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Singular PeopleXMAD:SNG -1.90%77 Return-on-Tangible-Asset is 14.91% as of Dec. 2025, which is 34% below its 10-year median of 22.54. GuruFocus rates XMAD:SNG with a GF Score™ of 77/100 and a GF Value™ of €3.64 (Significantly Undervalued). The stock has 5 warning signs investors should review. Among 2,892 Software companies, Singular People ranks better than 84.75% on this metric.
Return-on-Tangible-Asset is calculated as Net Income divided by its average total tangible assets. Total tangible assets equals to Total Assets minus Intangible Assets. Singular People's annualizedNet Income for the quarter that ended in Dec. 2025 was €6.8 Mil. Singular People's average total tangible assets for the quarter that ended in Dec. 2025 was €45.6 Mil. Therefore, Singular People's annualized Return-on-Tangible-Asset for the quarter that ended in Dec. 2025 was 14.91%.
The historical rank and industry rank for Singular People's Return-on-Tangible-Asset or its related term are showing as below:
XMAD:SNG'
s Return-on-Tangible-Asset Range Over the Past 10 Years
Min: 10.29 Med: 22.54 Max: 28.21
Current: 13.88
During the past 9 years, Singular People's highest Return-on-Tangible-Asset was 28.21%. The lowest was 10.29%. And the median was 22.54%.
XMAD:SNG's Return-on-Tangible-Asset is ranked better than 84.75% of 2892
companies
in the Software industry
Industry Median: 2.055
vs XMAD:SNG: 13.88
Singular People (XMAD:SNG) Return-on-Tangible-Asset Explanation
Return-on-Tangible-Asset measures the rate of return on the average total tangible assets (total assets minus intangible assets). Tangible means physical in nature. Intangible Assets are assets that are not physical in nature, and typically "derive their value from legal or intellectual rights." Return-on-Tangible-Asset measures a firm's efficiency at generating profits from its tangible assets. It shows how well a company uses what it has to generate earnings. Return-on-Tangible-Assets can vary drastically across industries. Therefore, Return-on-Tangible-Asset should not be used to compare companies in different industries.
Be Aware
Like ROE and ROA, Return-on-Tangible-Asset is calculated with only 12 months data. Fluctuations in the companys earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. Return-on-Tangible-Asset can be affected by events such as stock buyback or issuance, and by a companys tax rate and its interest payment. Return-on-Tangible-Asset may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high Return-on-Tangible-Asset may indicate vulnerability in the durability of the competitive advantage.
Singular People Return-on-Tangible-Asset Related Terms
Singular People Return-on-Tangible-Asset Historical Data
* Premium members only.
The historical data trend for Singular People's Return-on-Tangible-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
XMAD:SNG vs UBER, SHOP, CRM: Return-on-Tangible-Asset Comparison
For the Software - Application subindustry, Singular People's Return-on-Tangible-Asset, along with its competitors' market caps and Return-on-Tangible-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Singular People Return-on-Tangible-Asset vs Software Industry
For the Software industry and Technology sector, Singular People's Return-on-Tangible-Asset distribution charts can be found below:
* The bar in red indicates where Singular People's Return-on-Tangible-Asset falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Asset, the net income of the last fiscal year and the average total tangible assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is two times the semi-annual (Dec. 2025) net income data.
What does a Return-on-Tangible-Asset of 14.91% mean?
Singular People (XMAD:SNG) has a Return-on-Tangible-Asset of 14.91% as of Dec. 2025. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Singular People and its competitors. This is 34% below median its historical median of 22.54. Over the past decade, Singular People's Return-on-Tangible-Asset has ranged from 10.29 to 28.21. According to the industry distribution chart, Singular People ranks #441 out of 2892 companies in the Software industry, placing it in the top 15.2%.
Is Singular People's Return-on-Tangible-Asset too high?
Singular People's current Return-on-Tangible-Asset of 14.91% is 34% below median its 10-year median of 22.54. Over the past 10 years, this metric has ranged from a low of 10.29 to a high of 28.21. The Software industry median Return-on-Tangible-Asset is 2.06. Singular People's value of 14.91% is 625.5% above this industry median. Based on the distribution chart, Singular People ranks #441 out of 2892 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, Singular People has a GF Score™ of 77/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Singular People's Return-on-Tangible-Asset compare to UBER and SHOP?
According to the Software industry distribution chart, Singular People ranks #441 out of 2892 companies for Return-on-Tangible-Asset. This places Singular People in the top 15% of its industry — outperforming the majority of peers. The industry median Return-on-Tangible-Asset is 2.06. Singular People's value of 14.91% is 625.5% above this benchmark. Historically, Singular People's own Return-on-Tangible-Asset has ranged from 10.29 to 28.21 over the past decade. While the company's 10-year median is 22.54 vs. the industry median of 2.06, Singular People has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Asset for a Software company?
The median Return-on-Tangible-Asset among Software companies is 2.06, based on 2,892 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Asset significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Singular People's current Return-on-Tangible-Asset of 14.91% is 625.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Asset mean?
A high Return-on-Tangible-Asset can signal that a stock is expensive relative to its fundamentals. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Singular People and its competitors. For the Software industry, the median Return-on-Tangible-Asset is 2.06 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Singular People's current Return-on-Tangible-Asset is 14.91%, which is 34% below median its own 10-year median of 22.54. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Singular People stock overvalued right now?
Based on GuruFocus' analysis, Singular People (XMAD:SNG) is currently considered Significantly Undervalued. The stock's GF Value™ is €3.64, compared to a current price of €2.06 — trading 43.4% below its estimated fair value. The current Return-on-Tangible-Asset is 14.91%, which is 34% below median its 10-year median of 22.54 and 625.5% above the Software industry median of 2.06. Singular People's overall GF Score™ is 77/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Asset calculated?
Return-on-Tangible-Asset is calculated from a company's financial statements. For Singular People (XMAD:SNG), the current Return-on-Tangible-Asset is 14.91% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Singular People (XMAD:SNG) Overvalued in 2026?
Based on GuruFocus' analysis, Singular People stock appears to be undervalued.
The current stock price of €2.06 is trading 43.4% below its estimated GF Value™ of €3.64.
GuruFocus considers Singular People to be Significantly Undervalued.
Key valuation signals for XMAD:SNG:
Return-on-Tangible-Asset: 14.91% (34% below median its 10-year median of 22.54)
GF Value™: €3.64 vs. price of €2.06 (43.4% below fair value)
Industry Position: 625.5% above the Software median (#441 of 2892)
No single metric tells the full story. See the XMAD:SNG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Singular People SA is a software company. The company provides solutions to various industries including Energy & Utilities, Financial Services, Healthcare, Manufacturing, Retail, Museums, and Public services.
77GF Score
Get the complete analysis for XMAD:SNG
Return-on-Tangible-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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