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Bank Of Ayudhya PCLBKAHF 58 Return-on-Tangible-Asset is 1.32% as of Mar. 2026, which is 10% above its 10-year median of 1.20. GuruFocus rates BKAHF with a GF Score™ of 58/100 and a GF Value™ of $0.42. The stock has 5 warning signs investors should review. Among 1,523 Banks companies, Bank Of Ayudhya PCL ranks better than 67.5% on this metric.
Return-on-Tangible-Asset is calculated as Net Income divided by its average total tangible assets. Total tangible assets equals to Total Assets minus Intangible Assets. Bank Of Ayudhya PCL's annualizedNet Income for the quarter that ended in Mar. 2026 was $1,068 Mil. Bank Of Ayudhya PCL's average total tangible assets for the quarter that ended in Mar. 2026 was $81,102 Mil. Therefore, Bank Of Ayudhya PCL's annualized Return-on-Tangible-Asset for the quarter that ended in Mar. 2026 was 1.32%.
The historical rank and industry rank for Bank Of Ayudhya PCL's Return-on-Tangible-Asset or its related term are showing as below:
BKAHF'
s Return-on-Tangible-Asset Range Over the Past 10 Years
Min: 0.93 Med: 1.2 Max: 1.46
Current: 1.27
During the past 13 years, Bank Of Ayudhya PCL's highest Return-on-Tangible-Asset was 1.46%. The lowest was 0.93%. And the median was 1.20%.
BKAHF's Return-on-Tangible-Asset is ranked better than 67.5% of 1523
companies
in the Banks industry
Industry Median: 0.99
vs BKAHF: 1.27
Bank Of Ayudhya PCL (OTCPK:BKAHF) Return-on-Tangible-Asset Explanation
Return-on-Tangible-Asset measures the rate of return on the average total tangible assets (total assets minus intangible assets). Tangible means physical in nature. Intangible Assets are assets that are not physical in nature, and typically "derive their value from legal or intellectual rights." Return-on-Tangible-Asset measures a firm's efficiency at generating profits from its tangible assets. It shows how well a company uses what it has to generate earnings. Return-on-Tangible-Assets can vary drastically across industries. Therefore, Return-on-Tangible-Asset should not be used to compare companies in different industries.
Be Aware
Like ROE and ROA, Return-on-Tangible-Asset is calculated with only 12 months data. Fluctuations in the companys earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. Return-on-Tangible-Asset can be affected by events such as stock buyback or issuance, and by a companys tax rate and its interest payment. Return-on-Tangible-Asset may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high Return-on-Tangible-Asset may indicate vulnerability in the durability of the competitive advantage.
Bank Of Ayudhya PCL Return-on-Tangible-Asset Related Terms
Bank Of Ayudhya PCL Return-on-Tangible-Asset Historical Data
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The historical data trend for Bank Of Ayudhya PCL's Return-on-Tangible-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bank Of Ayudhya PCL Return-on-Tangible-Asset Chart
Bank Of Ayudhya PCL Return-on-Tangible-Asset Competitor Comparison
For the Banks - Regional subindustry, Bank Of Ayudhya PCL's Return-on-Tangible-Asset, along with its competitors' market caps and Return-on-Tangible-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bank Of Ayudhya PCL Return-on-Tangible-Asset vs Banks Industry
For the Banks industry and Financial Services sector, Bank Of Ayudhya PCL's Return-on-Tangible-Asset distribution charts can be found below:
* The bar in red indicates where Bank Of Ayudhya PCL's Return-on-Tangible-Asset falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Asset, the net income of the last fiscal year and the average total tangible assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Mar. 2026) net income data.
What does a Return-on-Tangible-Asset of 1.32% mean?
Bank Of Ayudhya PCL (BKAHF) has a Return-on-Tangible-Asset of 1.32% as of Mar. 2026. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Bank Of Ayudhya PCL and its competitors. This is 10% above median its historical median of 1.20. Over the past decade, Bank Of Ayudhya PCL's Return-on-Tangible-Asset has ranged from 0.93 to 1.46. According to the industry distribution chart, Bank Of Ayudhya PCL ranks #495 out of 1523 companies in the Banks industry, placing it in the top 32.5%.
