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Robot PaymentTSE:4374 +0.57%71 Return-on-Tangible-Asset is 5.88% as of Dec. 2025, which is 89% above its 10-year median of 3.11. GuruFocus rates TSE:4374 with a GF Score™ of 71/100 and a GF Value™ of 円3,539.99 (Possible Value Trap). The stock has 1 warning sign investors should review. Among 2,892 Software companies, Robot Payment ranks better than 63.35% on this metric.
Return-on-Tangible-Asset is calculated as Net Income divided by its average total tangible assets. Total tangible assets equals to Total Assets minus Intangible Assets. Robot Payment's annualizedNet Income for the quarter that ended in Dec. 2025 was 円464 Mil. Robot Payment's average total tangible assets for the quarter that ended in Dec. 2025 was 円7,899 Mil. Therefore, Robot Payment's annualized Return-on-Tangible-Asset for the quarter that ended in Dec. 2025 was 5.88%.
The historical rank and industry rank for Robot Payment's Return-on-Tangible-Asset or its related term are showing as below:
TSE:4374'
s Return-on-Tangible-Asset Range Over the Past 10 Years
Min: -3.98 Med: 3.11 Max: 7.49
Current: 5.81
During the past 7 years, Robot Payment's highest Return-on-Tangible-Asset was 7.49%. The lowest was -3.98%. And the median was 3.11%.
TSE:4374's Return-on-Tangible-Asset is ranked better than 63.35% of 2892
companies
in the Software industry
Industry Median: 2.05
vs TSE:4374: 5.81
Return-on-Tangible-Asset measures the rate of return on the average total tangible assets (total assets minus intangible assets). Tangible means physical in nature. Intangible Assets are assets that are not physical in nature, and typically "derive their value from legal or intellectual rights." Return-on-Tangible-Asset measures a firm's efficiency at generating profits from its tangible assets. It shows how well a company uses what it has to generate earnings. Return-on-Tangible-Assets can vary drastically across industries. Therefore, Return-on-Tangible-Asset should not be used to compare companies in different industries.
Be Aware
Like ROE and ROA, Return-on-Tangible-Asset is calculated with only 12 months data. Fluctuations in the companys earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. Return-on-Tangible-Asset can be affected by events such as stock buyback or issuance, and by a companys tax rate and its interest payment. Return-on-Tangible-Asset may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high Return-on-Tangible-Asset may indicate vulnerability in the durability of the competitive advantage.
Robot Payment Return-on-Tangible-Asset Related Terms
Robot Payment Return-on-Tangible-Asset Historical Data
* Premium members only.
The historical data trend for Robot Payment's Return-on-Tangible-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
TSE:4374 vs MSFT, ORCL, PLTR: Return-on-Tangible-Asset Comparison
For the Software - Infrastructure subindustry, Robot Payment's Return-on-Tangible-Asset, along with its competitors' market caps and Return-on-Tangible-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Robot Payment Return-on-Tangible-Asset vs Software Industry
For the Software industry and Technology sector, Robot Payment's Return-on-Tangible-Asset distribution charts can be found below:
* The bar in red indicates where Robot Payment's Return-on-Tangible-Asset falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Asset, the net income of the last fiscal year and the average total tangible assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Dec. 2025) net income data.
What does a Return-on-Tangible-Asset of 5.88% mean?
Robot Payment (TSE:4374) has a Return-on-Tangible-Asset of 5.88% as of Dec. 2025. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Robot Payment and its competitors. This is 89% above median its historical median of 3.11. According to the industry distribution chart, Robot Payment ranks #1060 out of 2892 companies in the Software industry, placing it in the top 36.7%.
Is Robot Payment's Return-on-Tangible-Asset too high?
Robot Payment's current Return-on-Tangible-Asset of 5.88% is 89% above median its 10-year median of 3.11. The Software industry median Return-on-Tangible-Asset is 2.05. Robot Payment's value of 5.88% is 186.8% above this industry median. Based on the distribution chart, Robot Payment ranks #1060 out of 2892 companies in the Software industry, which is above the industry midpoint. Overall, Robot Payment has a GF Score™ of 71/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Robot Payment's Return-on-Tangible-Asset compare to MSFT and ORCL?
According to the Software industry distribution chart, Robot Payment ranks #1060 out of 2892 companies for Return-on-Tangible-Asset. This puts Robot Payment in the upper half of its industry. The industry median Return-on-Tangible-Asset is 2.05. Robot Payment's value of 5.88% is 186.8% above this benchmark. While the company's 10-year median is 3.11 vs. the industry median of 2.05, Robot Payment has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Asset for a Software company?
The median Return-on-Tangible-Asset among Software companies is 2.05, based on 2,892 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Asset significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Robot Payment's current Return-on-Tangible-Asset of 5.88% is 186.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Asset mean?
A high Return-on-Tangible-Asset can signal that a stock is expensive relative to its fundamentals. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Robot Payment and its competitors. For the Software industry, the median Return-on-Tangible-Asset is 2.05 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Robot Payment's current Return-on-Tangible-Asset is 5.88%, which is 89% above median its own 10-year median of 3.11. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Robot Payment stock overvalued right now?
Based on GuruFocus' analysis, Robot Payment (TSE:4374) is currently considered Possible Value Trap. The stock's GF Value™ is 円3,539.99, compared to a current price of 円2,304.00 — trading 34.9% below its estimated fair value. The current Return-on-Tangible-Asset is 5.88%, which is 89% above median its 10-year median of 3.11 and 186.8% above the Software industry median of 2.05. Robot Payment's overall GF Score™ is 71/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Asset calculated?
Return-on-Tangible-Asset is calculated from a company's financial statements. For Robot Payment (TSE:4374), the current Return-on-Tangible-Asset is 5.88% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Robot Payment (TSE:4374) Overvalued in 2026?
Based on GuruFocus' analysis, Robot Payment stock appears to be undervalued.
The current stock price of 円2,304.00 is trading 34.9% below its estimated GF Value™ of 円3,539.99.
GuruFocus considers Robot Payment to be Possible Value Trap.
Key valuation signals for TSE:4374:
Return-on-Tangible-Asset: 5.88% (89% above median its 10-year median of 3.11)
GF Value™: 円3,539.99 vs. price of 円2,304.00 (34.9% below fair value)
Industry Position: 186.8% above the Software median (#1060 of 2892)
No single metric tells the full story. See the TSE:4374 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Robot Payment Inc is engaged in the provision of online payment gateway services as well as cloud services that optimize or automate billing-related operations. It offers Subscription Pay, Subscription Pay Professional, 1click Pay Later, and 1click Hayamaru in the payment business, and Billing Management Robo, Billing Management Robo for Enterprise, and Factoring Robo for SaaS, etc., in the financial cloud business, solving the problems of companies. The company's reportable segments are Payment and Financial Cloud. The majority of its revenue is generated from the Payment segment, which predominantly represents its Subscription Pay offering, which provides a system to make payments via the internet and also performs other functions such as customer management and regular billing.
71GF Score
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