San Jun Financial GroupTSE:7322 +4.27%47 Net Margin % is 13.20% as of Mar. 2026, which is 26% above its 10-year median of 10.51. GuruFocus rates TSE:7322 with a GF Score™ of 47/100 and a GF Value™ of 円701.32 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,526 Banks companies, San Jun Financial Group ranks worse than 80.47% on this metric.
The historical rank and industry rank for San Jun Financial Group's Net Margin % or its related term are showing as below:
TSE:7322'
s Net Margin % Range Over the Past 10 Years
Min: 5.84 Med: 10.51 Max: 81.65
Current: 15.52
TSE:7322's Net Margin % is ranked worse than 80.47% of 1526
companies
in the Banks industry
Industry Median: 26.845
vs TSE:7322: 15.52
San Jun Financial Group (TSE:7322) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
San Jun Financial Group Net Margin % Related Terms
San Jun Financial Group Net Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
San Jun Financial Group Net Margin % Competitor Comparison
For the Banks - Regional subindustry, San Jun Financial Group's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
San Jun Financial Group Net Margin % vs Banks Industry
For the Banks industry and Financial Services sector, San Jun Financial Group's Net Margin % distribution charts can be found below:
* The bar in red indicates where San Jun Financial Group's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
San Jun Financial Group (TSE:7322) has a Net Margin % of 13.20% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on San Jun Financial Group and its competitors. This is 26% above median its historical median of 10.51. Over the past decade, San Jun Financial Group's Net Margin % has ranged from 5.84 to 81.65. According to the industry distribution chart, San Jun Financial Group ranks #1228 out of 1526 companies in the Banks industry, placing it in the top 80.5%.
Is San Jun Financial Group's Net Margin % too high?
San Jun Financial Group's current Net Margin % of 13.20% is 26% above median its 10-year median of 10.51. Over the past 10 years, this metric has ranged from a low of 5.84 to a high of 81.65. The Banks industry median Net Margin % is 26.85. San Jun Financial Group's value of 13.20% is 50.8% below this industry median. Based on the distribution chart, San Jun Financial Group ranks #1228 out of 1526 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, San Jun Financial Group has a GF Score™ of 47/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does San Jun Financial Group's Net Margin % compare to competitors?
According to the Banks industry distribution chart, San Jun Financial Group ranks #1228 out of 1526 companies for Net Margin %. This places San Jun Financial Group in the lower half of its industry. The industry median Net Margin % is 26.85. San Jun Financial Group's value of 13.20% is 50.8% below this benchmark. Historically, San Jun Financial Group's own Net Margin % has ranged from 5.84 to 81.65 over the past decade. While the company's 10-year median is 10.51 vs. the industry median of 26.85, San Jun Financial Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 26.85, based on 1,526 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. San Jun Financial Group's current Net Margin % of 13.20% is 50.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on San Jun Financial Group and its competitors. For the Banks industry, the median Net Margin % is 26.85 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. San Jun Financial Group's current Net Margin % is 13.20%, which is 26% above median its own 10-year median of 10.51. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is San Jun Financial Group stock overvalued right now?
Based on GuruFocus' analysis, San Jun Financial Group (TSE:7322) is currently considered Significantly Overvalued. The stock's GF Value™ is 円701.32, compared to a current price of 円1,856.00 — trading 164.6% above its estimated fair value. The current Net Margin % is 13.20%, which is 26% above median its 10-year median of 10.51 and 50.8% below the Banks industry median of 26.85. San Jun Financial Group's overall GF Score™ is 47/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For San Jun Financial Group (TSE:7322), the current Net Margin % is 13.20% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is San Jun Financial Group (TSE:7322) Overvalued in 2026?
Based on GuruFocus' analysis, San Jun Financial Group stock appears to be overvalued.
The current stock price of 円1,856.00 is trading 164.6% above its estimated GF Value™ of 円701.32.
GuruFocus considers San Jun Financial Group to be Significantly Overvalued.
Key valuation signals for TSE:7322:
Net Margin %: 13.20% (26% above median its 10-year median of 10.51)
GF Value™: 円701.32 vs. price of 円1,856.00 (164.6% above fair value)
Industry Position: 50.8% below the Banks median (#1228 of 1526)
No single metric tells the full story. See the TSE:7322 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
San Ju San Financial Group Inc is engaged in providing financial services. The business of the company includes management of banks and companies that are permitted to be owned by the company as subsidiaries.
47GF Score
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