CRISIL (BOM:500092) Return-on-Tangible-Equity: 38.48% (As of Jun. 2026) — 11% Below Median

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BOM:500092 CRISIL Ltd BOM:500092
91 GF Score
Price ₹4,496.15
GF Value ₹5,759.46
Valuation Modestly Undervalued
! 1 Warning Sign
View Full Analysis

What is CRISIL Return-on-Tangible-Equity?

CRISIL BOM:500092 +4.51% 91 Return-on-Tangible-Equity is 38.48% as of Jun. 2026, which is 11% below its 10-year median of 43.19. GuruFocus rates BOM:500092 with a GF Score™ of 91/100 and a GF Value™ of ₹5,759.46 (Modestly Undervalued). The stock has 1 warning sign investors should review. Among 782 Capital Markets companies, CRISIL ranks better than 89.51% on this metric.

Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. CRISIL's annualized net income for the quarter that ended in Jun. 2026 was ₹8,658 Mil. CRISIL's average shareholder tangible equity for the quarter that ended in Jun. 2026 was ₹22,501 Mil. Therefore, CRISIL's annualized Return-on-Tangible-Equity for the quarter that ended in Jun. 2026 was 38.48%.

The historical rank and industry rank for CRISIL's Return-on-Tangible-Equity or its related term are showing as below:

BOM:500092' s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: 37.99   Med: 43.19   Max: 49.95
Current: 41.02

During the past 13 years, CRISIL's highest Return-on-Tangible-Equity was 49.95%. The lowest was 37.99%. And the median was 43.19%.

BOM:500092's Return-on-Tangible-Equity is ranked better than
89.51% of 782 companies
in the Capital Markets industry
Industry Median: 6.52 vs BOM:500092: 41.02

CRISIL  (BOM:500092) Return-on-Tangible-Equity Explanation

Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.


Be Aware

Net Income is used.

Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.

Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.


CRISIL Return-on-Tangible-Equity Related Terms


CRISIL Return-on-Tangible-Equity Historical Data

* Premium members only.

The historical data trend for CRISIL's Return-on-Tangible-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

CRISIL Return-on-Tangible-Equity Chart

CRISIL Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Return-on-Tangible-Equity
Get a 7-Day Free Trial Premium Member Only Premium Member Only 49.95 47.57 45.15 37.99 38.35

CRISIL Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Return-on-Tangible-Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 31.20 35.11 47.90 46.26 38.48

BOM:500092 vs SPGI, CME, MCO: Return-on-Tangible-Equity Comparison

For the Financial Data & Stock Exchanges subindustry, CRISIL's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


CRISIL Return-on-Tangible-Equity vs Capital Markets Industry

For the Capital Markets industry and Financial Services sector, CRISIL's Return-on-Tangible-Equity distribution charts can be found below:

* The bar in red indicates where CRISIL's Return-on-Tangible-Equity falls into.


BOM:500092
91GF Score
CRISIL Ltd BOM:500092
Return-on-Tangible-Equity is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

CRISIL Return-on-Tangible-Equity Calculation

CRISIL's annualized Return-on-Tangible-Equity for the fiscal year that ended in Dec. 2025 is calculated as

Return-on-Tangible-Equity=Net Income/( (Total Tangible Equity+Total Tangible Equity)/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=Net Income/( (Total Stockholders Equity - Intangible Assets+Total Stockholders Equity - Intangible Assets )/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=7660.1/( (19780.9+20168.3 )/ 2 )
=7660.1/19974.6
=38.35 %

CRISIL's annualized Return-on-Tangible-Equity for the quarter that ended in Jun. 2026 is calculated as

Return-on-Tangible-Equity=Net Income/( (Total Tangible Equity+Total Tangible Equity)/ count )
(Q: Jun. 2026 )  (Q: Mar. 2026 )(Q: Jun. 2026 )
=Net Income/( (Total Stockholders Equity - Intangible Assets+Total Stockholders Equity - Intangible Assets)/ count )
(Q: Jun. 2026 )  (Q: Mar. 2026 )(Q: Jun. 2026 )
=8658.4/( (0+22500.8)/ 1 )
=8658.4/22500.8
=38.48 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data, the net income data used here is four times the quarterly (Jun. 2026) net income data. Return-on-Tangible-Equity is displayed in the 10-year financial page.

