Blackrock Credit Allocationome TrustBTZ -0.19%48 Return-on-Tangible-Equity is 14.31% as of Dec. 2025, which is 93% above its 10-year median of 7.41. GuruFocus rates BTZ with a GF Score™ of 48/100 and a GF Value™ of $15.16 (Significantly Undervalued). The stock has 3 warning signs investors should review. Among 1,589 Asset Management companies, Blackrock Credit Allocationome Trust ranks better than 58.78% on this metric.
The historical rank and industry rank for Blackrock Credit Allocationome Trust's Return-on-Tangible-Equity or its related term are showing as below:
BTZ'
s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: -22.78 Med: 7.41 Max: 13.99
Current: 9.67
During the past 9 years, Blackrock Credit Allocationome Trust's highest Return-on-Tangible-Equity was 13.99%. The lowest was -22.78%. And the median was 7.41%.
BTZ's Return-on-Tangible-Equity is ranked better than 58.78% of 1589
companies
in the Asset Management industry
Industry Median: 7.21
vs BTZ: 9.67
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
Blackrock Credit Allocationome Trust Return-on-Tangible-Equity Related Terms
Blackrock Credit Allocationome Trust Return-on-Tangible-Equity Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BTZ vs BMEZ, AIO, NRK: Return-on-Tangible-Equity Comparison
For the Asset Management subindustry, Blackrock Credit Allocationome Trust's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Blackrock Credit Allocationome Trust Return-on-Tangible-Equity vs Asset Management Industry
For the Asset Management industry and Financial Services sector, Blackrock Credit Allocationome Trust's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where Blackrock Credit Allocationome Trust's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is two times the semi-annual (Dec. 2025) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of 14.31% mean?
Blackrock Credit Allocationome Trust (BTZ) has a Return-on-Tangible-Equity of 14.31% as of Dec. 2025. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Blackrock Credit Allocationome Trust and its competitors. This is 93% above median its historical median of 7.41. According to the industry distribution chart, Blackrock Credit Allocationome Trust ranks #655 out of 1589 companies in the Asset Management industry, placing it in the top 41.2%.
Is Blackrock Credit Allocationome Trust's Return-on-Tangible-Equity too high?
Blackrock Credit Allocationome Trust's current Return-on-Tangible-Equity of 14.31% is 93% above median its 10-year median of 7.41. The Asset Management industry median Return-on-Tangible-Equity is 7.21. Blackrock Credit Allocationome Trust's value of 14.31% is 98.5% above this industry median. Based on the distribution chart, Blackrock Credit Allocationome Trust ranks #655 out of 1589 companies in the Asset Management industry, which is above the industry midpoint. Overall, Blackrock Credit Allocationome Trust has a GF Score™ of 48/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Blackrock Credit Allocationome Trust's Return-on-Tangible-Equity compare to BMEZ and AIO?
According to the Asset Management industry distribution chart, Blackrock Credit Allocationome Trust ranks #655 out of 1589 companies for Return-on-Tangible-Equity. This puts Blackrock Credit Allocationome Trust in the upper half of its industry. The industry median Return-on-Tangible-Equity is 7.21. Blackrock Credit Allocationome Trust's value of 14.31% is 98.5% above this benchmark. While the company's 10-year median is 7.41 vs. the industry median of 7.21, Blackrock Credit Allocationome Trust has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for an Asset Management company?
The median Return-on-Tangible-Equity among Asset Management companies is 7.21, based on 1,589 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Blackrock Credit Allocationome Trust's current Return-on-Tangible-Equity of 14.31% is 98.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Blackrock Credit Allocationome Trust and its competitors. For the Asset Management industry, the median Return-on-Tangible-Equity is 7.21 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Blackrock Credit Allocationome Trust's current Return-on-Tangible-Equity is 14.31%, which is 93% above median its own 10-year median of 7.41. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Blackrock Credit Allocationome Trust stock overvalued right now?
Based on GuruFocus' analysis, Blackrock Credit Allocationome Trust (BTZ) is currently considered Significantly Undervalued. The stock's GF Value™ is $15.16, compared to a current price of $10.25 — trading 32.4% below its estimated fair value. The current Return-on-Tangible-Equity is 14.31%, which is 93% above median its 10-year median of 7.41 and 98.5% above the Asset Management industry median of 7.21. Blackrock Credit Allocationome Trust's overall GF Score™ is 48/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Blackrock Credit Allocationome Trust (BTZ), the current Return-on-Tangible-Equity is 14.31% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Blackrock Credit Allocationome Trust (BTZ) Overvalued in 2026?
Based on GuruFocus' analysis, Blackrock Credit Allocationome Trust stock appears to be undervalued.
The current stock price of $10.25 is trading 32.4% below its estimated GF Value™ of $15.16.
GuruFocus considers Blackrock Credit Allocationome Trust to be Significantly Undervalued.
Key valuation signals for BTZ:
Return-on-Tangible-Equity: 14.31% (93% above median its 10-year median of 7.41)
GF Value™: $15.16 vs. price of $10.25 (32.4% below fair value)
Industry Position: 98.5% above the Asset Management median (#655 of 1589)
No single metric tells the full story. See the BTZ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Blackrock Credit Allocationome Trust Business Description
Blackrock Credit Allocation Income Trust is a diversified, closed-end management investment company. Its investment objective is to seek current income, current gains, and capital appreciation. The Trust invests the majority of its assets in credit-related securities, including, but not limited to, investment grade corporate bonds, high yield bonds (commonly referred to as junk bonds), bank loans, preferred securities, convertible bonds, or derivatives with economic characteristics similar to these credit-related securities. To a lesser extent, it also invests directly in such securities or synthetically through the use of derivatives.
48GF Score
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