Solidarity Bahrain BSC (BAH:SOLID) Return-on-Tangible-Equity: 16.42% (As of Mar. 2026) — 46% Above Median


BAH:SOLID Solidarity Bahrain BSC BAH:SOLID
39 GF Score
Price BHD0.40
GF Value BHD0.67
Valuation Possible Value Trap
! 4 Warning Signs
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What is Solidarity Bahrain BSC Return-on-Tangible-Equity?

Solidarity Bahrain BSC BAH:SOLID 39 Return-on-Tangible-Equity is 16.42% as of Mar. 2026, which is 46% above its 10-year median of 11.22. GuruFocus rates BAH:SOLID with a GF Score™ of 39/100 and a GF Value™ of BHD0.67 (Possible Value Trap). The stock has 4 warning signs investors should review. Among 499 Insurance companies, Solidarity Bahrain BSC ranks better than 65.13% on this metric.

Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Solidarity Bahrain BSC's annualized net income for the quarter that ended in Mar. 2026 was BHD9.36 Mil. Solidarity Bahrain BSC's average shareholder tangible equity for the quarter that ended in Mar. 2026 was BHD56.98 Mil. Therefore, Solidarity Bahrain BSC's annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2026 was 16.42%.

The historical rank and industry rank for Solidarity Bahrain BSC's Return-on-Tangible-Equity or its related term are showing as below:

BAH:SOLID' s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: 0.24   Med: 11.22   Max: 25.98
Current: 18.17

During the past 13 years, Solidarity Bahrain BSC's highest Return-on-Tangible-Equity was 25.98%. The lowest was 0.24%. And the median was 11.22%.

BAH:SOLID's Return-on-Tangible-Equity is ranked better than
65.13% of 499 companies
in the Insurance industry
Industry Median: 13.32 vs BAH:SOLID: 18.17

Solidarity Bahrain BSC  (BAH:SOLID) Return-on-Tangible-Equity Explanation

Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.


Be Aware

Net Income is used.

Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.

Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.


Solidarity Bahrain BSC Return-on-Tangible-Equity Related Terms


Solidarity Bahrain BSC Return-on-Tangible-Equity Historical Data

* Premium members only.

The historical data trend for Solidarity Bahrain BSC's Return-on-Tangible-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Solidarity Bahrain BSC Return-on-Tangible-Equity Chart

Solidarity Bahrain BSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Return-on-Tangible-Equity
Get a 7-Day Free Trial Premium Member Only Premium Member Only 11.35 15.34 18.53 25.98 20.71

Solidarity Bahrain BSC Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Return-on-Tangible-Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 13.51 33.65 6.85 16.42 16.42

BAH:SOLID vs BRK.A, AIG, HIG: Return-on-Tangible-Equity Comparison

For the Insurance - Diversified subindustry, Solidarity Bahrain BSC's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Solidarity Bahrain BSC Return-on-Tangible-Equity vs Insurance Industry

For the Insurance industry and Financial Services sector, Solidarity Bahrain BSC's Return-on-Tangible-Equity distribution charts can be found below:

* The bar in red indicates where Solidarity Bahrain BSC's Return-on-Tangible-Equity falls into.


BAH:SOLID
39GF Score
Solidarity Bahrain BSC BAH:SOLID
Return-on-Tangible-Equity is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Solidarity Bahrain BSC Return-on-Tangible-Equity Calculation

Solidarity Bahrain BSC's annualized Return-on-Tangible-Equity for the fiscal year that ended in Dec. 2025 is calculated as

Return-on-Tangible-Equity=Net Income/( (Total Tangible Equity+Total Tangible Equity)/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=Net Income/( (Total Stockholders Equity - Intangible Assets+Total Stockholders Equity - Intangible Assets )/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=9.421/( (32.484+58.489 )/ 2 )
=9.421/45.4865
=20.71 %

Solidarity Bahrain BSC's annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2026 is calculated as

Return-on-Tangible-Equity=Net Income/( (Total Tangible Equity+Total Tangible Equity)/ count )
(Q: Mar. 2026 )  (Q: Dec. 2025 )(Q: Mar. 2026 )
=Net Income/( (Total Stockholders Equity - Intangible Assets+Total Stockholders Equity - Intangible Assets)/ count )
(Q: Mar. 2026 )  (Q: Dec. 2025 )(Q: Mar. 2026 )
=9.356/( (58.489+55.464)/ 2 )
=9.356/56.9765
=16.42 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data, the net income data used here is four times the quarterly (Mar. 2026) net income data. Return-on-Tangible-Equity is displayed in the 10-year financial page.

