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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
OEKOWORLD AGXTER:VVV3 +1.52%76 Return-on-Tangible-Asset is 10.01% as of Dec. 2025, which is 50% below its 10-year median of 20.20. GuruFocus rates XTER:VVV3 with a GF Score™ of 76/100 and a GF Value™ of €26.12 (Fairly Valued). The stock has 4 warning signs investors should review. Among 541 Diversified Financial Services companies, OEKOWORLD AG ranks better than 97.04% on this metric.
Return-on-Tangible-Asset is calculated as Net Income divided by its average total tangible assets. Total tangible assets equals to Total Assets minus Intangible Assets. OEKOWORLD AG's annualizedNet Income for the quarter that ended in Dec. 2025 was €16.81 Mil. OEKOWORLD AG's average total tangible assets for the quarter that ended in Dec. 2025 was €167.88 Mil. Therefore, OEKOWORLD AG's annualized Return-on-Tangible-Asset for the quarter that ended in Dec. 2025 was 10.01%.
The historical rank and industry rank for OEKOWORLD AG's Return-on-Tangible-Asset or its related term are showing as below:
XTER:VVV3'
s Return-on-Tangible-Asset Range Over the Past 10 Years
Min: 10.79 Med: 20.2 Max: 61.47
Current: 10.79
During the past 13 years, OEKOWORLD AG's highest Return-on-Tangible-Asset was 61.47%. The lowest was 10.79%. And the median was 20.20%.
XTER:VVV3's Return-on-Tangible-Asset is ranked better than 97.04% of 541
companies
in the Diversified Financial Services industry
Industry Median: 0.87
vs XTER:VVV3: 10.79
OEKOWORLD AG (XTER:VVV3) Return-on-Tangible-Asset Explanation
Return-on-Tangible-Asset measures the rate of return on the average total tangible assets (total assets minus intangible assets). Tangible means physical in nature. Intangible Assets are assets that are not physical in nature, and typically "derive their value from legal or intellectual rights." Return-on-Tangible-Asset measures a firm's efficiency at generating profits from its tangible assets. It shows how well a company uses what it has to generate earnings. Return-on-Tangible-Assets can vary drastically across industries. Therefore, Return-on-Tangible-Asset should not be used to compare companies in different industries.
Be Aware
Like ROE and ROA, Return-on-Tangible-Asset is calculated with only 12 months data. Fluctuations in the companys earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. Return-on-Tangible-Asset can be affected by events such as stock buyback or issuance, and by a companys tax rate and its interest payment. Return-on-Tangible-Asset may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high Return-on-Tangible-Asset may indicate vulnerability in the durability of the competitive advantage.
OEKOWORLD AG Return-on-Tangible-Asset Related Terms
OEKOWORLD AG Return-on-Tangible-Asset Historical Data
* Premium members only.
The historical data trend for OEKOWORLD AG's Return-on-Tangible-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
XTER:VVV3 vs FRHC, VOYA: Return-on-Tangible-Asset Comparison
For the Financial Conglomerates subindustry, OEKOWORLD AG's Return-on-Tangible-Asset, along with its competitors' market caps and Return-on-Tangible-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
OEKOWORLD AG Return-on-Tangible-Asset vs Diversified Financial Services Industry
For the Diversified Financial Services industry and Financial Services sector, OEKOWORLD AG's Return-on-Tangible-Asset distribution charts can be found below:
* The bar in red indicates where OEKOWORLD AG's Return-on-Tangible-Asset falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Asset, the net income of the last fiscal year and the average total tangible assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is two times the semi-annual (Dec. 2025) net income data.
What does a Return-on-Tangible-Asset of 10.01% mean?
OEKOWORLD AG (XTER:VVV3) has a Return-on-Tangible-Asset of 10.01% as of Dec. 2025. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on OEKOWORLD AG and its competitors. This is 50% below median its historical median of 20.20. Over the past decade, OEKOWORLD AG's Return-on-Tangible-Asset has ranged from 10.79 to 61.47. According to the industry distribution chart, OEKOWORLD AG ranks #16 out of 541 companies in the Diversified Financial Services industry, placing it in the top 3%.
Is OEKOWORLD AG's Return-on-Tangible-Asset too high?
OEKOWORLD AG's current Return-on-Tangible-Asset of 10.01% is 50% below median its 10-year median of 20.20. Over the past 10 years, this metric has ranged from a low of 10.79 to a high of 61.47. The Diversified Financial Services industry median Return-on-Tangible-Asset is 0.87. OEKOWORLD AG's value of 10.01% is 1050.6% above this industry median. Based on the distribution chart, OEKOWORLD AG ranks #16 out of 541 companies in the Diversified Financial Services industry, which is in the top quartile — a strong position relative to peers. Overall, OEKOWORLD AG has a GF Score™ of 76/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does OEKOWORLD AG's Return-on-Tangible-Asset compare to FRHC and VOYA?
According to the Diversified Financial Services industry distribution chart, OEKOWORLD AG ranks #16 out of 541 companies for Return-on-Tangible-Asset. This places OEKOWORLD AG in the top 3% of its industry — outperforming the majority of peers. The industry median Return-on-Tangible-Asset is 0.87. OEKOWORLD AG's value of 10.01% is 1050.6% above this benchmark. Historically, OEKOWORLD AG's own Return-on-Tangible-Asset has ranged from 10.79 to 61.47 over the past decade. While the company's 10-year median is 20.20 vs. the industry median of 0.87, OEKOWORLD AG has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Asset for a Diversified Financial Services company?
The median Return-on-Tangible-Asset among Diversified Financial Services companies is 0.87, based on 541 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Asset significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. OEKOWORLD AG's current Return-on-Tangible-Asset of 10.01% is 1050.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Asset mean?
A high Return-on-Tangible-Asset can signal that a stock is expensive relative to its fundamentals. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on OEKOWORLD AG and its competitors. For the Diversified Financial Services industry, the median Return-on-Tangible-Asset is 0.87 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. OEKOWORLD AG's current Return-on-Tangible-Asset is 10.01%, which is 50% below median its own 10-year median of 20.20. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is OEKOWORLD AG stock overvalued right now?
Based on GuruFocus' analysis, OEKOWORLD AG (XTER:VVV3) is currently considered Fairly Valued. The stock's GF Value™ is €26.12, compared to a current price of €26.80 — trading 2.6% above its estimated fair value. The current Return-on-Tangible-Asset is 10.01%, which is 50% below median its 10-year median of 20.20 and 1050.6% above the Diversified Financial Services industry median of 0.87. OEKOWORLD AG's overall GF Score™ is 76/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Asset calculated?
Return-on-Tangible-Asset is calculated from a company's financial statements. For OEKOWORLD AG (XTER:VVV3), the current Return-on-Tangible-Asset is 10.01% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is OEKOWORLD AG (XTER:VVV3) Overvalued in 2026?
Based on GuruFocus' analysis, OEKOWORLD AG stock appears to be overvalued.
The current stock price of €26.80 is trading 2.6% above its estimated GF Value™ of €26.12.
GuruFocus considers OEKOWORLD AG to be Fairly Valued.
Key valuation signals for XTER:VVV3:
Return-on-Tangible-Asset: 10.01% (50% below median its 10-year median of 20.20)
GF Value™: €26.12 vs. price of €26.80 (2.6% above fair value)
Industry Position: 1050.6% above the Diversified Financial Services median (#16 of 541)
No single metric tells the full story. See the XTER:VVV3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
OEKOWORLD AG is engaged in providing financial services, providing insurance products, money management services and financial consultation to individual and institutional clients.
76GF Score
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Return-on-Tangible-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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