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Blackrock Credit Allocationome TrustBTZ -0.59%48 Return-on-Tangible-Asset is 8.43% as of Dec. 2025, which is 49% above its 10-year median of 5.64. GuruFocus rates BTZ with a GF Score™ of 48/100 and a GF Value™ of $15.16 (Significantly Undervalued). The stock has 3 warning signs investors should review. Among 1,635 Asset Management companies, Blackrock Credit Allocationome Trust ranks better than 57.8% on this metric.
The historical rank and industry rank for Blackrock Credit Allocationome Trust's Return-on-Tangible-Asset or its related term are showing as below:
BTZ'
s Return-on-Tangible-Asset Range Over the Past 10 Years
Min: -15.03 Med: 5.64 Max: 9.74
Current: 5.91
During the past 9 years, Blackrock Credit Allocationome Trust's highest Return-on-Tangible-Asset was 9.74%. The lowest was -15.03%. And the median was 5.64%.
BTZ's Return-on-Tangible-Asset is ranked better than 57.8% of 1635
companies
in the Asset Management industry
Industry Median: 4.23
vs BTZ: 5.91
Return-on-Tangible-Asset measures the rate of return on the average total tangible assets (total assets minus intangible assets). Tangible means physical in nature. Intangible Assets are assets that are not physical in nature, and typically "derive their value from legal or intellectual rights." Return-on-Tangible-Asset measures a firm's efficiency at generating profits from its tangible assets. It shows how well a company uses what it has to generate earnings. Return-on-Tangible-Assets can vary drastically across industries. Therefore, Return-on-Tangible-Asset should not be used to compare companies in different industries.
Be Aware
Like ROE and ROA, Return-on-Tangible-Asset is calculated with only 12 months data. Fluctuations in the companys earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. Return-on-Tangible-Asset can be affected by events such as stock buyback or issuance, and by a companys tax rate and its interest payment. Return-on-Tangible-Asset may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high Return-on-Tangible-Asset may indicate vulnerability in the durability of the competitive advantage.
Blackrock Credit Allocationome Trust Return-on-Tangible-Asset Related Terms
Blackrock Credit Allocationome Trust Return-on-Tangible-Asset Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BTZ vs BMEZ, AIO, NRK: Return-on-Tangible-Asset Comparison
For the Asset Management subindustry, Blackrock Credit Allocationome Trust's Return-on-Tangible-Asset, along with its competitors' market caps and Return-on-Tangible-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Blackrock Credit Allocationome Trust Return-on-Tangible-Asset vs Asset Management Industry
For the Asset Management industry and Financial Services sector, Blackrock Credit Allocationome Trust's Return-on-Tangible-Asset distribution charts can be found below:
* The bar in red indicates where Blackrock Credit Allocationome Trust's Return-on-Tangible-Asset falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Asset, the net income of the last fiscal year and the average total tangible assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is two times the semi-annual (Dec. 2025) net income data.
What does a Return-on-Tangible-Asset of 8.43% mean?
Blackrock Credit Allocationome Trust (BTZ) has a Return-on-Tangible-Asset of 8.43% as of Dec. 2025. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Blackrock Credit Allocationome Trust and its competitors. This is 49% above median its historical median of 5.64. According to the industry distribution chart, Blackrock Credit Allocationome Trust ranks #690 out of 1635 companies in the Asset Management industry, placing it in the top 42.2%.
Is Blackrock Credit Allocationome Trust's Return-on-Tangible-Asset too high?
Blackrock Credit Allocationome Trust's current Return-on-Tangible-Asset of 8.43% is 49% above median its 10-year median of 5.64. The Asset Management industry median Return-on-Tangible-Asset is 4.23. Blackrock Credit Allocationome Trust's value of 8.43% is 99.3% above this industry median. Based on the distribution chart, Blackrock Credit Allocationome Trust ranks #690 out of 1635 companies in the Asset Management industry, which is above the industry midpoint. Overall, Blackrock Credit Allocationome Trust has a GF Score™ of 48/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Blackrock Credit Allocationome Trust's Return-on-Tangible-Asset compare to BMEZ and AIO?
According to the Asset Management industry distribution chart, Blackrock Credit Allocationome Trust ranks #690 out of 1635 companies for Return-on-Tangible-Asset. This puts Blackrock Credit Allocationome Trust in the upper half of its industry. The industry median Return-on-Tangible-Asset is 4.23. Blackrock Credit Allocationome Trust's value of 8.43% is 99.3% above this benchmark. While the company's 10-year median is 5.64 vs. the industry median of 4.23, Blackrock Credit Allocationome Trust has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Asset for an Asset Management company?
The median Return-on-Tangible-Asset among Asset Management companies is 4.23, based on 1,635 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Asset significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Blackrock Credit Allocationome Trust's current Return-on-Tangible-Asset of 8.43% is 99.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Asset mean?
A high Return-on-Tangible-Asset can signal that a stock is expensive relative to its fundamentals. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Blackrock Credit Allocationome Trust and its competitors. For the Asset Management industry, the median Return-on-Tangible-Asset is 4.23 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Blackrock Credit Allocationome Trust's current Return-on-Tangible-Asset is 8.43%, which is 49% above median its own 10-year median of 5.64. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Blackrock Credit Allocationome Trust stock overvalued right now?
Based on GuruFocus' analysis, Blackrock Credit Allocationome Trust (BTZ) is currently considered Significantly Undervalued. The stock's GF Value™ is $15.16, compared to a current price of $10.10 — trading 33.4% below its estimated fair value. The current Return-on-Tangible-Asset is 8.43%, which is 49% above median its 10-year median of 5.64 and 99.3% above the Asset Management industry median of 4.23. Blackrock Credit Allocationome Trust's overall GF Score™ is 48/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Asset calculated?
Return-on-Tangible-Asset is calculated from a company's financial statements. For Blackrock Credit Allocationome Trust (BTZ), the current Return-on-Tangible-Asset is 8.43% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Blackrock Credit Allocationome Trust (BTZ) Overvalued in 2026?
Based on GuruFocus' analysis, Blackrock Credit Allocationome Trust stock appears to be undervalued.
The current stock price of $10.10 is trading 33.4% below its estimated GF Value™ of $15.16.
GuruFocus considers Blackrock Credit Allocationome Trust to be Significantly Undervalued.
Key valuation signals for BTZ:
Return-on-Tangible-Asset: 8.43% (49% above median its 10-year median of 5.64)
GF Value™: $15.16 vs. price of $10.10 (33.4% below fair value)
Industry Position: 99.3% above the Asset Management median (#690 of 1635)
No single metric tells the full story. See the BTZ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Blackrock Credit Allocationome Trust Business Description
Blackrock Credit Allocation Income Trust is a diversified, closed-end management investment company. Its investment objective is to seek current income, current gains, and capital appreciation. The Trust invests the majority of its assets in credit-related securities, including, but not limited to, investment grade corporate bonds, high yield bonds (commonly referred to as junk bonds), bank loans, preferred securities, convertible bonds, or derivatives with economic characteristics similar to these credit-related securities. To a lesser extent, it also invests directly in such securities or synthetically through the use of derivatives.
48GF Score
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Return-on-Tangible-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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