Singular People (XMAD:SNG) ROE %: 13.52% (As of Dec. 2025) — 54% Below Median


XMAD:SNG Singular People SA XMAD:SNG
86 GF Score
Price €2.26
GF Value €3.63
Valuation Significantly Undervalued
! 6 Warning Signs
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What is Singular People ROE %?

Singular People XMAD:SNG +3.67% 86 ROE % is 13.52% as of Dec. 2025, which is 54% below its 10-year median of 29.53. GuruFocus rates XMAD:SNG with a GF Score™ of 86/100 and a GF Value™ of €3.63 (Significantly Undervalued). The stock has 6 warning signs investors should review. Among 2,677 Software companies, Singular People ranks better than 68.17% on this metric.

ROE % is calculated as Net Income divided by its average Total Stockholders Equity over a certain period of time. Singular People's annualized net income for the quarter that ended in Dec. 2025 was €6.8 Mil. Singular People's average Total Stockholders Equity over the quarter that ended in Dec. 2025 was €50.4 Mil. Therefore, Singular People's annualized ROE % for the quarter that ended in Dec. 2025 was 13.52%.

The historical rank and industry rank for Singular People's ROE % or its related term are showing as below:

XMAD:SNG' s ROE % Range Over the Past 10 Years
Min: 11.74   Med: 29.53   Max: 68.88
Current: 12.15

During the past 9 years, Singular People's highest ROE % was 68.88%. The lowest was 11.74%. And the median was 29.53%.

XMAD:SNG's ROE % is ranked better than
68.17% of 2677 companies
in the Software industry
Industry Median: 4.69 vs XMAD:SNG: 12.15

Singular People  (XMAD:SNG) ROE % Explanation

ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.

The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:

ROE %(Q: Dec. 2025 )
=Net Income/Total Stockholders Equity
=6.806/50.356
=(Net Income / Revenue )*(Revenue / Total Assets)*(Total Assets / Total Stockholders Equity)
=(6.806 / 122.024)*(122.024 / 92.2205)*(92.2205 / 50.356)
=Net Margin %*Asset Turnover*Equity Multiplier
=5.58 %*1.3232*1.8314
=ROA %*Equity Multiplier
=7.38 %*1.8314
=13.52 %

With this breakdown, it is clear that if a company grows its Net Profit Margin, its Asset Turnover, or its Leverage, it can grow its ROE %.

The factors that affect a company's ROE % can also be illustrated with the five-step DuPont Analysis:

ROE %(Q: Dec. 2025 )
=Net Income/Total Stockholders Equity
=6.806/50.356
=(Net Income / Pre-Tax Income) * (Pre-Tax Income / Operating Income) * (Operating Income / Revenue) * (Revenue / Total Assets) * (Total Assets / Total Stockholders Equity)
= (6.806 / 8.052) * (8.052 / 3.904) * (3.904 / 122.024) * (122.024 / 92.2205) * (92.2205 / 50.356)
= Tax Burden * Interest Burden * Operating Margin % * Asset Turnover * Equity Multiplier
= 0.8453 * 2.0625 * 3.2 % * 1.3232 * 1.8314
=13.52 %

Note: The net income data used here is two times the semi-annual (Dec. 2025) net income data. The Revenue data used here is two times the semi-annual (Dec. 2025) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Net Income is used.

Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.

Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.


Singular People ROE % Related Terms


Singular People ROE % Historical Data

* Premium members only.

The historical data trend for Singular People's ROE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Singular People ROE % Chart

Singular People Annual Data
Trend Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE %
Get a 7-Day Free Trial Premium Member Only 29.53 26.15 17.10 11.74 12.08

Singular People Semi-Annual Data
Dec17 Dec18 Dec19 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
ROE % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 10.79 13.83 9.77 10.83 13.52

XMAD:SNG vs UBER, SHOP, CRM: ROE % Comparison

For the Software - Application subindustry, Singular People's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Singular People ROE % vs Software Industry

For the Software industry and Technology sector, Singular People's ROE % distribution charts can be found below:

* The bar in red indicates where Singular People's ROE % falls into.


