Sa International Holdings (STU:SSW) ROE %: 8.28% (As of Sep. 2025) — 21% Below Median


STU:SSW Sa SA International Holdings Ltd STU:SSW
62 GF Score
Price €0.09
GF Value €0.09
! 4 Warning Signs
View Full Analysis

What is Sa International Holdings ROE %?

Sa International Holdings STU:SSW +1.14% 62 ROE % is 8.28% as of Sep. 2025, which is 21% below its 10-year median of 10.45. GuruFocus rates STU:SSW with a GF Score™ of 62/100 and a GF Value™ of €0.09. The stock has 4 warning signs investors should review. Among 1,097 Retail - Cyclical companies, Sa International Holdings ranks better than 56.7% on this metric.

ROE % is calculated as Net Income divided by its average Total Stockholders Equity over a certain period of time. Sa International Holdings's annualized net income for the quarter that ended in Sep. 2025 was €11.0 Mil. Sa International Holdings's average Total Stockholders Equity over the quarter that ended in Sep. 2025 was €132.5 Mil. Therefore, Sa International Holdings's annualized ROE % for the quarter that ended in Sep. 2025 was 8.28%.

The historical rank and industry rank for Sa International Holdings's ROE % or its related term are showing as below:

STU:SSW' s ROE % Range Over the Past 10 Years
Min: -29.72   Med: 10.45   Max: 19.09
Current: 8.2

During the past 13 years, Sa International Holdings's highest ROE % was 19.09%. The lowest was -29.72%. And the median was 10.45%.

STU:SSW's ROE % is ranked better than
56.7% of 1097 companies
in the Retail - Cyclical industry
Industry Median: 6.46 vs STU:SSW: 8.20

Sa International Holdings  (STU:SSW) ROE % Explanation

ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.

The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:

ROE %(Q: Sep. 2025 )
=Net Income/Total Stockholders Equity
=10.978/132.53
=(Net Income / Revenue )*(Revenue / Total Assets)*(Total Assets / Total Stockholders Equity)
=(10.978 / 435.716)*(435.716 / 265.5375)*(265.5375 / 132.53)
=Net Margin %*Asset Turnover*Equity Multiplier
=2.52 %*1.6409*2.0036
=ROA %*Equity Multiplier
=4.14 %*2.0036
=8.28 %

With this breakdown, it is clear that if a company grows its Net Profit Margin, its Asset Turnover, or its Leverage, it can grow its ROE %.

The factors that affect a company's ROE % can also be illustrated with the five-step DuPont Analysis:

ROE %(Q: Sep. 2025 )
=Net Income/Total Stockholders Equity
=10.978/132.53
=(Net Income / Pre-Tax Income) * (Pre-Tax Income / Operating Income) * (Operating Income / Revenue) * (Revenue / Total Assets) * (Total Assets / Total Stockholders Equity)
= (10.978 / 13.486) * (13.486 / 12.004) * (12.004 / 435.716) * (435.716 / 265.5375) * (265.5375 / 132.53)
= Tax Burden * Interest Burden * Operating Margin % * Asset Turnover * Equity Multiplier
= 0.814 * 1.1235 * 2.76 % * 1.6409 * 2.0036
=8.28 %

Note: The net income data used here is two times the semi-annual (Sep. 2025) net income data. The Revenue data used here is two times the semi-annual (Sep. 2025) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Net Income is used.

Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.

Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.


Sa International Holdings ROE % Related Terms


Sa International Holdings ROE % Historical Data

* Premium members only.

The historical data trend for Sa International Holdings's ROE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Sa International Holdings ROE % Chart

Sa International Holdings Annual Data
Trend Mar16 Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25
ROE %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -22.50 -30.93 5.82 18.99 6.43

Sa International Holdings Semi-Annual Data
Mar16 Sep16 Mar17 Sep17 Mar18 Sep18 Mar19 Sep19 Mar20 Sep20 Mar21 Sep21 Mar22 Sep22 Mar23 Sep23 Mar24 Sep24 Mar25 Sep25
ROE % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 18.88 19.35 5.36 7.85 8.28

STU:SSW vs CASY, WSM, ULTA: ROE % Comparison

For the Specialty Retail subindustry, Sa International Holdings's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Sa International Holdings ROE % vs Retail - Cyclical Industry

For the Retail - Cyclical industry and Consumer Cyclical sector, Sa International Holdings's ROE % distribution charts can be found below:

* The bar in red indicates where Sa International Holdings's ROE % falls into.


