Izertis (XMAD:IZER) Return-on-Tangible-Asset: 2.61% (As of Dec. 2025) — 39% Below Median

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Director of Data and Quant Analytics at GuruFocus
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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XMAD:IZER Izertis SA XMAD:IZER
90 GF Score
Price €8.58
GF Value €14.12
Valuation Significantly Undervalued
! 4 Warning Signs
View Full Analysis

What is Izertis Return-on-Tangible-Asset?

Izertis XMAD:IZER -0.23% 90 Return-on-Tangible-Asset is 2.61% as of Dec. 2025, which is 39% below its 10-year median of 4.29. GuruFocus rates XMAD:IZER with a GF Score™ of 90/100 and a GF Value™ of €14.12 (Significantly Undervalued). The stock has 4 warning signs investors should review. Among 2,892 Software companies, Izertis ranks better than 56.85% on this metric.

Return-on-Tangible-Asset is calculated as Net Income divided by its average total tangible assets. Total tangible assets equals to Total Assets minus Intangible Assets. Izertis's annualized Net Income for the quarter that ended in Dec. 2025 was €2.8 Mil. Izertis's average total tangible assets for the quarter that ended in Dec. 2025 was €106.8 Mil. Therefore, Izertis's annualized Return-on-Tangible-Asset for the quarter that ended in Dec. 2025 was 2.61%.

The historical rank and industry rank for Izertis's Return-on-Tangible-Asset or its related term are showing as below:

XMAD:IZER' s Return-on-Tangible-Asset Range Over the Past 10 Years
Min: 1.16   Med: 4.29   Max: 6.99
Current: 3.9

During the past 9 years, Izertis's highest Return-on-Tangible-Asset was 6.99%. The lowest was 1.16%. And the median was 4.29%.

XMAD:IZER's Return-on-Tangible-Asset is ranked better than
56.85% of 2892 companies
in the Software industry
Industry Median: 2.05 vs XMAD:IZER: 3.90

Izertis  (XMAD:IZER) Return-on-Tangible-Asset Explanation

Return-on-Tangible-Asset measures the rate of return on the average total tangible assets (total assets minus intangible assets). Tangible means physical in nature. Intangible Assets are assets that are not physical in nature, and typically "derive their value from legal or intellectual rights." Return-on-Tangible-Asset measures a firm's efficiency at generating profits from its tangible assets. It shows how well a company uses what it has to generate earnings. Return-on-Tangible-Assets can vary drastically across industries. Therefore, Return-on-Tangible-Asset should not be used to compare companies in different industries.


Be Aware

Like ROE and ROA, Return-on-Tangible-Asset is calculated with only 12 months data. Fluctuations in the company’s earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. Return-on-Tangible-Asset can be affected by events such as stock buyback or issuance, and by a company’s tax rate and its interest payment. Return-on-Tangible-Asset may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).

Many analysts argue the higher return the better. Buffett states that really high Return-on-Tangible-Asset may indicate vulnerability in the durability of the competitive advantage.


Izertis Return-on-Tangible-Asset Related Terms


Izertis Return-on-Tangible-Asset Historical Data

* Premium members only.

The historical data trend for Izertis's Return-on-Tangible-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Izertis Return-on-Tangible-Asset Chart

Izertis Annual Data
Trend Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Return-on-Tangible-Asset
Get a 7-Day Free Trial Premium Member Only 4.77 5.88 6.99 5.40 3.88

Izertis Semi-Annual Data
Dec17 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Return-on-Tangible-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 8.41 3.55 7.53 5.46 2.61

XMAD:IZER vs IBM, ACN, FISV: Return-on-Tangible-Asset Comparison

For the Information Technology Services subindustry, Izertis's Return-on-Tangible-Asset, along with its competitors' market caps and Return-on-Tangible-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Izertis Return-on-Tangible-Asset vs Software Industry

For the Software industry and Technology sector, Izertis's Return-on-Tangible-Asset distribution charts can be found below:

* The bar in red indicates where Izertis's Return-on-Tangible-Asset falls into.


XMAD:IZER
90GF Score
Izertis SA XMAD:IZER
Return-on-Tangible-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Izertis Return-on-Tangible-Asset Calculation

Izertis's annualized Return-on-Tangible-Asset for the fiscal year that ended in Dec. 2025 is calculated as:

Return-on-Tangible-Asset=Net Income/( (Total Tangible Assets+Total Tangible Assets)/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=Net Income/( (Total Assets - Intangible Assets+Total Assets - Intangible Assets)/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=3.869/( (83.732+115.891)/ 2 )
=3.869/99.8115
=3.88 %

Izertis's annualized Return-on-Tangible-Asset for the quarter that ended in Dec. 2025 is calculated as:

Return-on-Tangible-Asset=Net Income/( (Total Tangible Assets+Total Tangible Assets)/ count )
(Q: Dec. 2025 )  (Q: Jun. 2025 )(Q: Dec. 2025 )
=Net Income/( (Total Assets - Intangible Assets+Total Assets - Intangible Assets)/ count )
(Q: Dec. 2025 )  (Q: Jun. 2025 )(Q: Dec. 2025 )
=2.788/( (97.616+115.891)/ 2 )
=2.788/106.7535
=2.61 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Return-on-Tangible-Asset, the net income of the last fiscal year and the average total tangible assets over the fiscal year are used. In calculating the quarterly data, the Net Income data used here is two times the semi-annual (Dec. 2025) net income data.

