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Return on Retained Earnings (RORE) is an indicator of a company's growth potential, it shows how much a company earns by reinvesting its retained earnings, i.e. profits after dividend payments.
Federal National Mortgage Association Fannie Mae's 10-Year RORE % for the quarter that ended in Mar. 2026 was 100.19%.
BUE:FNMA's 10-Year RORE % is ranked better than 98.72% of 1090
companies
in the Banks industry
Industry Median: 10.205
vs BUE:FNMA: 100.19
Federal National Mortgage Association Fannie Mae (BUE:FNMA) 10-Year RORE % Explanation
Return on Retained Earnings (RORE) is important to investors because it reveals a company's efficiency and growth potential. A higher RORE indicates a higher return. A high RORE indicates that the company should reinvest profits into the business. A lower RORE suggests that the company should distribute profits to shareholders by paying out dividends, since those dollars aren't generating much additional growth for the company.
There are a several different ways to arrive at the Return on Retained Earnings. The simplest way to calculate it is by using published information on Earnings per Share (EPS) and Dividend per Share (DPS) over a selected period. Here, 10-year period is chosen.
Be Aware
Please keep in mind that the RORE is relative to the nature of the business and its competitors. If another company in the same sector is producing a lower return on retained earnings, it doesn’t necessarily mean it’s a bad investment. It may just suggest the company is older and no longer in a high growth stage. At such a stage in the business cycle, it would be expected to see a lower RORE and higher dividend payout.
Federal National Mortgage Association Fannie Mae 10-Year RORE % Related Terms
Federal National Mortgage Association Fannie Mae 10-Year RORE % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Federal National Mortgage Association Fannie Mae 10-Year RORE % Chart
Federal National Mortgage Association Fannie Mae Annual Data
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Federal National Mortgage Association Fannie Mae 10-Year RORE % vs Banks Industry
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of 10-Year RORE %, the most recent and first period EPS (Diluted) is the trailing twelve months (TTM) data ended in Mar. 2026 and 10-year before.
Federal National Mortgage Association Fannie Mae (BUE:FNMA) has a 10-Year RORE % of 100.19 as of Mar. 2026. 10-Year RORE % shows how much a company earns by reinvesting its retained earnings in 10-year. View historical data on Federal National Mortgage Association Fannie Mae and its competitors. According to the industry distribution chart, Federal National Mortgage Association Fannie Mae ranks #14 out of 1090 companies in the Banks industry, placing it in the top 1.3%.
Is Federal National Mortgage Association Fannie Mae's 10-Year RORE % too high?
Federal National Mortgage Association Fannie Mae's current 10-Year RORE % is 100.19. The Banks industry median 10-Year RORE % is 10.21. Federal National Mortgage Association Fannie Mae's value of 100.19 is 881.8% above this industry median. Based on the distribution chart, Federal National Mortgage Association Fannie Mae ranks #14 out of 1090 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Federal National Mortgage Association Fannie Mae has a GF Score™ of 13/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Federal National Mortgage Association Fannie Mae's 10-Year RORE % compare to PFSI and FMCC?
According to the Banks industry distribution chart, Federal National Mortgage Association Fannie Mae ranks #14 out of 1090 companies for 10-Year RORE %. This places Federal National Mortgage Association Fannie Mae in the top 1% of its industry — outperforming the majority of peers. The industry median 10-Year RORE % is 10.21. Federal National Mortgage Association Fannie Mae's value of 100.19 is 881.8% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 10-Year RORE % for a Banks company?
The median 10-Year RORE % among Banks companies is 10.21, based on 1,090 companies in the industry. Companies in the top quartile (top 25%) have a 10-Year RORE % significantly above this median, while those in the bottom quartile fall well below. However, 10-Year RORE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Federal National Mortgage Association Fannie Mae's current 10-Year RORE % of 100.19 is 881.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 10-Year RORE % mean?
A high 10-Year RORE % can signal that a stock is expensive relative to its fundamentals. 10-Year RORE % shows how much a company earns by reinvesting its retained earnings in 10-year. View historical data on Federal National Mortgage Association Fannie Mae and its competitors. For the Banks industry, the median 10-Year RORE % is 10.21 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Federal National Mortgage Association Fannie Mae's current 10-Year RORE % is 100.19. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Federal National Mortgage Association Fannie Mae stock overvalued right now?
Based on GuruFocus' analysis, Federal National Mortgage Association Fannie Mae (BUE:FNMA) is currently considered Significantly Overvalued. The stock's GF Value™ is ARS4,084.04, compared to a current price of ARS11,000.00 — trading 169.3% above its estimated fair value. The current 10-Year RORE % is 100.19 and 881.8% above the Banks industry median of 10.21. Federal National Mortgage Association Fannie Mae's overall GF Score™ is 13/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 10-Year RORE % calculated?
10-Year RORE % is calculated from a company's financial statements. For Federal National Mortgage Association Fannie Mae (BUE:FNMA), the current 10-Year RORE % is 100.19 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Federal National Mortgage Association Fannie Mae (BUE:FNMA) Overvalued in 2026?
Based on GuruFocus' analysis, Federal National Mortgage Association Fannie Mae stock appears to be overvalued.
The current stock price of ARS11,000.00 is trading 169.3% above its estimated GF Value™ of ARS4,084.04.
GuruFocus considers Federal National Mortgage Association Fannie Mae to be Significantly Overvalued.
Key valuation signals for BUE:FNMA:
10-Year RORE %: 100.19
GF Value™: ARS4,084.04 vs. price of ARS11,000.00 (169.3% above fair value)
Industry Position: 881.8% above the Banks median (#14 of 1090)
No single metric tells the full story. See the BUE:FNMA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Federal National Mortgage Association Fannie Mae Business Description
Federal National Mortgage Association Fannie Mae is a source of financing for mortgages in the United States. The company has two segments namely the Single-Family business that operates in the secondary mortgage market relating to single-family mortgage loans, which are secured by properties containing four or fewer residential dwelling units and the Multifamily business operates in the secondary mortgage market relating mainly to multifamily mortgage loans, which are secured by properties containing five or more residential units. The majority of the revenue is derived from the Single-Family segment.
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10-Year RORE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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