Apoorva Leasing Finance and Investment Co (BOM:539545) Return-on-Tangible-Equity: 0.17% (As of Mar. 2026) — 90% Below Median

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BOM:539545 Apoorva Leasing Finance and Investment Co Ltd BOM:539545
59 GF Score
Price ₹29.10
GF Value ₹14.52
Valuation Significantly Overvalued
! 5 Warning Signs
View Full Analysis

What is Apoorva Leasing Finance and Investment Co Return-on-Tangible-Equity?

Apoorva Leasing Finance and Investment Co BOM:539545 59 Return-on-Tangible-Equity is 0.17% as of Mar. 2026, which is 90% below its 10-year median of 1.76. GuruFocus rates BOM:539545 with a GF Score™ of 59/100 and a GF Value™ of ₹14.52 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 782 Capital Markets companies, Apoorva Leasing Finance and Investment Co ranks worse than 70.46% on this metric.

Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Apoorva Leasing Finance and Investment Co's annualized net income for the quarter that ended in Mar. 2026 was ₹2.55 Mil. Apoorva Leasing Finance and Investment Co's average shareholder tangible equity for the quarter that ended in Mar. 2026 was ₹1,484.64 Mil. Therefore, Apoorva Leasing Finance and Investment Co's annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2026 was 0.17%.

The historical rank and industry rank for Apoorva Leasing Finance and Investment Co's Return-on-Tangible-Equity or its related term are showing as below:

BOM:539545' s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: 0.22   Med: 1.76   Max: 4.72
Current: 0.22

During the past 11 years, Apoorva Leasing Finance and Investment Co's highest Return-on-Tangible-Equity was 4.72%. The lowest was 0.22%. And the median was 1.76%.

BOM:539545's Return-on-Tangible-Equity is ranked worse than
70.46% of 782 companies
in the Capital Markets industry
Industry Median: 6.52 vs BOM:539545: 0.22

Apoorva Leasing Finance and Investment Co  (BOM:539545) Return-on-Tangible-Equity Explanation

Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.


Be Aware

Net Income is used.

Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.

Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.


Apoorva Leasing Finance and Investment Co Return-on-Tangible-Equity Related Terms


Apoorva Leasing Finance and Investment Co Return-on-Tangible-Equity Historical Data

* Premium members only.

The historical data trend for Apoorva Leasing Finance and Investment Co's Return-on-Tangible-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Apoorva Leasing Finance and Investment Co Return-on-Tangible-Equity Chart

Apoorva Leasing Finance and Investment Co Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Return-on-Tangible-Equity
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.72 1.43 1.41 0.28 0.22

Apoorva Leasing Finance and Investment Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Return-on-Tangible-Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -0.81 0.06 0.16 0.49 0.17

BOM:539545 vs MS, GS, SCHW: Return-on-Tangible-Equity Comparison

For the Capital Markets subindustry, Apoorva Leasing Finance and Investment Co's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Apoorva Leasing Finance and Investment Co Return-on-Tangible-Equity vs Capital Markets Industry

For the Capital Markets industry and Financial Services sector, Apoorva Leasing Finance and Investment Co's Return-on-Tangible-Equity distribution charts can be found below:

* The bar in red indicates where Apoorva Leasing Finance and Investment Co's Return-on-Tangible-Equity falls into.


BOM:539545
59GF Score
Apoorva Leasing Finance and Investment Co Ltd BOM:539545
Return-on-Tangible-Equity is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Apoorva Leasing Finance and Investment Co Return-on-Tangible-Equity Calculation

Apoorva Leasing Finance and Investment Co's annualized Return-on-Tangible-Equity for the fiscal year that ended in Mar. 2026 is calculated as

Return-on-Tangible-Equity=Net Income/( (Total Tangible Equity+Total Tangible Equity)/ count )
(A: Mar. 2026 )  (A: Mar. 2025 )(A: Mar. 2026 )
=Net Income/( (Total Stockholders Equity - Intangible Assets+Total Stockholders Equity - Intangible Assets )/ count )
(A: Mar. 2026 )  (A: Mar. 2025 )(A: Mar. 2026 )
=3.235/( (1481.087+1484.636 )/ 2 )
=3.235/1482.8615
=0.22 %

Apoorva Leasing Finance and Investment Co's annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2026 is calculated as

Return-on-Tangible-Equity=Net Income/( (Total Tangible Equity+Total Tangible Equity)/ count )
(Q: Mar. 2026 )  (Q: Dec. 2025 )(Q: Mar. 2026 )
=Net Income/( (Total Stockholders Equity - Intangible Assets+Total Stockholders Equity - Intangible Assets)/ count )
(Q: Mar. 2026 )  (Q: Dec. 2025 )(Q: Mar. 2026 )
=2.548/( (0+1484.636)/ 1 )
=2.548/1484.636
=0.17 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data, the net income data used here is four times the quarterly (Mar. 2026) net income data. Return-on-Tangible-Equity is displayed in the 10-year financial page.