XMAD:SNG
86GF Score
Singular People SA XMAD:SNG
ROE % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Singular People ROE % Calculation

Singular People's annualized ROE % for the fiscal year that ended in Dec. 2025 is calculated as

ROE %=Net Income (A: Dec. 2025 )/( (Total Stockholders Equity (A: Dec. 2024 )+Total Stockholders Equity (A: Dec. 2025 ))/ count )
=6.053/( (48.71+51.544)/ 2 )
=6.053/50.127
=12.08 %

Singular People's annualized ROE % for the quarter that ended in Dec. 2025 is calculated as

ROE %=Net Income (Q: Dec. 2025 )/( (Total Stockholders Equity (Q: Jun. 2025 )+Total Stockholders Equity (Q: Dec. 2025 ))/ count )
=6.806/( (49.168+51.544)/ 2 )
=6.806/50.356
=13.52 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data, the net income data used here is two times the semi-annual (Dec. 2025) net income data. ROE % is displayed in the 30-year financial page.

Frequently Asked Questions Learn more about ROE % →
What does a ROE % of 13.52% mean?
Singular People (XMAD:SNG) has a ROE % of 13.52% as of Dec. 2025. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Singular People and its competitors. This is 54% below median its historical median of 29.53. Over the past decade, Singular People's ROE % has ranged from 11.74 to 68.88. According to the industry distribution chart, Singular People ranks #852 out of 2677 companies in the Software industry, placing it in the top 31.8%.
Is Singular People's ROE % too high?
Singular People's current ROE % of 13.52% is 54% below median its 10-year median of 29.53. Over the past 10 years, this metric has ranged from a low of 11.74 to a high of 68.88. The Software industry median ROE % is 4.69. Singular People's value of 13.52% is 188.3% above this industry median. Based on the distribution chart, Singular People ranks #852 out of 2677 companies in the Software industry, which is above the industry midpoint. Overall, Singular People has a GF Score™ of 86/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Singular People's ROE % compare to UBER and SHOP?
According to the Software industry distribution chart, Singular People ranks #852 out of 2677 companies for ROE %. This puts Singular People in the upper half of its industry. The industry median ROE % is 4.69. Singular People's value of 13.52% is 188.3% above this benchmark. Historically, Singular People's own ROE % has ranged from 11.74 to 68.88 over the past decade. While the company's 10-year median is 29.53 vs. the industry median of 4.69, Singular People has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for a Software company?
The median ROE % among Software companies is 4.69, based on 2,677 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Singular People's current ROE % of 13.52% is 188.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Singular People and its competitors. For the Software industry, the median ROE % is 4.69 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Singular People's current ROE % is 13.52%, which is 54% below median its own 10-year median of 29.53. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Singular People stock overvalued right now?
Based on GuruFocus' analysis, Singular People (XMAD:SNG) is currently considered Significantly Undervalued. The stock's GF Value™ is €3.63, compared to a current price of €2.26 — trading 37.7% below its estimated fair value. The current ROE % is 13.52%, which is 54% below median its 10-year median of 29.53 and 188.3% above the Software industry median of 4.69. Singular People's overall GF Score™ is 86/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For Singular People (XMAD:SNG), the current ROE % is 13.52% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Singular People (XMAD:SNG) Overvalued in 2026?

Based on GuruFocus' analysis, Singular People stock appears to be undervalued. The current stock price of €2.26 is trading 37.7% below its estimated GF Value™ of €3.63. GuruFocus considers Singular People to be Significantly Undervalued.

Key valuation signals for XMAD:SNG:

  • ROE %: 13.52% (54% below median its 10-year median of 29.53)
  • GF Value™: €3.63 vs. price of €2.26 (37.7% below fair value)
  • GF Score™: 86/100 with 6 warning signs
  • Industry Position: 188.3% above the Software median (#852 of 2677)

No single metric tells the full story. See the XMAD:SNG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Singular People Business Description

Address Labastida Street, 1, Madrid, ESP, 28034
Singular People SA is a software company. The company provides solutions to various industries including Energy & Utilities, Financial Services, Healthcare, Manufacturing, Retail, Museums, and Public services.
86GF Score

Get the complete analysis for XMAD:SNG

ROE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€2.26
Price
€3.63
GF Value