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Bank of HawaiiBOH -1.61%62 Return-on-Tangible-Equity is 14.05% as of Jun. 2026, which is 13% below its 10-year median of 16.10. GuruFocus rates BOH with a GF Score™ of 62/100 and a GF Value™ of $78.92 (Fairly Valued). The stock has 5 warning signs investors should review. Among 1,522 Banks companies, Bank of Hawaii ranks better than 61.63% on this metric.
Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Bank of Hawaii's annualized net income for the quarter that ended in Jun. 2026 was $255.2 Mil. Bank of Hawaii's average shareholder tangible equity for the quarter that ended in Jun. 2026 was $1,816.7 Mil. Therefore, Bank of Hawaii's annualized Return-on-Tangible-Equity for the quarter that ended in Jun. 2026 was 14.05%.
The historical rank and industry rank for Bank of Hawaii's Return-on-Tangible-Equity or its related term are showing as below:
BOH'
s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: 10.07 Med: 16.1 Max: 18.5
Current: 13.27
During the past 13 years, Bank of Hawaii's highest Return-on-Tangible-Equity was 18.50%. The lowest was 10.07%. And the median was 16.10%.
BOH's Return-on-Tangible-Equity is ranked better than 61.63% of 1522
companies
in the Banks industry
Industry Median: 11.44
vs BOH: 13.27
Bank of Hawaii (NYSE:BOH) Return-on-Tangible-Equity Explanation
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
Bank of Hawaii Return-on-Tangible-Equity Related Terms
Bank of Hawaii Return-on-Tangible-Equity Historical Data
* Premium members only.
The historical data trend for Bank of Hawaii's Return-on-Tangible-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BOH vs TOWN, SFNC, BANC: Return-on-Tangible-Equity Comparison
For the Banks - Regional subindustry, Bank of Hawaii's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bank of Hawaii Return-on-Tangible-Equity vs Banks Industry
For the Banks industry and Financial Services sector, Bank of Hawaii's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where Bank of Hawaii's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Jun. 2026) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of 14.05% mean?
Bank of Hawaii (BOH) has a Return-on-Tangible-Equity of 14.05% as of Jun. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Bank of Hawaii and its competitors. This is 13% below median its historical median of 16.10. Over the past decade, Bank of Hawaii's Return-on-Tangible-Equity has ranged from 10.07 to 18.50. According to the industry distribution chart, Bank of Hawaii ranks #584 out of 1522 companies in the Banks industry, placing it in the top 38.4%.
Is Bank of Hawaii's Return-on-Tangible-Equity too high?
Bank of Hawaii's current Return-on-Tangible-Equity of 14.05% is 13% below median its 10-year median of 16.10. Over the past 10 years, this metric has ranged from a low of 10.07 to a high of 18.50. The Banks industry median Return-on-Tangible-Equity is 11.44. Bank of Hawaii's value of 14.05% is 22.8% above this industry median. Based on the distribution chart, Bank of Hawaii ranks #584 out of 1522 companies in the Banks industry, which is above the industry midpoint. Overall, Bank of Hawaii has a GF Score™ of 62/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Bank of Hawaii's Return-on-Tangible-Equity compare to TOWN and SFNC?
According to the Banks industry distribution chart, Bank of Hawaii ranks #584 out of 1522 companies for Return-on-Tangible-Equity. This puts Bank of Hawaii in the upper half of its industry. The industry median Return-on-Tangible-Equity is 11.44. Bank of Hawaii's value of 14.05% is 22.8% above this benchmark. Historically, Bank of Hawaii's own Return-on-Tangible-Equity has ranged from 10.07 to 18.50 over the past decade. While the company's 10-year median is 16.10 vs. the industry median of 11.44, Bank of Hawaii has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Banks company?
The median Return-on-Tangible-Equity among Banks companies is 11.44, based on 1,522 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bank of Hawaii's current Return-on-Tangible-Equity of 14.05% is 22.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Bank of Hawaii and its competitors. For the Banks industry, the median Return-on-Tangible-Equity is 11.44 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank of Hawaii's current Return-on-Tangible-Equity is 14.05%, which is 13% below median its own 10-year median of 16.10. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank of Hawaii stock overvalued right now?
Based on GuruFocus' analysis, Bank of Hawaii (BOH) is currently considered Fairly Valued. The stock's GF Value™ is $78.92, compared to a current price of $77.81 — trading 1.4% below its estimated fair value. The current Return-on-Tangible-Equity is 14.05%, which is 13% below median its 10-year median of 16.10 and 22.8% above the Banks industry median of 11.44. Bank of Hawaii's overall GF Score™ is 62/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Bank of Hawaii (BOH), the current Return-on-Tangible-Equity is 14.05% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bank of Hawaii (BOH) Overvalued in 2026?
Based on GuruFocus' analysis, Bank of Hawaii stock appears to be undervalued.
The current stock price of $77.81 is trading 1.4% below its estimated GF Value™ of $78.92.
GuruFocus considers Bank of Hawaii to be Fairly Valued.
Key valuation signals for BOH:
Return-on-Tangible-Equity: 14.05% (13% below median its 10-year median of 16.10)
GF Value™: $78.92 vs. price of $77.81 (1.4% below fair value)
Industry Position: 22.8% above the Banks median (#584 of 1522)
No single metric tells the full story. See the BOH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bank of Hawaii Corp provides a broad range of financial products and services predominantly to customers in Hawaii, Guam, and other Pacific Islands. The Bank's subsidiaries are engaged in equipment leasing, securities brokerage, investment advisory services, and providing credit insurance. It is organized into three business segments for management reporting purposes: Consumer Banking, Commercial Banking, and Treasury and Other. Majority of the revenue is generated from Consumer Banking segment which offers a broad range of financial products and services, including loan, deposit and insurance products; private banking and international client banking services; trust services; investment management; and institutional investment advisory services.
62GF Score
Get the complete analysis for BOH
Return-on-Tangible-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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