What does a Return-on-Tangible-Equity of 0.17% mean?
Apoorva Leasing Finance and Investment Co (BOM:539545) has a Return-on-Tangible-Equity of 0.17% as of Mar. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Apoorva Leasing Finance and Investment Co and its competitors. This is 90% below median its historical median of 1.76. Over the past decade, Apoorva Leasing Finance and Investment Co's Return-on-Tangible-Equity has ranged from 0.22 to 4.72. According to the industry distribution chart, Apoorva Leasing Finance and Investment Co ranks #551 out of 782 companies in the Capital Markets industry, placing it in the top 70.5%.
Is Apoorva Leasing Finance and Investment Co's Return-on-Tangible-Equity too high?
Apoorva Leasing Finance and Investment Co's current Return-on-Tangible-Equity of 0.17% is 90% below median its 10-year median of 1.76. Over the past 10 years, this metric has ranged from a low of 0.22 to a high of 4.72. The Capital Markets industry median Return-on-Tangible-Equity is 6.52. Apoorva Leasing Finance and Investment Co's value of 0.17% is 97.4% below this industry median. Based on the distribution chart, Apoorva Leasing Finance and Investment Co ranks #551 out of 782 companies in the Capital Markets industry, which is below the industry midpoint. Overall, Apoorva Leasing Finance and Investment Co has a GF Score™ of 59/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Apoorva Leasing Finance and Investment Co's Return-on-Tangible-Equity compare to MS and GS?
According to the Capital Markets industry distribution chart, Apoorva Leasing Finance and Investment Co ranks #551 out of 782 companies for Return-on-Tangible-Equity. This places Apoorva Leasing Finance and Investment Co in the lower half of its industry. The industry median Return-on-Tangible-Equity is 6.52. Apoorva Leasing Finance and Investment Co's value of 0.17% is 97.4% below this benchmark. Historically, Apoorva Leasing Finance and Investment Co's own Return-on-Tangible-Equity has ranged from 0.22 to 4.72 over the past decade. While the company's 10-year median is 1.76 vs. the industry median of 6.52, Apoorva Leasing Finance and Investment Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Capital Markets company?
The median Return-on-Tangible-Equity among Capital Markets companies is 6.52, based on 782 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Apoorva Leasing Finance and Investment Co's current Return-on-Tangible-Equity of 0.17% is 97.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Apoorva Leasing Finance and Investment Co and its competitors. For the Capital Markets industry, the median Return-on-Tangible-Equity is 6.52 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Apoorva Leasing Finance and Investment Co's current Return-on-Tangible-Equity is 0.17%, which is 90% below median its own 10-year median of 1.76. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Apoorva Leasing Finance and Investment Co stock overvalued right now?
Based on GuruFocus' analysis, Apoorva Leasing Finance and Investment Co (BOM:539545) is currently considered Significantly Overvalued. The stock's GF Value™ is ₹14.52, compared to a current price of ₹29.10 — trading 100.4% above its estimated fair value. The current Return-on-Tangible-Equity is 0.17%, which is 90% below median its 10-year median of 1.76 and 97.4% below the Capital Markets industry median of 6.52. Apoorva Leasing Finance and Investment Co's overall GF Score™ is 59/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Apoorva Leasing Finance and Investment Co (BOM:539545), the current Return-on-Tangible-Equity is 0.17% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Apoorva Leasing Finance and Investment Co (BOM:539545) Overvalued in 2026?

Based on GuruFocus' analysis, Apoorva Leasing Finance and Investment Co stock appears to be overvalued. The current stock price of ₹29.10 is trading 100.4% above its estimated GF Value™ of ₹14.52. GuruFocus considers Apoorva Leasing Finance and Investment Co to be Significantly Overvalued.

Key valuation signals for BOM:539545:

  • Return-on-Tangible-Equity: 0.17% (90% below median its 10-year median of 1.76)
  • GF Value™: ₹14.52 vs. price of ₹29.10 (100.4% above fair value)
  • GF Score™: 59/100 with 5 warning signs
  • Industry Position: 97.4% below the Capital Markets median (#551 of 782)

No single metric tells the full story. See the BOM:539545 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Apoorva Leasing Finance and Investment Co Business Description

Address Gautam Budh Nagar, C-1/9, First Floor, Sector - 31, Noida, UP, IND, 201301
Apoorva Leasing Finance and Investment Co Ltd is an Indian firm engaged in the business of investing in equity/debentures/bonds/mutual funds and others. The company's only operating segment is Financing and Derivatives.
59GF Score

Get the complete analysis for BOM:539545

Return-on-Tangible-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹29.10
Price
₹14.52
GF Value