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Transcorp InternationalBOM:532410 -1.27%55 Return-on-Tangible-Equity is 21.43% as of Mar. 2026, which is 685% above its 10-year median of 2.73. GuruFocus rates BOM:532410 with a GF Score™ of 55/100 and a GF Value™ of ₹14.10 (Significantly Overvalued). The stock has 3 warning signs investors should review. Among 781 Capital Markets companies, Transcorp International ranks better than 65.56% on this metric.
Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Transcorp International's annualized net income for the quarter that ended in Mar. 2026 was ₹156 Mil. Transcorp International's average shareholder tangible equity for the quarter that ended in Mar. 2026 was ₹729 Mil. Therefore, Transcorp International's annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2026 was 21.43%.
The historical rank and industry rank for Transcorp International's Return-on-Tangible-Equity or its related term are showing as below:
BOM:532410'
s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: -18.43 Med: 2.73 Max: 43.05
Current: 12.2
During the past 13 years, Transcorp International's highest Return-on-Tangible-Equity was 43.05%. The lowest was -18.43%. And the median was 2.73%.
BOM:532410's Return-on-Tangible-Equity is ranked better than 65.56% of 781
companies
in the Capital Markets industry
Industry Median: 6.52
vs BOM:532410: 12.20
Transcorp International (BOM:532410) Return-on-Tangible-Equity Explanation
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
Transcorp International Return-on-Tangible-Equity Related Terms
Transcorp International Return-on-Tangible-Equity Historical Data
* Premium members only.
The historical data trend for Transcorp International's Return-on-Tangible-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Transcorp International Return-on-Tangible-Equity Chart
BOM:532410 vs MS, GS, SCHW: Return-on-Tangible-Equity Comparison
For the Capital Markets subindustry, Transcorp International's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Transcorp International Return-on-Tangible-Equity vs Capital Markets Industry
For the Capital Markets industry and Financial Services sector, Transcorp International's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where Transcorp International's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Mar. 2026) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of 21.43% mean?
Transcorp International (BOM:532410) has a Return-on-Tangible-Equity of 21.43% as of Mar. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Transcorp International and its competitors. This is 685% above median its historical median of 2.73. According to the industry distribution chart, Transcorp International ranks #269 out of 781 companies in the Capital Markets industry, placing it in the top 34.4%.
Is Transcorp International's Return-on-Tangible-Equity too high?
Transcorp International's current Return-on-Tangible-Equity of 21.43% is 685% above median its 10-year median of 2.73. The Capital Markets industry median Return-on-Tangible-Equity is 6.52. Transcorp International's value of 21.43% is 228.7% above this industry median. Based on the distribution chart, Transcorp International ranks #269 out of 781 companies in the Capital Markets industry, which is above the industry midpoint. Overall, Transcorp International has a GF Score™ of 55/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Transcorp International's Return-on-Tangible-Equity compare to MS and GS?
According to the Capital Markets industry distribution chart, Transcorp International ranks #269 out of 781 companies for Return-on-Tangible-Equity. This puts Transcorp International in the upper half of its industry. The industry median Return-on-Tangible-Equity is 6.52. Transcorp International's value of 21.43% is 228.7% above this benchmark. While the company's 10-year median is 2.73 vs. the industry median of 6.52, Transcorp International has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Capital Markets company?
The median Return-on-Tangible-Equity among Capital Markets companies is 6.52, based on 781 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Transcorp International's current Return-on-Tangible-Equity of 21.43% is 228.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Transcorp International and its competitors. For the Capital Markets industry, the median Return-on-Tangible-Equity is 6.52 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Transcorp International's current Return-on-Tangible-Equity is 21.43%, which is 685% above median its own 10-year median of 2.73. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Transcorp International stock overvalued right now?
Based on GuruFocus' analysis, Transcorp International (BOM:532410) is currently considered Significantly Overvalued. The stock's GF Value™ is ₹14.10, compared to a current price of ₹25.67 — trading 82.1% above its estimated fair value. The current Return-on-Tangible-Equity is 21.43%, which is 685% above median its 10-year median of 2.73 and 228.7% above the Capital Markets industry median of 6.52. Transcorp International's overall GF Score™ is 55/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Transcorp International (BOM:532410), the current Return-on-Tangible-Equity is 21.43% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Transcorp International (BOM:532410) Overvalued in 2026?
Based on GuruFocus' analysis, Transcorp International stock appears to be overvalued.
The current stock price of ₹25.67 is trading 82.1% above its estimated GF Value™ of ₹14.10.
GuruFocus considers Transcorp International to be Significantly Overvalued.
Key valuation signals for BOM:532410:
Return-on-Tangible-Equity: 21.43% (685% above median its 10-year median of 2.73)
GF Value™: ₹14.10 vs. price of ₹25.67 (82.1% above fair value)
Industry Position: 228.7% above the Capital Markets median (#269 of 781)
No single metric tells the full story. See the BOM:532410 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Transcorp International Ltd is engaged in money changing and money transfer. It also offers currency exchange, traveler's cheques, and travel cards to customers, including leisure outbound travelers and business travelers. The company's services include Foreign exchange and money transfer, Travel, ticketing, car rental and Investments, building rent, and shares. It generates maximum revenue from Foreign Exchange and Money Transfer.
55GF Score
Get the complete analysis for BOM:532410
Return-on-Tangible-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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