Apoorva Leasing Finance and Investment Co (BOM:539545) ROE %: 0.17% (As of Mar. 2026) — 90% Below Median

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BOM:539545 Apoorva Leasing Finance and Investment Co Ltd BOM:539545
65 GF Score
Price ₹32.30
GF Value ₹14.74
Valuation Significantly Overvalued
! 4 Warning Signs
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What is Apoorva Leasing Finance and Investment Co ROE %?

Apoorva Leasing Finance and Investment Co BOM:539545 -6.38% 65 ROE % is 0.17% as of Mar. 2026, which is 90% below its 10-year median of 1.76. GuruFocus rates BOM:539545 with a GF Score™ of 65/100 and a GF Value™ of ₹14.74 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 793 Capital Markets companies, Apoorva Leasing Finance and Investment Co ranks worse than 69.99% on this metric.

ROE % is calculated as Net Income divided by its average Total Stockholders Equity over a certain period of time. Apoorva Leasing Finance and Investment Co's annualized net income for the quarter that ended in Mar. 2026 was ₹2.55 Mil. Apoorva Leasing Finance and Investment Co's average Total Stockholders Equity over the quarter that ended in Mar. 2026 was ₹1,484.64 Mil. Therefore, Apoorva Leasing Finance and Investment Co's annualized ROE % for the quarter that ended in Mar. 2026 was 0.17%.

The historical rank and industry rank for Apoorva Leasing Finance and Investment Co's ROE % or its related term are showing as below:

BOM:539545' s ROE % Range Over the Past 10 Years
Min: 0.22   Med: 1.76   Max: 4.72
Current: 0.22

During the past 11 years, Apoorva Leasing Finance and Investment Co's highest ROE % was 4.72%. The lowest was 0.22%. And the median was 1.76%.

BOM:539545's ROE % is ranked worse than
69.99% of 793 companies
in the Capital Markets industry
Industry Median: 6.01 vs BOM:539545: 0.22

Apoorva Leasing Finance and Investment Co  (BOM:539545) ROE % Explanation

ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.

The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:

ROE %(Q: Mar. 2026 )
=Net Income/Total Stockholders Equity
=2.548/1484.636
=(Net Income / Revenue )*(Revenue / Total Assets)*(Total Assets / Total Stockholders Equity)
=(2.548 / 28.912)*(28.912 / 1627.952)*(1627.952 / 1484.636)
=Net Margin %*Asset Turnover*Equity Multiplier
=8.81 %*0.0178*1.0965
=ROA %*Equity Multiplier
=0.16 %*1.0965
=0.17 %

With this breakdown, it is clear that if a company grows its Net Profit Margin, its Asset Turnover, or its Leverage, it can grow its ROE %.

The factors that affect a company's ROE % can also be illustrated with the five-step DuPont Analysis:

ROE %(Q: Mar. 2026 )
=Net Income/Total Stockholders Equity
=2.548/1484.636
=(Net Income / Pre-Tax Income) * (Pre-Tax Income / Operating Income) * (Operating Income / Revenue) * (Revenue / Total Assets) * (Total Assets / Total Stockholders Equity)
= (2.548 / -0.264) * (-0.264 / -4.076) * (-4.076 / 28.912) * (28.912 / 1627.952) * (1627.952 / 1484.636)
= Tax Burden * Interest Burden * Operating Margin % * Asset Turnover * Equity Multiplier
= -9.6515 * 0.0648 * -14.1 % * 0.0178 * 1.0965
=0.17 %

Note: The net income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Net Income is used.

Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.

Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.


Apoorva Leasing Finance and Investment Co ROE % Related Terms


Apoorva Leasing Finance and Investment Co ROE % Historical Data

* Premium members only.

The historical data trend for Apoorva Leasing Finance and Investment Co's ROE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Apoorva Leasing Finance and Investment Co ROE % Chart

Apoorva Leasing Finance and Investment Co Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
ROE %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.72 1.43 1.41 0.28 0.22

Apoorva Leasing Finance and Investment Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROE % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -0.81 0.06 0.16 0.49 0.17

BOM:539545 vs MS, GS, SCHW: ROE % Comparison

For the Capital Markets subindustry, Apoorva Leasing Finance and Investment Co's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Apoorva Leasing Finance and Investment Co ROE % vs Capital Markets Industry

For the Capital Markets industry and Financial Services sector, Apoorva Leasing Finance and Investment Co's ROE % distribution charts can be found below:

* The bar in red indicates where Apoorva Leasing Finance and Investment Co's ROE % falls into.


