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Sa International HoldingsSTU:SSW -1.05%63 Return-on-Tangible-Asset is 4.13% as of Sep. 2025, which is 34% below its 10-year median of 6.24. GuruFocus rates STU:SSW with a GF Score™ of 63/100 and a GF Value™ of €0.09. The stock has 5 warning signs investors should review. Among 1,134 Retail - Cyclical companies, Sa International Holdings ranks better than 78.48% on this metric.
Return-on-Tangible-Asset is calculated as Net Income divided by its average total tangible assets. Total tangible assets equals to Total Assets minus Intangible Assets. Sa International Holdings's annualizedNet Income for the quarter that ended in Sep. 2025 was €11.0 Mil. Sa International Holdings's average total tangible assets for the quarter that ended in Sep. 2025 was €265.5 Mil. Therefore, Sa International Holdings's annualized Return-on-Tangible-Asset for the quarter that ended in Sep. 2025 was 4.13%.
The historical rank and industry rank for Sa International Holdings's Return-on-Tangible-Asset or its related term are showing as below:
STU:SSW'
s Return-on-Tangible-Asset Range Over the Past 10 Years
Min: -15.46 Med: 6.24 Max: 13.53
Current: 8.52
During the past 13 years, Sa International Holdings's highest Return-on-Tangible-Asset was 13.53%. The lowest was -15.46%. And the median was 6.24%.
STU:SSW's Return-on-Tangible-Asset is ranked better than 78.48% of 1134
companies
in the Retail - Cyclical industry
Industry Median: 2.92
vs STU:SSW: 8.52
Sa International Holdings (STU:SSW) Return-on-Tangible-Asset Explanation
Return-on-Tangible-Asset measures the rate of return on the average total tangible assets (total assets minus intangible assets). Tangible means physical in nature. Intangible Assets are assets that are not physical in nature, and typically "derive their value from legal or intellectual rights." Return-on-Tangible-Asset measures a firm's efficiency at generating profits from its tangible assets. It shows how well a company uses what it has to generate earnings. Return-on-Tangible-Assets can vary drastically across industries. Therefore, Return-on-Tangible-Asset should not be used to compare companies in different industries.
Be Aware
Like ROE and ROA, Return-on-Tangible-Asset is calculated with only 12 months data. Fluctuations in the companys earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. Return-on-Tangible-Asset can be affected by events such as stock buyback or issuance, and by a companys tax rate and its interest payment. Return-on-Tangible-Asset may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high Return-on-Tangible-Asset may indicate vulnerability in the durability of the competitive advantage.
Sa International Holdings Return-on-Tangible-Asset Related Terms
Sa International Holdings Return-on-Tangible-Asset Historical Data
* Premium members only.
The historical data trend for Sa International Holdings's Return-on-Tangible-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Sa International Holdings Return-on-Tangible-Asset Chart
STU:SSW vs CASY, WSM, DKS: Return-on-Tangible-Asset Comparison
For the Specialty Retail subindustry, Sa International Holdings's Return-on-Tangible-Asset, along with its competitors' market caps and Return-on-Tangible-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Sa International Holdings Return-on-Tangible-Asset vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, Sa International Holdings's Return-on-Tangible-Asset distribution charts can be found below:
* The bar in red indicates where Sa International Holdings's Return-on-Tangible-Asset falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Asset, the net income of the last fiscal year and the average total tangible assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is two times the semi-annual (Sep. 2025) net income data.
What does a Return-on-Tangible-Asset of 4.13% mean?
Sa International Holdings (STU:SSW) has a Return-on-Tangible-Asset of 4.13% as of Sep. 2025. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Sa International Holdings and its competitors. This is 34% below median its historical median of 6.24. According to the industry distribution chart, Sa International Holdings ranks #244 out of 1134 companies in the Retail - Cyclical industry, placing it in the top 21.5%.
Is Sa International Holdings' Return-on-Tangible-Asset too high?
Sa International Holdings' current Return-on-Tangible-Asset of 4.13% is 34% below median its 10-year median of 6.24. The Retail - Cyclical industry median Return-on-Tangible-Asset is 2.92. Sa International Holdings' value of 4.13% is 41.4% above this industry median. Based on the distribution chart, Sa International Holdings ranks #244 out of 1134 companies in the Retail - Cyclical industry, which is in the top quartile — a strong position relative to peers. Overall, Sa International Holdings has a GF Score™ of 63/100, reflecting its overall financial health beyond just this single metric.
How does Sa International Holdings' Return-on-Tangible-Asset compare to CASY and WSM?
According to the Retail - Cyclical industry distribution chart, Sa International Holdings ranks #244 out of 1134 companies for Return-on-Tangible-Asset. This places Sa International Holdings in the top 22% of its industry — outperforming the majority of peers. The industry median Return-on-Tangible-Asset is 2.92. Sa International Holdings' value of 4.13% is 41.4% above this benchmark. While the company's 10-year median is 6.24 vs. the industry median of 2.92, Sa International Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Asset for a Retail - Cyclical company?
The median Return-on-Tangible-Asset among Retail - Cyclical companies is 2.92, based on 1,134 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Asset significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sa International Holdings's current Return-on-Tangible-Asset of 4.13% is 41.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Asset mean?
A high Return-on-Tangible-Asset can signal that a stock is expensive relative to its fundamentals. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Sa International Holdings and its competitors. For the Retail - Cyclical industry, the median Return-on-Tangible-Asset is 2.92 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sa International Holdings's current Return-on-Tangible-Asset is 4.13%, which is 34% below median its own 10-year median of 6.24. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sa International Holdings stock overvalued right now?
Sa International Holdings (STU:SSW) has a current Return-on-Tangible-Asset of 4.13%. The stock's GF Value™ is €0.09, compared to a current price of €0.09 — trading 4.4% above its estimated fair value. The current Return-on-Tangible-Asset is 4.13%, which is 34% below median its 10-year median of 6.24 and 41.4% above the Retail - Cyclical industry median of 2.92. Sa International Holdings' overall GF Score™ is 63/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Asset calculated?
Return-on-Tangible-Asset is calculated from a company's financial statements. For Sa International Holdings (STU:SSW), the current Return-on-Tangible-Asset is 4.13% as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Sa International Holdings (STU:SSW) Overvalued in 2026?
Based on GuruFocus' analysis, Sa International Holdings stock appears to be overvalued.
The current stock price of €0.09 is trading 4.4% above its estimated GF Value™ of €0.09.
Key valuation signals for STU:SSW:
Return-on-Tangible-Asset: 4.13% (34% below median its 10-year median of 6.24)
GF Value™: €0.09 vs. price of €0.09 (4.4% above fair value)
Industry Position: 41.4% above the Retail - Cyclical median (#244 of 1134)
No single metric tells the full story. See the STU:SSW stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Sa SA International Holdings Ltd is an investment holding company. The group operates as a beauty-product retail group in Asia. Its business covers Hong Kong and Macao SARs, the Chinese Mainland, and Southeast Asia. It is a one-stop beauty product specialty platform with a business focus on Beauty. The group provides diverse and quality products under more than 650 brands, ranging from skincare, fragrance, make-up, hair care, body care products, inner beauty and health products, as well as beauty equipment. Its diversified e-commerce platforms offer round-the-clock online shopping services along with comprehensive product information to customers from different countries. Its physical and online business presence is striving to provide a customer-centric omni-channel shopping experience.
63GF Score
Get the complete analysis for STU:SSW
Return-on-Tangible-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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