Transcorp International (BOM:532410) ROE %: 21.39% (As of Mar. 2026) — 698% Above Median


BOM:532410 Transcorp International Ltd BOM:532410
62 GF Score
Price ₹26.94
GF Value ₹14.33
Valuation Significantly Overvalued
! 3 Warning Signs
View Full Analysis

What is Transcorp International ROE %?

Transcorp International BOM:532410 +0.52% 62 ROE % is 21.39% as of Mar. 2026, which is 698% above its 10-year median of 2.68. GuruFocus rates BOM:532410 with a GF Score™ of 62/100 and a GF Value™ of ₹14.33 (Significantly Overvalued). The stock has 3 warning signs investors should review. Among 792 Capital Markets companies, Transcorp International ranks better than 68.06% on this metric.

ROE % is calculated as Net Income divided by its average Total Stockholders Equity over a certain period of time. Transcorp International's annualized net income for the quarter that ended in Mar. 2026 was ₹156 Mil. Transcorp International's average Total Stockholders Equity over the quarter that ended in Mar. 2026 was ₹731 Mil. Therefore, Transcorp International's annualized ROE % for the quarter that ended in Mar. 2026 was 21.39%.

The historical rank and industry rank for Transcorp International's ROE % or its related term are showing as below:

BOM:532410' s ROE % Range Over the Past 10 Years
Min: -18   Med: 2.68   Max: 42.33
Current: 12.16

During the past 11 years, Transcorp International's highest ROE % was 42.33%. The lowest was -18.00%. And the median was 2.68%.

BOM:532410's ROE % is ranked better than
68.06% of 792 companies
in the Capital Markets industry
Industry Median: 6.02 vs BOM:532410: 12.16

Transcorp International  (BOM:532410) ROE % Explanation

ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.

The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:

ROE %(Q: Mar. 2026 )
=Net Income/Total Stockholders Equity
=156.328/730.683
=(Net Income / Revenue )*(Revenue / Total Assets)*(Total Assets / Total Stockholders Equity)
=(156.328 / 7839.564)*(7839.564 / 1747.878)*(1747.878 / 730.683)
=Net Margin %*Asset Turnover*Equity Multiplier
=1.99 %*4.4852*2.3921
=ROA %*Equity Multiplier
=8.93 %*2.3921
=21.39 %

With this breakdown, it is clear that if a company grows its Net Profit Margin, its Asset Turnover, or its Leverage, it can grow its ROE %.

The factors that affect a company's ROE % can also be illustrated with the five-step DuPont Analysis:

ROE %(Q: Mar. 2026 )
=Net Income/Total Stockholders Equity
=156.328/730.683
=(Net Income / Pre-Tax Income) * (Pre-Tax Income / Operating Income) * (Operating Income / Revenue) * (Revenue / Total Assets) * (Total Assets / Total Stockholders Equity)
= (156.328 / 219.464) * (219.464 / 182.228) * (182.228 / 7839.564) * (7839.564 / 1747.878) * (1747.878 / 730.683)
= Tax Burden * Interest Burden * Operating Margin % * Asset Turnover * Equity Multiplier
= 0.7123 * 1.2043 * 2.32 % * 4.4852 * 2.3921
=21.39 %

Note: The net income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Net Income is used.

Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.

Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.


Transcorp International ROE % Related Terms


Transcorp International ROE % Historical Data

* Premium members only.

The historical data trend for Transcorp International's ROE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Transcorp International ROE % Chart

Transcorp International Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
ROE %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 19.97 0.89 0.11 16.56 12.10

Transcorp International Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROE % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 10.25 6.21 10.04 10.26 21.39

BOM:532410 vs MS, GS, SCHW: ROE % Comparison

For the Capital Markets subindustry, Transcorp International's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Transcorp International ROE % vs Capital Markets Industry

For the Capital Markets industry and Financial Services sector, Transcorp International's ROE % distribution charts can be found below:

* The bar in red indicates where Transcorp International's ROE % falls into.