What does a Return-on-Tangible-Equity of 38.48% mean?
CRISIL (BOM:500092) has a Return-on-Tangible-Equity of 38.48% as of Jun. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on CRISIL and its competitors. This is 11% below median its historical median of 43.19. Over the past decade, CRISIL's Return-on-Tangible-Equity has ranged from 37.99 to 49.95. According to the industry distribution chart, CRISIL ranks #82 out of 782 companies in the Capital Markets industry, placing it in the top 10.5%.
Is CRISIL's Return-on-Tangible-Equity too high?
CRISIL's current Return-on-Tangible-Equity of 38.48% is 11% below median its 10-year median of 43.19. Over the past 10 years, this metric has ranged from a low of 37.99 to a high of 49.95. The Capital Markets industry median Return-on-Tangible-Equity is 6.52. CRISIL's value of 38.48% is 490.2% above this industry median. Based on the distribution chart, CRISIL ranks #82 out of 782 companies in the Capital Markets industry, which is in the top quartile — a strong position relative to peers. Overall, CRISIL has a GF Score™ of 91/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does CRISIL's Return-on-Tangible-Equity compare to SPGI and CME?
According to the Capital Markets industry distribution chart, CRISIL ranks #82 out of 782 companies for Return-on-Tangible-Equity. This places CRISIL in the top 11% of its industry — outperforming the majority of peers. The industry median Return-on-Tangible-Equity is 6.52. CRISIL's value of 38.48% is 490.2% above this benchmark. Historically, CRISIL's own Return-on-Tangible-Equity has ranged from 37.99 to 49.95 over the past decade. While the company's 10-year median is 43.19 vs. the industry median of 6.52, CRISIL has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Capital Markets company?
The median Return-on-Tangible-Equity among Capital Markets companies is 6.52, based on 782 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. CRISIL's current Return-on-Tangible-Equity of 38.48% is 490.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on CRISIL and its competitors. For the Capital Markets industry, the median Return-on-Tangible-Equity is 6.52 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. CRISIL's current Return-on-Tangible-Equity is 38.48%, which is 11% below median its own 10-year median of 43.19. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CRISIL stock overvalued right now?
Based on GuruFocus' analysis, CRISIL (BOM:500092) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹5,759.46, compared to a current price of ₹4,496.15 — trading 21.9% below its estimated fair value. The current Return-on-Tangible-Equity is 38.48%, which is 11% below median its 10-year median of 43.19 and 490.2% above the Capital Markets industry median of 6.52. CRISIL's overall GF Score™ is 91/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For CRISIL (BOM:500092), the current Return-on-Tangible-Equity is 38.48% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is CRISIL (BOM:500092) Overvalued in 2026?

Based on GuruFocus' analysis, CRISIL stock appears to be undervalued. The current stock price of ₹4,496.15 is trading 21.9% below its estimated GF Value™ of ₹5,759.46. GuruFocus considers CRISIL to be Modestly Undervalued.

Key valuation signals for BOM:500092:

  • Return-on-Tangible-Equity: 38.48% (11% below median its 10-year median of 43.19)
  • GF Value™: ₹5,759.46 vs. price of ₹4,496.15 (21.9% below fair value)
  • GF Score™: 91/100 with 1 warning sign
  • Industry Position: 490.2% above the Capital Markets median (#82 of 782)

No single metric tells the full story. See the BOM:500092 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


CRISIL Business Description

Other Exchanges CRISIL:India
Address Saki Vihar Road, Lightbridge IT Park, Andheri East, Mumbai, MH, IND, 400 072
CRISIL Ltd provides research and analytics solutions for clients of all sizes. It operates through segments of Ratings services, and Research, Analytics & Solutions. The Ratings services segment includes credit ratings for corporates, banks, bank loans, credit analysis services, grading services and analytical services. The Research, Analytics and solutions segment which generates key revenue, includes research and risk solutions, industry reports, customized research assignments, subscription to data services, independent equity research (IER), IPO gradings, training, credit ratings for small and medium enterprises, advisory services and a comprehensive range of risk management tools, analytics and solutions to financial institutions, banks and corporates in India.
91GF Score

Get the complete analysis for BOM:500092

Return-on-Tangible-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹4,496.15
Price
₹5,759.46
GF Value