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Brilliant PortfoliosBOM:539434 51 Return-on-Tangible-Asset is 2.54% as of Jun. 2026, which is 60% above its 10-year median of 1.59. GuruFocus rates BOM:539434 with a GF Score™ of 51/100 and a GF Value™ of ₹8.16 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 546 Credit Services companies, Brilliant Portfolios ranks better than 53.3% on this metric.
Return-on-Tangible-Asset is calculated as Net Income divided by its average total tangible assets. Total tangible assets equals to Total Assets minus Intangible Assets. Brilliant Portfolios's annualizedNet Income for the quarter that ended in Jun. 2026 was ₹9.42 Mil. Brilliant Portfolios's average total tangible assets for the quarter that ended in Jun. 2026 was ₹370.94 Mil. Therefore, Brilliant Portfolios's annualized Return-on-Tangible-Asset for the quarter that ended in Jun. 2026 was 2.54%.
The historical rank and industry rank for Brilliant Portfolios's Return-on-Tangible-Asset or its related term are showing as below:
BOM:539434'
s Return-on-Tangible-Asset Range Over the Past 10 Years
Min: -0.2 Med: 1.59 Max: 2.33
Current: 2.27
During the past 12 years, Brilliant Portfolios's highest Return-on-Tangible-Asset was 2.33%. The lowest was -0.20%. And the median was 1.59%.
BOM:539434's Return-on-Tangible-Asset is ranked better than 53.3% of 546
companies
in the Credit Services industry
Industry Median: 2.005
vs BOM:539434: 2.27
Return-on-Tangible-Asset measures the rate of return on the average total tangible assets (total assets minus intangible assets). Tangible means physical in nature. Intangible Assets are assets that are not physical in nature, and typically "derive their value from legal or intellectual rights." Return-on-Tangible-Asset measures a firm's efficiency at generating profits from its tangible assets. It shows how well a company uses what it has to generate earnings. Return-on-Tangible-Assets can vary drastically across industries. Therefore, Return-on-Tangible-Asset should not be used to compare companies in different industries.
Be Aware
Like ROE and ROA, Return-on-Tangible-Asset is calculated with only 12 months data. Fluctuations in the companys earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. Return-on-Tangible-Asset can be affected by events such as stock buyback or issuance, and by a companys tax rate and its interest payment. Return-on-Tangible-Asset may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high Return-on-Tangible-Asset may indicate vulnerability in the durability of the competitive advantage.
Brilliant Portfolios Return-on-Tangible-Asset Related Terms
Brilliant Portfolios Return-on-Tangible-Asset Historical Data
* Premium members only.
The historical data trend for Brilliant Portfolios's Return-on-Tangible-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BOM:539434 vs V, MA, AXP: Return-on-Tangible-Asset Comparison
For the Credit Services subindustry, Brilliant Portfolios's Return-on-Tangible-Asset, along with its competitors' market caps and Return-on-Tangible-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Brilliant Portfolios Return-on-Tangible-Asset vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Brilliant Portfolios's Return-on-Tangible-Asset distribution charts can be found below:
* The bar in red indicates where Brilliant Portfolios's Return-on-Tangible-Asset falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Asset, the net income of the last fiscal year and the average total tangible assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Jun. 2026) net income data.
What does a Return-on-Tangible-Asset of 2.54% mean?
Brilliant Portfolios (BOM:539434) has a Return-on-Tangible-Asset of 2.54% as of Jun. 2026. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Brilliant Portfolios and its competitors. This is 60% above median its historical median of 1.59. According to the industry distribution chart, Brilliant Portfolios ranks #255 out of 546 companies in the Credit Services industry, placing it in the top 46.7%.
Is Brilliant Portfolios' Return-on-Tangible-Asset too high?
Brilliant Portfolios' current Return-on-Tangible-Asset of 2.54% is 60% above median its 10-year median of 1.59. The Credit Services industry median Return-on-Tangible-Asset is 2.01. Brilliant Portfolios' value of 2.54% is 26.7% above this industry median. Based on the distribution chart, Brilliant Portfolios ranks #255 out of 546 companies in the Credit Services industry, which is above the industry midpoint. Overall, Brilliant Portfolios has a GF Score™ of 51/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Brilliant Portfolios' Return-on-Tangible-Asset compare to V and MA?
According to the Credit Services industry distribution chart, Brilliant Portfolios ranks #255 out of 546 companies for Return-on-Tangible-Asset. This puts Brilliant Portfolios in the upper half of its industry. The industry median Return-on-Tangible-Asset is 2.01. Brilliant Portfolios' value of 2.54% is 26.7% above this benchmark. While the company's 10-year median is 1.59 vs. the industry median of 2.01, Brilliant Portfolios has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Asset for a Credit Services company?
The median Return-on-Tangible-Asset among Credit Services companies is 2.01, based on 546 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Asset significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Brilliant Portfolios's current Return-on-Tangible-Asset of 2.54% is 26.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Asset mean?
A high Return-on-Tangible-Asset can signal that a stock is expensive relative to its fundamentals. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Brilliant Portfolios and its competitors. For the Credit Services industry, the median Return-on-Tangible-Asset is 2.01 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Brilliant Portfolios's current Return-on-Tangible-Asset is 2.54%, which is 60% above median its own 10-year median of 1.59. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Brilliant Portfolios stock overvalued right now?
Based on GuruFocus' analysis, Brilliant Portfolios (BOM:539434) is currently considered Modestly Overvalued. The stock's GF Value™ is ₹8.16, compared to a current price of ₹10.26 — trading 25.7% above its estimated fair value. The current Return-on-Tangible-Asset is 2.54%, which is 60% above median its 10-year median of 1.59 and 26.7% above the Credit Services industry median of 2.01. Brilliant Portfolios' overall GF Score™ is 51/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Asset calculated?
Return-on-Tangible-Asset is calculated from a company's financial statements. For Brilliant Portfolios (BOM:539434), the current Return-on-Tangible-Asset is 2.54% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Brilliant Portfolios (BOM:539434) Overvalued in 2026?
Based on GuruFocus' analysis, Brilliant Portfolios stock appears to be overvalued.
The current stock price of ₹10.26 is trading 25.7% above its estimated GF Value™ of ₹8.16.
GuruFocus considers Brilliant Portfolios to be Modestly Overvalued.
Key valuation signals for BOM:539434:
Return-on-Tangible-Asset: 2.54% (60% above median its 10-year median of 1.59)
GF Value™: ₹8.16 vs. price of ₹10.26 (25.7% above fair value)
Industry Position: 26.7% above the Credit Services median (#255 of 546)
No single metric tells the full story. See the BOM:539434 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Brilliant Portfolios Ltd is an India-based company. It is engaged in the business of non-banking financing activity and making both long-term and short-term investments in quoted as well as unquoted shares. It also gives short-term and long-term loans to its borrowers. The company also focuses on the real estate business. The sale of shares generates maximum revenue for the company. It operates mainly in the business segment of fund based financing activity. Geographically, the company offers its services only in the Indian market.
51GF Score
Get the complete analysis for BOM:539434
Return-on-Tangible-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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