What does a Return-on-Tangible-Asset of 2.61% mean?
Izertis (XMAD:IZER) has a Return-on-Tangible-Asset of 2.61% as of Dec. 2025. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Izertis and its competitors. This is 39% below median its historical median of 4.29. Over the past decade, Izertis' Return-on-Tangible-Asset has ranged from 1.16 to 6.99. According to the industry distribution chart, Izertis ranks #1248 out of 2892 companies in the Software industry, placing it in the top 43.2%.
Is Izertis' Return-on-Tangible-Asset too high?
Izertis' current Return-on-Tangible-Asset of 2.61% is 39% below median its 10-year median of 4.29. Over the past 10 years, this metric has ranged from a low of 1.16 to a high of 6.99. The Software industry median Return-on-Tangible-Asset is 2.05. Izertis' value of 2.61% is 27.3% above this industry median. Based on the distribution chart, Izertis ranks #1248 out of 2892 companies in the Software industry, which is above the industry midpoint. Overall, Izertis has a GF Score™ of 90/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Izertis' Return-on-Tangible-Asset compare to IBM and ACN?
According to the Software industry distribution chart, Izertis ranks #1248 out of 2892 companies for Return-on-Tangible-Asset. This puts Izertis in the upper half of its industry. The industry median Return-on-Tangible-Asset is 2.05. Izertis' value of 2.61% is 27.3% above this benchmark. Historically, Izertis' own Return-on-Tangible-Asset has ranged from 1.16 to 6.99 over the past decade. While the company's 10-year median is 4.29 vs. the industry median of 2.05, Izertis has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Asset for a Software company?
The median Return-on-Tangible-Asset among Software companies is 2.05, based on 2,892 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Asset significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Izertis's current Return-on-Tangible-Asset of 2.61% is 27.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Asset mean?
A high Return-on-Tangible-Asset can signal that a stock is expensive relative to its fundamentals. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Izertis and its competitors. For the Software industry, the median Return-on-Tangible-Asset is 2.05 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Izertis's current Return-on-Tangible-Asset is 2.61%, which is 39% below median its own 10-year median of 4.29. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Izertis stock overvalued right now?
Based on GuruFocus' analysis, Izertis (XMAD:IZER) is currently considered Significantly Undervalued. The stock's GF Value™ is €14.12, compared to a current price of €8.58 — trading 39.2% below its estimated fair value. The current Return-on-Tangible-Asset is 2.61%, which is 39% below median its 10-year median of 4.29 and 27.3% above the Software industry median of 2.05. Izertis' overall GF Score™ is 90/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Asset calculated?
Return-on-Tangible-Asset is calculated from a company's financial statements. For Izertis (XMAD:IZER), the current Return-on-Tangible-Asset is 2.61% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Izertis (XMAD:IZER) Overvalued in 2026?

Based on GuruFocus' analysis, Izertis stock appears to be undervalued. The current stock price of €8.58 is trading 39.2% below its estimated GF Value™ of €14.12. GuruFocus considers Izertis to be Significantly Undervalued.

Key valuation signals for XMAD:IZER:

  • Return-on-Tangible-Asset: 2.61% (39% below median its 10-year median of 4.29)
  • GF Value™: €14.12 vs. price of €8.58 (39.2% below fair value)
  • GF Score™: 90/100 with 4 warning signs
  • Industry Position: 27.3% above the Software median (#1248 of 2892)

No single metric tells the full story. See the XMAD:IZER stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Izertis Business Description

Other Exchanges 8LQ0:Germany
Address Avenida. del Jardin Botanico 1345, Edificio Intra, Gijon, ESP, 33203
Izertis SA is a technology consulting company. The company is specialized in providing strategic digital transformation consulting services in areas like AI, Data & Intelligence, Cyber Security, Blockchain, Smart Software labs, Software Engineering, Consultancy & Governance, Cloud & Infrastructure, and CX & Business Solutions. Geographically, it operates in Spain, Europe and Americas. The company derives maximum revenue from Spain.
90GF Score

Get the complete analysis for XMAD:IZER

Return-on-Tangible-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€8.58
Price
€14.12
GF Value