BOM:539545
65GF Score
Apoorva Leasing Finance and Investment Co Ltd BOM:539545
ROE % is just one metric. See GF Score™, valuation, warning signs, and more.
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Apoorva Leasing Finance and Investment Co ROE % Calculation

Apoorva Leasing Finance and Investment Co's annualized ROE % for the fiscal year that ended in Mar. 2026 is calculated as

ROE %=Net Income (A: Mar. 2026 )/( (Total Stockholders Equity (A: Mar. 2025 )+Total Stockholders Equity (A: Mar. 2026 ))/ count )
=3.235/( (1481.087+1484.636)/ 2 )
=3.235/1482.8615
=0.22 %

Apoorva Leasing Finance and Investment Co's annualized ROE % for the quarter that ended in Mar. 2026 is calculated as

ROE %=Net Income (Q: Mar. 2026 )/( (Total Stockholders Equity (Q: Dec. 2025 )+Total Stockholders Equity (Q: Mar. 2026 ))/ count )
=2.548/( (0+1484.636)/ 1 )
=2.548/1484.636
=0.17 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data, the net income data used here is four times the quarterly (Mar. 2026) net income data. ROE % is displayed in the 30-year financial page.

Frequently Asked Questions Learn more about ROE % →
What does a ROE % of 0.17% mean?
Apoorva Leasing Finance and Investment Co (BOM:539545) has a ROE % of 0.17% as of Mar. 2026. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Apoorva Leasing Finance and Investment Co and its competitors. This is 90% below median its historical median of 1.76. Over the past decade, Apoorva Leasing Finance and Investment Co's ROE % has ranged from 0.22 to 4.72. According to the industry distribution chart, Apoorva Leasing Finance and Investment Co ranks #555 out of 793 companies in the Capital Markets industry, placing it in the top 70%.
Is Apoorva Leasing Finance and Investment Co's ROE % too high?
Apoorva Leasing Finance and Investment Co's current ROE % of 0.17% is 90% below median its 10-year median of 1.76. Over the past 10 years, this metric has ranged from a low of 0.22 to a high of 4.72. The Capital Markets industry median ROE % is 6.01. Apoorva Leasing Finance and Investment Co's value of 0.17% is 97.2% below this industry median. Based on the distribution chart, Apoorva Leasing Finance and Investment Co ranks #555 out of 793 companies in the Capital Markets industry, which is below the industry midpoint. Overall, Apoorva Leasing Finance and Investment Co has a GF Score™ of 65/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Apoorva Leasing Finance and Investment Co's ROE % compare to MS and GS?
According to the Capital Markets industry distribution chart, Apoorva Leasing Finance and Investment Co ranks #555 out of 793 companies for ROE %. This places Apoorva Leasing Finance and Investment Co in the lower half of its industry. The industry median ROE % is 6.01. Apoorva Leasing Finance and Investment Co's value of 0.17% is 97.2% below this benchmark. Historically, Apoorva Leasing Finance and Investment Co's own ROE % has ranged from 0.22 to 4.72 over the past decade. While the company's 10-year median is 1.76 vs. the industry median of 6.01, Apoorva Leasing Finance and Investment Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for a Capital Markets company?
The median ROE % among Capital Markets companies is 6.01, based on 793 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Apoorva Leasing Finance and Investment Co's current ROE % of 0.17% is 97.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Apoorva Leasing Finance and Investment Co and its competitors. For the Capital Markets industry, the median ROE % is 6.01 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Apoorva Leasing Finance and Investment Co's current ROE % is 0.17%, which is 90% below median its own 10-year median of 1.76. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Apoorva Leasing Finance and Investment Co stock overvalued right now?
Based on GuruFocus' analysis, Apoorva Leasing Finance and Investment Co (BOM:539545) is currently considered Significantly Overvalued. The stock's GF Value™ is ₹14.74, compared to a current price of ₹32.30 — trading 119.1% above its estimated fair value. The current ROE % is 0.17%, which is 90% below median its 10-year median of 1.76 and 97.2% below the Capital Markets industry median of 6.01. Apoorva Leasing Finance and Investment Co's overall GF Score™ is 65/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For Apoorva Leasing Finance and Investment Co (BOM:539545), the current ROE % is 0.17% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Apoorva Leasing Finance and Investment Co (BOM:539545) Overvalued in 2026?

Based on GuruFocus' analysis, Apoorva Leasing Finance and Investment Co stock appears to be overvalued. The current stock price of ₹32.30 is trading 119.1% above its estimated GF Value™ of ₹14.74. GuruFocus considers Apoorva Leasing Finance and Investment Co to be Significantly Overvalued.

Key valuation signals for BOM:539545:

  • ROE %: 0.17% (90% below median its 10-year median of 1.76)
  • GF Value™: ₹14.74 vs. price of ₹32.30 (119.1% above fair value)
  • GF Score™: 65/100 with 4 warning signs
  • Industry Position: 97.2% below the Capital Markets median (#555 of 793)

No single metric tells the full story. See the BOM:539545 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Apoorva Leasing Finance and Investment Co Business Description

Address Gautam Budh Nagar, C-1/9, First Floor, Sector - 31, Noida, UP, IND, 201301
Apoorva Leasing Finance and Investment Co Ltd is an Indian firm engaged in the business of investing in equity/debentures/bonds/mutual funds and others. The company's only operating segment is Financing and Derivatives.
65GF Score

Get the complete analysis for BOM:539545

ROE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹32.30
Price
₹14.74
GF Value