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BUE:FNMA's Return-on-Tangible-Asset is ranked worse than 85.74% of 1529
companies
in the Banks industry
Industry Median: 0.99
vs BUE:FNMA: 0.33
Federal National Mortgage Association Fannie Mae (BUE:FNMA) Return-on-Tangible-Asset Explanation
Return-on-Tangible-Asset measures the rate of return on the average total tangible assets (total assets minus intangible assets). Tangible means physical in nature. Intangible Assets are assets that are not physical in nature, and typically "derive their value from legal or intellectual rights." Return-on-Tangible-Asset measures a firm's efficiency at generating profits from its tangible assets. It shows how well a company uses what it has to generate earnings. Return-on-Tangible-Assets can vary drastically across industries. Therefore, Return-on-Tangible-Asset should not be used to compare companies in different industries.
Be Aware
Like ROE and ROA, Return-on-Tangible-Asset is calculated with only 12 months data. Fluctuations in the companys earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. Return-on-Tangible-Asset can be affected by events such as stock buyback or issuance, and by a companys tax rate and its interest payment. Return-on-Tangible-Asset may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high Return-on-Tangible-Asset may indicate vulnerability in the durability of the competitive advantage.
Federal National Mortgage Association Fannie Mae Return-on-Tangible-Asset Related Terms
Federal National Mortgage Association Fannie Mae Return-on-Tangible-Asset Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Federal National Mortgage Association Fannie Mae Return-on-Tangible-Asset Chart
Federal National Mortgage Association Fannie Mae Annual Data
BUE:FNMA vs PFSI, FMCC, WD: Return-on-Tangible-Asset Comparison
For the Mortgage Finance subindustry, Federal National Mortgage Association Fannie Mae's Return-on-Tangible-Asset, along with its competitors' market caps and Return-on-Tangible-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Federal National Mortgage Association Fannie Mae Return-on-Tangible-Asset vs Banks Industry
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Asset, the net income of the last fiscal year and the average total tangible assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Mar. 2026) net income data.
What does a Return-on-Tangible-Asset of 0.34% mean?
Federal National Mortgage Association Fannie Mae (BUE:FNMA) has a Return-on-Tangible-Asset of 0.34% as of Mar. 2026. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Federal National Mortgage Association Fannie Mae and its competitors. This is 13% below median its historical median of 0.39. Over the past decade, Federal National Mortgage Association Fannie Mae's Return-on-Tangible-Asset has ranged from 0.07 to 0.54. According to the industry distribution chart, Federal National Mortgage Association Fannie Mae ranks #1311 out of 1529 companies in the Banks industry, placing it in the top 85.7%.
Is Federal National Mortgage Association Fannie Mae's Return-on-Tangible-Asset too high?
Federal National Mortgage Association Fannie Mae's current Return-on-Tangible-Asset of 0.34% is 13% below median its 10-year median of 0.39. Over the past 10 years, this metric has ranged from a low of 0.07 to a high of 0.54. The Banks industry median Return-on-Tangible-Asset is 0.99. Federal National Mortgage Association Fannie Mae's value of 0.34% is 65.7% below this industry median. Based on the distribution chart, Federal National Mortgage Association Fannie Mae ranks #1311 out of 1529 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Federal National Mortgage Association Fannie Mae has a GF Score™ of 13/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Federal National Mortgage Association Fannie Mae's Return-on-Tangible-Asset compare to PFSI and FMCC?
According to the Banks industry distribution chart, Federal National Mortgage Association Fannie Mae ranks #1311 out of 1529 companies for Return-on-Tangible-Asset. This places Federal National Mortgage Association Fannie Mae in the lower half of its industry. The industry median Return-on-Tangible-Asset is 0.99. Federal National Mortgage Association Fannie Mae's value of 0.34% is 65.7% below this benchmark. Historically, Federal National Mortgage Association Fannie Mae's own Return-on-Tangible-Asset has ranged from 0.07 to 0.54 over the past decade. While the company's 10-year median is 0.39 vs. the industry median of 0.99, Federal National Mortgage Association Fannie Mae has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Asset for a Banks company?
The median Return-on-Tangible-Asset among Banks companies is 0.99, based on 1,529 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Asset significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Federal National Mortgage Association Fannie Mae's current Return-on-Tangible-Asset of 0.34% is 65.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Asset mean?
A high Return-on-Tangible-Asset can signal that a stock is expensive relative to its fundamentals. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Federal National Mortgage Association Fannie Mae and its competitors. For the Banks industry, the median Return-on-Tangible-Asset is 0.99 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Federal National Mortgage Association Fannie Mae's current Return-on-Tangible-Asset is 0.34%, which is 13% below median its own 10-year median of 0.39. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Federal National Mortgage Association Fannie Mae stock overvalued right now?
Based on GuruFocus' analysis, Federal National Mortgage Association Fannie Mae (BUE:FNMA) is currently considered Significantly Overvalued. The stock's GF Value™ is ARS4,088.53, compared to a current price of ARS11,000.00 — trading 169% above its estimated fair value. The current Return-on-Tangible-Asset is 0.34%, which is 13% below median its 10-year median of 0.39 and 65.7% below the Banks industry median of 0.99. Federal National Mortgage Association Fannie Mae's overall GF Score™ is 13/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Asset calculated?
Return-on-Tangible-Asset is calculated from a company's financial statements. For Federal National Mortgage Association Fannie Mae (BUE:FNMA), the current Return-on-Tangible-Asset is 0.34% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Federal National Mortgage Association Fannie Mae (BUE:FNMA) Overvalued in 2026?
Based on GuruFocus' analysis, Federal National Mortgage Association Fannie Mae stock appears to be overvalued.
The current stock price of ARS11,000.00 is trading 169% above its estimated GF Value™ of ARS4,088.53.
GuruFocus considers Federal National Mortgage Association Fannie Mae to be Significantly Overvalued.
Key valuation signals for BUE:FNMA:
Return-on-Tangible-Asset: 0.34% (13% below median its 10-year median of 0.39)
GF Value™: ARS4,088.53 vs. price of ARS11,000.00 (169% above fair value)
Industry Position: 65.7% below the Banks median (#1311 of 1529)
No single metric tells the full story. See the BUE:FNMA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Federal National Mortgage Association Fannie Mae Business Description
Federal National Mortgage Association Fannie Mae is a source of financing for mortgages in the United States. The company has two segments namely the Single-Family business that operates in the secondary mortgage market relating to single-family mortgage loans, which are secured by properties containing four or fewer residential dwelling units and the Multifamily business operates in the secondary mortgage market relating mainly to multifamily mortgage loans, which are secured by properties containing five or more residential units. The majority of the revenue is derived from the Single-Family segment.
13GF Score
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Return-on-Tangible-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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