Umm AlQura For Development And Construction Co (SAU:4325) ROA %: 0.71% (As of Mar. 2026) — 76% Below Median

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SAU:4325 Umm AlQura For Development And Construction Co SAU:4325
14 GF Score
Price ﷼16.93
! 4 Warning Signs
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What is Umm AlQura For Development And Construction Co ROA %?

Umm AlQura For Development And Construction Co SAU:4325 -0.82% 14 ROA % is 0.71% as of Mar. 2026, which is 76% below its 10-year median of 2.93. GuruFocus rates SAU:4325 with a GF Score™ of 14/100. The stock has 4 warning signs investors should review. Among 1,800 Real Estate companies, Umm AlQura For Development And Construction Co ranks better than 66.22% on this metric.

ROA % is calculated as Net Income divided by its average Total Assets over a certain period of time. Umm AlQura For Development And Construction Co's annualized Net Income for the quarter that ended in Mar. 2026 was ﷼180 Mil. Umm AlQura For Development And Construction Co's average Total Assets over the quarter that ended in Mar. 2026 was ﷼25,472 Mil. Therefore, Umm AlQura For Development And Construction Co's annualized ROA % for the quarter that ended in Mar. 2026 was 0.71%.

The historical rank and industry rank for Umm AlQura For Development And Construction Co's ROA % or its related term are showing as below:

SAU:4325' s ROA % Range Over the Past 10 Years
Min: 1.99   Med: 2.93   Max: 3.87
Current: 3.34

During the past 2 years, Umm AlQura For Development And Construction Co's highest ROA % was 3.87%. The lowest was 1.99%. And the median was 2.93%.

SAU:4325's ROA % is ranked better than
66.22% of 1800 companies
in the Real Estate industry
Industry Median: 1.67 vs SAU:4325: 3.34

Umm AlQura For Development And Construction Co  (SAU:4325) ROA % Explanation

ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A bank’s ROA % is typically well under 2%.

Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:

ROA %(Q: Mar. 2026 )
=Net Income/Total Assets
=179.72/25471.9185
=(Net Income / Revenue)*(Revenue / Total Assets)
=(179.72 / 318.608)*(318.608 / 25471.9185)
=Net Margin %*Asset Turnover
=56.41 %*0.0125
=0.71 %

Note: The Net Income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).

Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.

E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.


Umm AlQura For Development And Construction Co ROA % Related Terms


Umm AlQura For Development And Construction Co ROA % Historical Data

* Premium members only.

The historical data trend for Umm AlQura For Development And Construction Co's ROA % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Umm AlQura For Development And Construction Co ROA % Chart

Umm AlQura For Development And Construction Co Annual Data
Trend Dec24 Dec25
ROA %
1.99 3.87

Umm AlQura For Development And Construction Co Quarterly Data
Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROA % Get a 7-Day Free Trial Premium Member Only 2.51 3.62 7.78 1.08 0.71

Umm AlQura For Development And Construction Co ROA % Competitor Comparison

For the Real Estate - Diversified subindustry, Umm AlQura For Development And Construction Co's ROA %, along with its competitors' market caps and ROA % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Umm AlQura For Development And Construction Co ROA % vs Real Estate Industry

For the Real Estate industry and Real Estate sector, Umm AlQura For Development And Construction Co's ROA % distribution charts can be found below:

* The bar in red indicates where Umm AlQura For Development And Construction Co's ROA % falls into.


SAU:4325
14GF Score
Umm AlQura For Development And Construction Co SAU:4325
ROA % is just one metric. See GF Score™, valuation, warning signs, and more.
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Umm AlQura For Development And Construction Co ROA % Calculation

Umm AlQura For Development And Construction Co's annualized ROA % for the fiscal year that ended in Dec. 2025 is calculated as:

ROA %=Net Income (A: Dec. 2025 )/( (Total Assets (A: Dec. 2024 )+Total Assets (A: Dec. 2025 ))/ count )
=983.389/( (25060.241+25702.893)/ 2 )
=983.389/25381.567
=3.87 %

Umm AlQura For Development And Construction Co's annualized ROA % for the quarter that ended in Mar. 2026 is calculated as:

ROA %=Net Income (Q: Mar. 2026 )/( (Total Assets (Q: Dec. 2025 )+Total Assets (Q: Mar. 2026 ))/ count )
=179.72/( (25702.893+25240.944)/ 2 )
=179.72/25471.9185
=0.71 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data, the Net Income data used here is four times the quarterly (Mar. 2026) net income data. ROA % is displayed in the 30-year financial page.

