Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Robot PaymentTSE:4374 -0.13%70 PB Ratio is 6.48 as of Jul. 22, 2026, which is 33% below its 10-year median of 9.69. GuruFocus rates TSE:4374 with a GF Score™ of 70/100 and a GF Value™ of 円3,519.17 (Possible Value Trap). The stock has 1 warning sign investors should review. Among 2,635 Software companies, Robot Payment ranks worse than 83.64% on this metric.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-07-22), Robot Payment's share price is 円2377.00. Robot Payment's Book Value per Share for the quarter that ended in Dec. 2025 was 円367.03. Hence, Robot Payment's PB Ratio of today is 6.48.
Good Sign:
Robot Payment Inc stock PB Ratio (=6.48) is close to 5-year low of 6.28.
The historical rank and industry rank for Robot Payment's PB Ratio or its related term are showing as below:
TSE:4374'
s PB Ratio Range Over the Past 10 Years
Min: 6.28 Med: 9.69 Max: 29.35
Current: 6.47
During the past 7 years, Robot Payment's highest PB Ratio was 29.35. The lowest was 6.28. And the median was 9.69.
TSE:4374's PB Ratio is ranked worse than 83.64% of 2635
companies
in the Software industry
Industry Median: 2.37
vs TSE:4374: 6.47
During the past 12 months, Robot Payment's average Book Value Per Share Growth Rate was 14.90% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 33.40% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 34.00% per year.
During the past 7 years, the highest 3-Year average Book Value Per Share Growth Rate of Robot Payment was 1547.20% per year. The lowest was 24.80% per year. And the median was 37.80% per year.
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Robot Payment PB Ratio Related Terms
Robot Payment PB Ratio Historical Data
* Premium members only.
The historical data trend for Robot Payment's PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Software - Infrastructure subindustry, Robot Payment's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Robot Payment PB Ratio vs Software Industry
For the Software industry and Technology sector, Robot Payment's PB Ratio distribution charts can be found below:
* The bar in red indicates where Robot Payment's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
Robot Payment's PB Ratio for today is calculated as follows:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Robot Payment (TSE:4374) has a PB Ratio of 6.48 as of Jul. 22, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Robot Payment and its competitors. This is 33% below median its historical median of 9.69. Over the past decade, Robot Payment's PB Ratio has ranged from 6.28 to 29.35. According to the industry distribution chart, Robot Payment ranks #2204 out of 2635 companies in the Software industry, placing it in the top 83.6%.
Is Robot Payment's PB Ratio too high?
Robot Payment's current PB Ratio of 6.48 is 33% below median its 10-year median of 9.69. Over the past 10 years, this metric has ranged from a low of 6.28 to a high of 29.35. The Software industry median PB Ratio is 2.37. Robot Payment's value of 6.48 is 173.4% above this industry median. Based on the distribution chart, Robot Payment ranks #2204 out of 2635 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, Robot Payment has a GF Score™ of 70/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Robot Payment's PB Ratio compare to MSFT and ORCL?
According to the Software industry distribution chart, Robot Payment ranks #2204 out of 2635 companies for PB Ratio. This places Robot Payment in the lower half of its industry. The industry median PB Ratio is 2.37. Robot Payment's value of 6.48 is 173.4% above this benchmark. Historically, Robot Payment's own PB Ratio has ranged from 6.28 to 29.35 over the past decade. While the company's 10-year median is 9.69 vs. the industry median of 2.37, Robot Payment has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Software company?
The median PB Ratio among Software companies is 2.37, based on 2,635 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Robot Payment's current PB Ratio of 6.48 is 173.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Robot Payment and its competitors. For the Software industry, the median PB Ratio is 2.37 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Robot Payment's current PB Ratio is 6.48, which is 33% below median its own 10-year median of 9.69. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Robot Payment stock overvalued right now?
Based on GuruFocus' analysis, Robot Payment (TSE:4374) is currently considered Possible Value Trap. The stock's GF Value™ is 円3,519.17, compared to a current price of 円2,377.00 — trading 32.5% below its estimated fair value. The current PB Ratio is 6.48, which is 33% below median its 10-year median of 9.69 and 173.4% above the Software industry median of 2.37. Robot Payment's overall GF Score™ is 70/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Robot Payment (TSE:4374), the current PB Ratio is 6.48 as of Jul. 22, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Robot Payment (TSE:4374) Overvalued in 2026?
Based on GuruFocus' analysis, Robot Payment stock appears to be undervalued.
The current stock price of 円2,377.00 is trading 32.5% below its estimated GF Value™ of 円3,519.17.
GuruFocus considers Robot Payment to be Possible Value Trap.
Key valuation signals for TSE:4374:
PB Ratio: 6.48 (33% below median its 10-year median of 9.69)
GF Value™: 円3,519.17 vs. price of 円2,377.00 (32.5% below fair value)
Industry Position: 173.4% above the Software median (#2204 of 2635)
No single metric tells the full story. See the TSE:4374 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Robot Payment Inc is engaged in the provision of online payment gateway services as well as cloud services that optimize or automate billing-related operations. It offers Subscription Pay, Subscription Pay Professional, 1click Pay Later, and 1click Hayamaru in the payment business, and Billing Management Robo, Billing Management Robo for Enterprise, and Factoring Robo for SaaS, etc., in the financial cloud business, solving the problems of companies. The company's reportable segments are Payment and Financial Cloud. The majority of its revenue is generated from the Payment segment, which predominantly represents its Subscription Pay offering, which provides a system to make payments via the internet and also performs other functions such as customer management and regular billing.
70GF Score
Get the complete analysis for TSE:4374
PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
TSE:4374 has been successfully added to your 
