Umm AlQura For Development And Construction Co (SAU:4325) Return-on-Tangible-Asset: 3.42% (As of Jun. 2026) — 16% Above Median

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SAU:4325 Umm AlQura For Development And Construction Co SAU:4325
13 GF Score
Price ﷼17.00
! 4 Warning Signs
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What is Umm AlQura For Development And Construction Co Return-on-Tangible-Asset?

Umm AlQura For Development And Construction Co SAU:4325 -0.47% 13 Return-on-Tangible-Asset is 3.42% as of Jun. 2026, which is 16% above its 10-year median of 2.94. GuruFocus rates SAU:4325 with a GF Score™ of 13/100. The stock has 4 warning signs investors should review. Among 1,800 Real Estate companies, Umm AlQura For Development And Construction Co ranks better than 64.28% on this metric.

Return-on-Tangible-Asset is calculated as Net Income divided by its average total tangible assets. Total tangible assets equals to Total Assets minus Intangible Assets. Umm AlQura For Development And Construction Co's annualized Net Income for the quarter that ended in Jun. 2026 was ﷼864 Mil. Umm AlQura For Development And Construction Co's average total tangible assets for the quarter that ended in Jun. 2026 was ﷼25,310 Mil. Therefore, Umm AlQura For Development And Construction Co's annualized Return-on-Tangible-Asset for the quarter that ended in Jun. 2026 was 3.42%.

The historical rank and industry rank for Umm AlQura For Development And Construction Co's Return-on-Tangible-Asset or its related term are showing as below:

SAU:4325' s Return-on-Tangible-Asset Range Over the Past 10 Years
Min: 1.99   Med: 2.94   Max: 3.88
Current: 3.28

During the past 2 years, Umm AlQura For Development And Construction Co's highest Return-on-Tangible-Asset was 3.88%. The lowest was 1.99%. And the median was 2.94%.

SAU:4325's Return-on-Tangible-Asset is ranked better than
64.28% of 1800 companies
in the Real Estate industry
Industry Median: 1.795 vs SAU:4325: 3.28

Umm AlQura For Development And Construction Co  (SAU:4325) Return-on-Tangible-Asset Explanation

Return-on-Tangible-Asset measures the rate of return on the average total tangible assets (total assets minus intangible assets). Tangible means physical in nature. Intangible Assets are assets that are not physical in nature, and typically "derive their value from legal or intellectual rights." Return-on-Tangible-Asset measures a firm's efficiency at generating profits from its tangible assets. It shows how well a company uses what it has to generate earnings. Return-on-Tangible-Assets can vary drastically across industries. Therefore, Return-on-Tangible-Asset should not be used to compare companies in different industries.


Be Aware

Like ROE and ROA, Return-on-Tangible-Asset is calculated with only 12 months data. Fluctuations in the company’s earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. Return-on-Tangible-Asset can be affected by events such as stock buyback or issuance, and by a company’s tax rate and its interest payment. Return-on-Tangible-Asset may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).

Many analysts argue the higher return the better. Buffett states that really high Return-on-Tangible-Asset may indicate vulnerability in the durability of the competitive advantage.


Umm AlQura For Development And Construction Co Return-on-Tangible-Asset Related Terms


Umm AlQura For Development And Construction Co Return-on-Tangible-Asset Historical Data

* Premium members only.

The historical data trend for Umm AlQura For Development And Construction Co's Return-on-Tangible-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Umm AlQura For Development And Construction Co Return-on-Tangible-Asset Chart

Umm AlQura For Development And Construction Co Annual Data
Trend Dec24 Dec25
Return-on-Tangible-Asset
1.99 3.88

Umm AlQura For Development And Construction Co Quarterly Data
Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Return-on-Tangible-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.62 7.78 1.08 0.71 3.42

SAU:4325 vs JOE: Return-on-Tangible-Asset Comparison

For the Real Estate - Diversified subindustry, Umm AlQura For Development And Construction Co's Return-on-Tangible-Asset, along with its competitors' market caps and Return-on-Tangible-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Umm AlQura For Development And Construction Co Return-on-Tangible-Asset vs Real Estate Industry

For the Real Estate industry and Real Estate sector, Umm AlQura For Development And Construction Co's Return-on-Tangible-Asset distribution charts can be found below:

* The bar in red indicates where Umm AlQura For Development And Construction Co's Return-on-Tangible-Asset falls into.