Frequently Asked Questions Learn more about ROA % →
What does a ROA % of 0.71% mean?
Umm AlQura For Development And Construction Co (SAU:4325) has a ROA % of 0.71% as of Mar. 2026. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Umm AlQura For Development And Construction Co and its competitors. This is 76% below median its historical median of 2.93. Over the past decade, Umm AlQura For Development And Construction Co's ROA % has ranged from 1.99 to 3.87. According to the industry distribution chart, Umm AlQura For Development And Construction Co ranks #608 out of 1800 companies in the Real Estate industry, placing it in the top 33.8%.
Is Umm AlQura For Development And Construction Co's ROA % too high?
Umm AlQura For Development And Construction Co's current ROA % of 0.71% is 76% below median its 10-year median of 2.93. Over the past 10 years, this metric has ranged from a low of 1.99 to a high of 3.87. The Real Estate industry median ROA % is 1.67. Umm AlQura For Development And Construction Co's value of 0.71% is 57.5% below this industry median. Based on the distribution chart, Umm AlQura For Development And Construction Co ranks #608 out of 1800 companies in the Real Estate industry, which is above the industry midpoint. Overall, Umm AlQura For Development And Construction Co has a GF Score™ of 14/100, reflecting its overall financial health beyond just this single metric.
How does Umm AlQura For Development And Construction Co's ROA % compare to competitors?
According to the Real Estate industry distribution chart, Umm AlQura For Development And Construction Co ranks #608 out of 1800 companies for ROA %. This puts Umm AlQura For Development And Construction Co in the upper half of its industry. The industry median ROA % is 1.67. Umm AlQura For Development And Construction Co's value of 0.71% is 57.5% below this benchmark. Historically, Umm AlQura For Development And Construction Co's own ROA % has ranged from 1.99 to 3.87 over the past decade. While the company's 10-year median is 2.93 vs. the industry median of 1.67, Umm AlQura For Development And Construction Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for a Real Estate company?
The median ROA % among Real Estate companies is 1.67, based on 1,800 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Umm AlQura For Development And Construction Co's current ROA % of 0.71% is 57.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Umm AlQura For Development And Construction Co and its competitors. For the Real Estate industry, the median ROA % is 1.67 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Umm AlQura For Development And Construction Co's current ROA % is 0.71%, which is 76% below median its own 10-year median of 2.93. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Umm AlQura For Development And Construction Co stock overvalued right now?
Umm AlQura For Development And Construction Co (SAU:4325) has a current ROA % of 0.71%. The current ROA % is 0.71%, which is 76% below median its 10-year median of 2.93 and 57.5% below the Real Estate industry median of 1.67. Umm AlQura For Development And Construction Co's overall GF Score™ is 14/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For Umm AlQura For Development And Construction Co (SAU:4325), the current ROA % is 0.71% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Umm AlQura For Development And Construction Co Business Description

Address 7559 Ash Shajaah, P. O. Box 2391, Al-Rusayfah District, Makkah, SAU, 24232
Umm AlQura For Development And Construction Co is engaged in real estate activities represented in purchasing, selling and dividing of land and real estate, off-plan sales activities, management and leasing of owned or leased (nonresidential) properties, in addition to the construction field of public works of residential buildings and non-residential buildings such as schools, hospitals, hotels, etc., and the construction of roads, streets, sidewalks, road supplies, and the construction of bridges and tunnels.
14GF Score

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ROA % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

﷼16.93
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