BOM:532410
62GF Score
Transcorp International Ltd BOM:532410
ROE % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Transcorp International ROE % Calculation

Transcorp International's annualized ROE % for the fiscal year that ended in Mar. 2026 is calculated as

ROE %=Net Income (A: Mar. 2026 )/( (Total Stockholders Equity (A: Mar. 2025 )+Total Stockholders Equity (A: Mar. 2026 ))/ count )
=83.909/( (656.662+730.683)/ 2 )
=83.909/693.6725
=12.10 %

Transcorp International's annualized ROE % for the quarter that ended in Mar. 2026 is calculated as

ROE %=Net Income (Q: Mar. 2026 )/( (Total Stockholders Equity (Q: Dec. 2025 )+Total Stockholders Equity (Q: Mar. 2026 ))/ count )
=156.328/( (0+730.683)/ 1 )
=156.328/730.683
=21.39 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data, the net income data used here is four times the quarterly (Mar. 2026) net income data. ROE % is displayed in the 30-year financial page.

Frequently Asked Questions Learn more about ROE % →
What does a ROE % of 21.39% mean?
Transcorp International (BOM:532410) has a ROE % of 21.39% as of Mar. 2026. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Transcorp International and its competitors. This is 698% above median its historical median of 2.68. According to the industry distribution chart, Transcorp International ranks #253 out of 792 companies in the Capital Markets industry, placing it in the top 31.9%.
Is Transcorp International's ROE % too high?
Transcorp International's current ROE % of 21.39% is 698% above median its 10-year median of 2.68. The Capital Markets industry median ROE % is 6.02. Transcorp International's value of 21.39% is 255.3% above this industry median. Based on the distribution chart, Transcorp International ranks #253 out of 792 companies in the Capital Markets industry, which is above the industry midpoint. Overall, Transcorp International has a GF Score™ of 62/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Transcorp International's ROE % compare to MS and GS?
According to the Capital Markets industry distribution chart, Transcorp International ranks #253 out of 792 companies for ROE %. This puts Transcorp International in the upper half of its industry. The industry median ROE % is 6.02. Transcorp International's value of 21.39% is 255.3% above this benchmark. While the company's 10-year median is 2.68 vs. the industry median of 6.02, Transcorp International has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for a Capital Markets company?
The median ROE % among Capital Markets companies is 6.02, based on 792 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Transcorp International's current ROE % of 21.39% is 255.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Transcorp International and its competitors. For the Capital Markets industry, the median ROE % is 6.02 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Transcorp International's current ROE % is 21.39%, which is 698% above median its own 10-year median of 2.68. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Transcorp International stock overvalued right now?
Based on GuruFocus' analysis, Transcorp International (BOM:532410) is currently considered Significantly Overvalued. The stock's GF Value™ is ₹14.33, compared to a current price of ₹26.94 — trading 88% above its estimated fair value. The current ROE % is 21.39%, which is 698% above median its 10-year median of 2.68 and 255.3% above the Capital Markets industry median of 6.02. Transcorp International's overall GF Score™ is 62/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For Transcorp International (BOM:532410), the current ROE % is 21.39% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Transcorp International (BOM:532410) Overvalued in 2026?

Based on GuruFocus' analysis, Transcorp International stock appears to be overvalued. The current stock price of ₹26.94 is trading 88% above its estimated GF Value™ of ₹14.33. GuruFocus considers Transcorp International to be Significantly Overvalued.

Key valuation signals for BOM:532410:

  • ROE %: 21.39% (698% above median its 10-year median of 2.68)
  • GF Value™: ₹14.33 vs. price of ₹26.94 (88% above fair value)
  • GF Score™: 62/100 with 3 warning signs
  • Industry Position: 255.3% above the Capital Markets median (#253 of 792)

No single metric tells the full story. See the BOM:532410 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Transcorp International Business Description

Address Moti Doongri Road, 5 Floor, Transcorp Towers, Near Manwaji Ka Bag, Jaipur, RJ, IND, 302 004
Transcorp International Ltd is engaged in money changing and money transfer. It also offers currency exchange, traveler's cheques, and travel cards to customers, including leisure outbound travelers and business travelers. The company's services include Foreign exchange and money transfer, Travel, ticketing, car rental and Investments, building rent, and shares. It generates maximum revenue from Foreign Exchange and Money Transfer.
62GF Score

Get the complete analysis for BOM:532410

ROE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹26.94
Price
₹14.33
GF Value