SAU:4325
13GF Score
Umm AlQura For Development And Construction Co SAU:4325
Return-on-Tangible-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
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Umm AlQura For Development And Construction Co Return-on-Tangible-Asset Calculation

Umm AlQura For Development And Construction Co's annualized Return-on-Tangible-Asset for the fiscal year that ended in Dec. 2025 is calculated as:

Return-on-Tangible-Asset=Net Income/( (Total Tangible Assets+Total Tangible Assets)/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=Net Income/( (Total Assets - Intangible Assets+Total Assets - Intangible Assets)/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=983.389/( (25051.671+25673.919)/ 2 )
=983.389/25362.795
=3.88 %

Umm AlQura For Development And Construction Co's annualized Return-on-Tangible-Asset for the quarter that ended in Jun. 2026 is calculated as:

Return-on-Tangible-Asset=Net Income/( (Total Tangible Assets+Total Tangible Assets)/ count )
(Q: Jun. 2026 )  (Q: Mar. 2026 )(Q: Jun. 2026 )
=Net Income/( (Total Assets - Intangible Assets+Total Assets - Intangible Assets)/ count )
(Q: Jun. 2026 )  (Q: Mar. 2026 )(Q: Jun. 2026 )
=864.416/( (25212.728+25407.525)/ 2 )
=864.416/25310.1265
=3.42 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Return-on-Tangible-Asset, the net income of the last fiscal year and the average total tangible assets over the fiscal year are used. In calculating the quarterly data, the Net Income data used here is four times the quarterly (Jun. 2026) net income data.

What does a Return-on-Tangible-Asset of 3.42% mean?
Umm AlQura For Development And Construction Co (SAU:4325) has a Return-on-Tangible-Asset of 3.42% as of Jun. 2026. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Umm AlQura For Development And Construction Co and its competitors. This is 16% above median its historical median of 2.94. Over the past decade, Umm AlQura For Development And Construction Co's Return-on-Tangible-Asset has ranged from 1.99 to 3.88. According to the industry distribution chart, Umm AlQura For Development And Construction Co ranks #643 out of 1800 companies in the Real Estate industry, placing it in the top 35.7%.
Is Umm AlQura For Development And Construction Co's Return-on-Tangible-Asset too high?
Umm AlQura For Development And Construction Co's current Return-on-Tangible-Asset of 3.42% is 16% above median its 10-year median of 2.94. Over the past 10 years, this metric has ranged from a low of 1.99 to a high of 3.88. The Real Estate industry median Return-on-Tangible-Asset is 1.80. Umm AlQura For Development And Construction Co's value of 3.42% is 90.5% above this industry median. Based on the distribution chart, Umm AlQura For Development And Construction Co ranks #643 out of 1800 companies in the Real Estate industry, which is above the industry midpoint. Overall, Umm AlQura For Development And Construction Co has a GF Score™ of 13/100, reflecting its overall financial health beyond just this single metric.
How does Umm AlQura For Development And Construction Co's Return-on-Tangible-Asset compare to JOE?
According to the Real Estate industry distribution chart, Umm AlQura For Development And Construction Co ranks #643 out of 1800 companies for Return-on-Tangible-Asset. This puts Umm AlQura For Development And Construction Co in the upper half of its industry. The industry median Return-on-Tangible-Asset is 1.80. Umm AlQura For Development And Construction Co's value of 3.42% is 90.5% above this benchmark. Historically, Umm AlQura For Development And Construction Co's own Return-on-Tangible-Asset has ranged from 1.99 to 3.88 over the past decade. While the company's 10-year median is 2.94 vs. the industry median of 1.80, Umm AlQura For Development And Construction Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Asset for a Real Estate company?
The median Return-on-Tangible-Asset among Real Estate companies is 1.80, based on 1,800 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Asset significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Umm AlQura For Development And Construction Co's current Return-on-Tangible-Asset of 3.42% is 90.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Asset mean?
A high Return-on-Tangible-Asset can signal that a stock is expensive relative to its fundamentals. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Umm AlQura For Development And Construction Co and its competitors. For the Real Estate industry, the median Return-on-Tangible-Asset is 1.80 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Umm AlQura For Development And Construction Co's current Return-on-Tangible-Asset is 3.42%, which is 16% above median its own 10-year median of 2.94. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Umm AlQura For Development And Construction Co stock overvalued right now?
Umm AlQura For Development And Construction Co (SAU:4325) has a current Return-on-Tangible-Asset of 3.42%. The current Return-on-Tangible-Asset is 3.42%, which is 16% above median its 10-year median of 2.94 and 90.5% above the Real Estate industry median of 1.80. Umm AlQura For Development And Construction Co's overall GF Score™ is 13/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Asset calculated?
Return-on-Tangible-Asset is calculated from a company's financial statements. For Umm AlQura For Development And Construction Co (SAU:4325), the current Return-on-Tangible-Asset is 3.42% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Umm AlQura For Development And Construction Co Business Description

Address 7559 Ash Shajaah, P. O. Box 2391, Al-Rusayfah District, Makkah, SAU, 24232
Umm AlQura For Development And Construction Co is engaged in real estate activities represented in purchasing, selling and dividing of land and real estate, off-plan sales activities, management and leasing of owned or leased (nonresidential) properties, in addition to the construction field of public works of residential buildings and non-residential buildings such as schools, hospitals, hotels, etc., and the construction of roads, streets, sidewalks, road supplies, and the construction of bridges and tunnels.
13GF Score

Get the complete analysis for SAU:4325

Return-on-Tangible-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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