Is Bank Of Ayudhya PCL's Return-on-Tangible-Asset too high?
Bank Of Ayudhya PCL's current Return-on-Tangible-Asset of 1.32% is 10% above median its 10-year median of 1.20. Over the past 10 years, this metric has ranged from a low of 0.93 to a high of 1.46. The Banks industry median Return-on-Tangible-Asset is 0.99. Bank Of Ayudhya PCL's value of 1.32% is 33.3% above this industry median. Based on the distribution chart, Bank Of Ayudhya PCL ranks #495 out of 1523 companies in the Banks industry, which is above the industry midpoint. Overall, Bank Of Ayudhya PCL has a GF Score™ of 58/100, reflecting its overall financial health beyond just this single metric.
How does Bank Of Ayudhya PCL's Return-on-Tangible-Asset compare to competitors?
According to the Banks industry distribution chart, Bank Of Ayudhya PCL ranks #495 out of 1523 companies for Return-on-Tangible-Asset. This puts Bank Of Ayudhya PCL in the upper half of its industry. The industry median Return-on-Tangible-Asset is 0.99. Bank Of Ayudhya PCL's value of 1.32% is 33.3% above this benchmark. Historically, Bank Of Ayudhya PCL's own Return-on-Tangible-Asset has ranged from 0.93 to 1.46 over the past decade. While the company's 10-year median is 1.20 vs. the industry median of 0.99, Bank Of Ayudhya PCL has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Asset for a Banks company?
The median Return-on-Tangible-Asset among Banks companies is 0.99, based on 1,523 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Asset significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bank Of Ayudhya PCL's current Return-on-Tangible-Asset of 1.32% is 33.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Asset mean?
A high Return-on-Tangible-Asset can signal that a stock is expensive relative to its fundamentals. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Bank Of Ayudhya PCL and its competitors. For the Banks industry, the median Return-on-Tangible-Asset is 0.99 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank Of Ayudhya PCL's current Return-on-Tangible-Asset is 1.32%, which is 10% above median its own 10-year median of 1.20. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank Of Ayudhya PCL stock overvalued right now?
Bank Of Ayudhya PCL (BKAHF) has a current Return-on-Tangible-Asset of 1.32%. The stock's GF Value™ is $0.42, compared to a current price of $0.70 — trading 65.6% above its estimated fair value. The current Return-on-Tangible-Asset is 1.32%, which is 10% above median its 10-year median of 1.20 and 33.3% above the Banks industry median of 0.99. Bank Of Ayudhya PCL's overall GF Score™ is 58/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Asset calculated?
Return-on-Tangible-Asset is calculated from a company's financial statements. For Bank Of Ayudhya PCL (BKAHF), the current Return-on-Tangible-Asset is 1.32% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bank Of Ayudhya PCL (BKAHF) Overvalued in 2026?
Based on GuruFocus' analysis, Bank Of Ayudhya PCL stock appears to be overvalued.
The current stock price of $0.70 is trading 65.6% above its estimated GF Value™ of $0.42.
Key valuation signals for BKAHF:
Return-on-Tangible-Asset: 1.32% (10% above median its 10-year median of 1.20)
GF Value™: $0.42 vs. price of $0.70 (65.6% above fair value)
Industry Position: 33.3% above the Banks median (#495 of 1523)
No single metric tells the full story. See the BKAHF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bank Of Ayudhya PCL is a full-service universal bank commonly referred to as Krunsgri, operating mostly in Thailand, and with some exposure to other Asian countries. The bank's operations include commercial banking, retail banking, and other financial services, such as wealth management, credit cards, insurance, asset management, securities trading, auto hire purchase, equipment leasing, factoring, microfinance, and installment loans. Its segments include Retail, Commercial, and Others. The majority of revenue is derived from the Retail segment.
58GF Score
Get the complete analysis for BKAHF
Return-on-Tangible-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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