What does a Return-on-Tangible-Equity of 16.42% mean?
Solidarity Bahrain BSC (BAH:SOLID) has a Return-on-Tangible-Equity of 16.42% as of Mar. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Solidarity Bahrain BSC and its competitors. This is 46% above median its historical median of 11.22. Over the past decade, Solidarity Bahrain BSC's Return-on-Tangible-Equity has ranged from 0.24 to 25.98. According to the industry distribution chart, Solidarity Bahrain BSC ranks #174 out of 499 companies in the Insurance industry, placing it in the top 34.9%.
Is Solidarity Bahrain BSC's Return-on-Tangible-Equity too high?
Solidarity Bahrain BSC's current Return-on-Tangible-Equity of 16.42% is 46% above median its 10-year median of 11.22. Over the past 10 years, this metric has ranged from a low of 0.24 to a high of 25.98. The Insurance industry median Return-on-Tangible-Equity is 13.32. Solidarity Bahrain BSC's value of 16.42% is 23.3% above this industry median. Based on the distribution chart, Solidarity Bahrain BSC ranks #174 out of 499 companies in the Insurance industry, which is above the industry midpoint. Overall, Solidarity Bahrain BSC has a GF Score™ of 39/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Solidarity Bahrain BSC's Return-on-Tangible-Equity compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Solidarity Bahrain BSC ranks #174 out of 499 companies for Return-on-Tangible-Equity. This puts Solidarity Bahrain BSC in the upper half of its industry. The industry median Return-on-Tangible-Equity is 13.32. Solidarity Bahrain BSC's value of 16.42% is 23.3% above this benchmark. Historically, Solidarity Bahrain BSC's own Return-on-Tangible-Equity has ranged from 0.24 to 25.98 over the past decade. While the company's 10-year median is 11.22 vs. the industry median of 13.32, Solidarity Bahrain BSC has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for an Insurance company?
The median Return-on-Tangible-Equity among Insurance companies is 13.32, based on 499 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Solidarity Bahrain BSC's current Return-on-Tangible-Equity of 16.42% is 23.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Solidarity Bahrain BSC and its competitors. For the Insurance industry, the median Return-on-Tangible-Equity is 13.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Solidarity Bahrain BSC's current Return-on-Tangible-Equity is 16.42%, which is 46% above median its own 10-year median of 11.22. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Solidarity Bahrain BSC stock overvalued right now?
Based on GuruFocus' analysis, Solidarity Bahrain BSC (BAH:SOLID) is currently considered Possible Value Trap. The stock's GF Value™ is BHD0.67, compared to a current price of BHD0.40 — trading 40.3% below its estimated fair value. The current Return-on-Tangible-Equity is 16.42%, which is 46% above median its 10-year median of 11.22 and 23.3% above the Insurance industry median of 13.32. Solidarity Bahrain BSC's overall GF Score™ is 39/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Solidarity Bahrain BSC (BAH:SOLID), the current Return-on-Tangible-Equity is 16.42% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Solidarity Bahrain BSC (BAH:SOLID) Overvalued in 2026?

Based on GuruFocus' analysis, Solidarity Bahrain BSC stock appears to be undervalued. The current stock price of BHD0.40 is trading 40.3% below its estimated GF Value™ of BHD0.67. GuruFocus considers Solidarity Bahrain BSC to be Possible Value Trap.

Key valuation signals for BAH:SOLID:

  • Return-on-Tangible-Equity: 16.42% (46% above median its 10-year median of 11.22)
  • GF Value™: BHD0.67 vs. price of BHD0.40 (40.3% below fair value)
  • GF Score™: 39/100 with 4 warning signs
  • Industry Position: 23.3% above the Insurance median (#174 of 499)

No single metric tells the full story. See the BAH:SOLID stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Solidarity Bahrain BSC Business Description

Address Road 2825, PO Box 5282, Flat 71, 7th Floor - Seef Tower, Building 2080, Block 428, Seef Area, Manama, BHR
Solidarity Bahrain BSC is engaged in providing insurance services in Bahrain. The company provides motor insurance, home insurance, car insurance, personal accident insurance, medical insurance, travel insurance, and other products. The company operates in the business segments, namely, Non-motor, which includes fire, marine, general accident, liability, Aviation, and engineering lines of business; Motor; Medical; Group Life, which includes group life and credit life business; and Family Takaful, which includes long-term decreasing term and level term business. The maximum of the company's revenue is from the Motor segment. Geographically operates in Bahrain, the UAE, Saudi Arabia, Oman, Kuwait, and other countries.
39GF Score

Get the complete analysis for BAH:SOLID

Return-on-Tangible-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

BHD0.40
Price
BHD0.67
GF Value