Wustenrot & Wurttembergische AG (WBO:WUW) Retained Earnings: €4,180 Mil (As of Jun. 2026)

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WBO:WUW Wustenrot & Wurttembergische AG WBO:WUW
54 GF Score
Price €14.24
GF Value €14.15
Valuation Fairly Valued
! 3 Warning Signs
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What is Wustenrot & Wurttembergische AG Retained Earnings?

Wustenrot & Wurttembergische AG WBO:WUW +0.14% 54 Retained Earnings is €4,180 Mil as of Jun. 2026. GuruFocus rates WBO:WUW with a GF Score™ of 54/100 and a GF Value™ of €14.15 (Fairly Valued). The stock has 3 warning signs investors should review.

Retained earnings is the accumulated portion of net income that is not distributed to shareholders. Wustenrot & Wurttembergische AG's retained earnings for the quarter that ended in Jun. 2026 was €4,180 Mil.

Wustenrot & Wurttembergische AG's quarterly retained earnings increased from Jun. 2025 (€4,144 Mil) to Dec. 2025 (€4,170 Mil) and increased from Dec. 2025 (€4,170 Mil) to Jun. 2026 (€4,180 Mil).

Wustenrot & Wurttembergische AG's annual retained earnings declined from Dec. 2023 (€4,126 Mil) to Dec. 2024 (€4,109 Mil) but then increased from Dec. 2024 (€4,109 Mil) to Dec. 2025 (€4,170 Mil).


Wustenrot & Wurttembergische AG  (WBO:WUW) Retained Earnings Explanation

Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.

For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.

If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.

Of course, many companies with negative retained earnings have indeed lost money in the past.

Retained Earnings: Warren Buffett's Secret.

One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.

If the company loses more than it has accumulated, retained earnings is negative.

If a company isn't adding to its retained earnings, it isn't growing its net worth.

Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.

Microsoft is negative because it chose to buyback stock and pay dividends.

The more earnings retained, the faster it grows and increases growth rate for future earnings.


Wustenrot & Wurttembergische AG Retained Earnings Historical Data

* Premium members only.

The historical data trend for Wustenrot & Wurttembergische AG's Retained Earnings can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Wustenrot & Wurttembergische AG Retained Earnings Chart

Wustenrot & Wurttembergische AG Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Retained Earnings
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3,890.41 4,061.80 4,126.00 4,109.00 4,170.00

Wustenrot & Wurttembergische AG Semi-Annual Data
Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25 Jun26
Retained Earnings Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4,055.00 4,109.00 4,144.00 4,170.00 4,180.00
WBO:WUW
54GF Score
Wustenrot & Wurttembergische AG WBO:WUW
Retained Earnings is just one metric. See GF Score™, valuation, warning signs, and more.
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Wustenrot & Wurttembergische AG Retained Earnings Calculation

Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.

Of course, if a company loses, it is called retained losses, or accumulated losses.

Frequently Asked Questions Learn more about Retained Earnings →
What does a Retained Earnings of €4,180 Mil mean?
Wustenrot & Wurttembergische AG (WBO:WUW) has a Retained Earnings of €4,180 Mil as of Jun. 2026. Retained earnings is the amount of net income not issued to shareholders. View historical data on Wustenrot & Wurttembergische AG and its competitors.
Is Wustenrot & Wurttembergische AG's Retained Earnings too high?
Wustenrot & Wurttembergische AG's current Retained Earnings is €4,180 Mil. Overall, Wustenrot & Wurttembergische AG has a GF Score™ of 54/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Wustenrot & Wurttembergische AG's Retained Earnings compare to AFL and MET?
Wustenrot & Wurttembergische AG's Retained Earnings of €4,180 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for an Insurance company?
A good Retained Earnings depends on the Insurance industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on Wustenrot & Wurttembergische AG and its competitors. Wustenrot & Wurttembergische AG's current Retained Earnings is €4,180 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Wustenrot & Wurttembergische AG stock overvalued right now?
Based on GuruFocus' analysis, Wustenrot & Wurttembergische AG (WBO:WUW) is currently considered Fairly Valued. The stock's GF Value™ is €14.15, compared to a current price of €14.24 — trading 0.6% above its estimated fair value. The current Retained Earnings is €4,180 Mil. Wustenrot & Wurttembergische AG's overall GF Score™ is 54/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For Wustenrot & Wurttembergische AG (WBO:WUW), the current Retained Earnings is €4,180 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Wustenrot & Wurttembergische AG (WBO:WUW) Overvalued in 2026?

Based on GuruFocus' analysis, Wustenrot & Wurttembergische AG stock appears to be overvalued. The current stock price of €14.24 is trading 0.6% above its estimated GF Value™ of €14.15. GuruFocus considers Wustenrot & Wurttembergische AG to be Fairly Valued.

Key valuation signals for WBO:WUW:

  • Retained Earnings: €4,180 Mil
  • GF Value™: €14.15 vs. price of €14.24 (0.6% above fair value)
  • GF Score™: 54/100 with 3 warning signs

No single metric tells the full story. See the WBO:WUW stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Wustenrot & Wurttembergische AG Business Description

Other Exchanges WWUEY:USA0GJN:UKWUW:Germany
Address W&W-Platz 1, Kornwestheim, BW, DEU, 70806
Wustenrot & Wurttembergische AG is a German financial services company. It develops and provides the four components of modern financial planning: financial security, residential property ownership, risk protection, and savings and investment. The company's reportable segments are: Housing, Life and Health Insurance, Property/Casualty Insurance, and all other segments. It generates key revenue from the Property/Casualty Insurance segment. The company generates a majority of its revenue from its operations in Germany.
54GF Score

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Retained Earnings is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€14.24
Price
€14.15
GF Value