fair value. The current Retained Earnings is 円156,727 Mil. San Jun Financial Group's overall GF Score™ is 43/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For San Jun Financial Group (TSE:7322), the current Retained Earnings is 円156,727 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is San Jun Financial Group (TSE:7322) Overvalued in 2026?

Based on GuruFocus' analysis, San Jun Financial Group stock appears to be overvalued. The current stock price of 円1,870.00 is trading 163.1% above its estimated GF Value™ of 円710.67. GuruFocus considers San Jun Financial Group to be Significantly Overvalued.

Key valuation signals for TSE:7322:

  • Retained Earnings: 円156,727 Mil
  • GF Value™: 円710.67 vs. price of 円1,870.00 (163.1% above fair value)
  • GF Score™: 43/100 with 6 warning signs

No single metric tells the full story. See the TSE:7322 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


San Jun Financial Group Business Description

Address 510 Kyomachi Matusaka, Mie, Matusaka, JPN, 515-8530
San Ju San Financial Group Inc is engaged in providing financial services. The business of the company includes management of banks and companies that are permitted to be owned by the company as subsidiaries.
43GF Score

Get the complete analysis for TSE:7322

Retained Earnings is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円1,870.00
Price
円710.67
GF Value