STU:SSW
62GF Score
Sa SA International Holdings Ltd STU:SSW
ROE % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Sa International Holdings ROE % Calculation

Sa International Holdings's annualized ROE % for the fiscal year that ended in Mar. 2025 is calculated as

ROE %=Net Income (A: Mar. 2025 )/( (Total Stockholders Equity (A: Mar. 2024 )+Total Stockholders Equity (A: Mar. 2025 ))/ count )
=9.16/( (147.248+137.777)/ 2 )
=9.16/142.5125
=6.43 %

Sa International Holdings's annualized ROE % for the quarter that ended in Sep. 2025 is calculated as

ROE %=Net Income (Q: Sep. 2025 )/( (Total Stockholders Equity (Q: Mar. 2025 )+Total Stockholders Equity (Q: Sep. 2025 ))/ count )
=10.978/( (137.777+127.283)/ 2 )
=10.978/132.53
=8.28 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data, the net income data used here is two times the semi-annual (Sep. 2025) net income data. ROE % is displayed in the 30-year financial page.

Frequently Asked Questions Learn more about ROE % →
What does a ROE % of 8.28% mean?
Sa International Holdings (STU:SSW) has a ROE % of 8.28% as of Sep. 2025. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Sa International Holdings and its competitors. This is 21% below median its historical median of 10.45. According to the industry distribution chart, Sa International Holdings ranks #475 out of 1097 companies in the Retail - Cyclical industry, placing it in the top 43.3%.
Is Sa International Holdings' ROE % too high?
Sa International Holdings' current ROE % of 8.28% is 21% below median its 10-year median of 10.45. The Retail - Cyclical industry median ROE % is 6.46. Sa International Holdings' value of 8.28% is 28.2% above this industry median. Based on the distribution chart, Sa International Holdings ranks #475 out of 1097 companies in the Retail - Cyclical industry, which is above the industry midpoint. Overall, Sa International Holdings has a GF Score™ of 62/100, reflecting its overall financial health beyond just this single metric.
How does Sa International Holdings' ROE % compare to CASY and WSM?
According to the Retail - Cyclical industry distribution chart, Sa International Holdings ranks #475 out of 1097 companies for ROE %. This puts Sa International Holdings in the upper half of its industry. The industry median ROE % is 6.46. Sa International Holdings' value of 8.28% is 28.2% above this benchmark. While the company's 10-year median is 10.45 vs. the industry median of 6.46, Sa International Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for a Retail - Cyclical company?
The median ROE % among Retail - Cyclical companies is 6.46, based on 1,097 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sa International Holdings's current ROE % of 8.28% is 28.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Sa International Holdings and its competitors. For the Retail - Cyclical industry, the median ROE % is 6.46 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sa International Holdings's current ROE % is 8.28%, which is 21% below median its own 10-year median of 10.45. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sa International Holdings stock overvalued right now?
Sa International Holdings (STU:SSW) has a current ROE % of 8.28%. The stock's GF Value™ is €0.09, compared to a current price of €0.09 — trading 1.7% below its estimated fair value. The current ROE % is 8.28%, which is 21% below median its 10-year median of 10.45 and 28.2% above the Retail - Cyclical industry median of 6.46. Sa International Holdings' overall GF Score™ is 62/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For Sa International Holdings (STU:SSW), the current ROE % is 8.28% as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Sa International Holdings (STU:SSW) Overvalued in 2026?

Based on GuruFocus' analysis, Sa International Holdings stock appears to be undervalued. The current stock price of €0.09 is trading 1.7% below its estimated GF Value™ of €0.09.

Key valuation signals for STU:SSW:

  • ROE %: 8.28% (21% below median its 10-year median of 10.45)
  • GF Value™: €0.09 vs. price of €0.09 (1.7% below fair value)
  • GF Score™: 62/100 with 4 warning signs
  • Industry Position: 28.2% above the Retail - Cyclical median (#475 of 1097)

No single metric tells the full story. See the STU:SSW stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Sa International Holdings Business Description

Other Exchanges SAXJY:USA00178:Hong Kong
Address 18 Ka Yip Street, 8th Floor, Block B, MP Industrial Centre, Chai Wan, Hong Kong, HKG
Sa SA International Holdings Ltd is an investment holding company. The group operates as a beauty-product retail group in Asia. Its business covers Hong Kong and Macao SARs, the Chinese Mainland, and Southeast Asia. It is a one-stop beauty product specialty platform with a business focus on Beauty. The group provides diverse and quality products under more than 650 brands, ranging from skincare, fragrance, make-up, hair care, body care products, inner beauty and health products, as well as beauty equipment. Its diversified e-commerce platforms offer round-the-clock online shopping services along with comprehensive product information to customers from different countries. Its physical and online business presence is striving to provide a customer-centric omni-channel shopping experience.
62GF Score

Get the complete analysis for STU:SSW

ROE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.09
Price
€0.09
GF Value