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Bazel InternationalBOM:539946 +0.19%54 Return-on-Tangible-Equity is 3.20% as of Jun. 2026, which is 237% above its 10-year median of 0.95. GuruFocus rates BOM:539946 with a GF Score™ of 54/100 and a GF Value™ of ₹10.14 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 532 Credit Services companies, Bazel International ranks worse than 71.8% on this metric.
Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Bazel International's annualized net income for the quarter that ended in Jun. 2026 was ₹22.93 Mil. Bazel International's average shareholder tangible equity for the quarter that ended in Jun. 2026 was ₹0.00 Mil. Therefore, Bazel International's annualized Return-on-Tangible-Equity for the quarter that ended in Jun. 2026 was N/A%.
The historical rank and industry rank for Bazel International's Return-on-Tangible-Equity or its related term are showing as below:
BOM:539946'
s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: -3.91 Med: 0.95 Max: 4.67
Current: 1.64
During the past 9 years, Bazel International's highest Return-on-Tangible-Equity was 4.67%. The lowest was -3.91%. And the median was 0.95%.
BOM:539946's Return-on-Tangible-Equity is ranked worse than 71.8% of 532
companies
in the Credit Services industry
Industry Median: 7.205
vs BOM:539946: 1.64
Bazel International (BOM:539946) Return-on-Tangible-Equity Explanation
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
Bazel International Return-on-Tangible-Equity Related Terms
Bazel International Return-on-Tangible-Equity Historical Data
* Premium members only.
The historical data trend for Bazel International's Return-on-Tangible-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bazel International Return-on-Tangible-Equity Chart
BOM:539946 vs V, MA, AXP: Return-on-Tangible-Equity Comparison
For the Credit Services subindustry, Bazel International's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bazel International Return-on-Tangible-Equity vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Bazel International's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where Bazel International's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Jun. 2026) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of 3.20% mean?
Bazel International (BOM:539946) has a Return-on-Tangible-Equity of 3.20% as of Jun. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Bazel International and its competitors. This is 237% above median its historical median of 0.95. According to the industry distribution chart, Bazel International ranks #382 out of 532 companies in the Credit Services industry, placing it in the top 71.8%.
Is Bazel International's Return-on-Tangible-Equity too high?
Bazel International's current Return-on-Tangible-Equity of 3.20% is 237% above median its 10-year median of 0.95. The Credit Services industry median Return-on-Tangible-Equity is 7.21. Bazel International's value of 3.20% is 55.6% below this industry median. Based on the distribution chart, Bazel International ranks #382 out of 532 companies in the Credit Services industry, which is below the industry midpoint. Overall, Bazel International has a GF Score™ of 54/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Bazel International's Return-on-Tangible-Equity compare to V and MA?
According to the Credit Services industry distribution chart, Bazel International ranks #382 out of 532 companies for Return-on-Tangible-Equity. This places Bazel International in the lower half of its industry. The industry median Return-on-Tangible-Equity is 7.21. Bazel International's value of 3.20% is 55.6% below this benchmark. While the company's 10-year median is 0.95 vs. the industry median of 7.21, Bazel International has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Credit Services company?
The median Return-on-Tangible-Equity among Credit Services companies is 7.21, based on 532 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bazel International's current Return-on-Tangible-Equity of 3.20% is 55.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Bazel International and its competitors. For the Credit Services industry, the median Return-on-Tangible-Equity is 7.21 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bazel International's current Return-on-Tangible-Equity is 3.20%, which is 237% above median its own 10-year median of 0.95. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bazel International stock overvalued right now?
Based on GuruFocus' analysis, Bazel International (BOM:539946) is currently considered Significantly Overvalued. The stock's GF Value™ is ₹10.14, compared to a current price of ₹22.45 — trading 121.4% above its estimated fair value. The current Return-on-Tangible-Equity is 3.20%, which is 237% above median its 10-year median of 0.95 and 55.6% below the Credit Services industry median of 7.21. Bazel International's overall GF Score™ is 54/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Bazel International (BOM:539946), the current Return-on-Tangible-Equity is 3.20% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bazel International (BOM:539946) Overvalued in 2026?
Based on GuruFocus' analysis, Bazel International stock appears to be overvalued.
The current stock price of ₹22.45 is trading 121.4% above its estimated GF Value™ of ₹10.14.
GuruFocus considers Bazel International to be Significantly Overvalued.
Key valuation signals for BOM:539946:
Return-on-Tangible-Equity: 3.20% (237% above median its 10-year median of 0.95)
GF Value™: ₹10.14 vs. price of ₹22.45 (121.4% above fair value)
Industry Position: 55.6% below the Credit Services median (#382 of 532)
No single metric tells the full story. See the BOM:539946 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bazel International Ltd is an India-based non-banking financial company engaged in lending, investment, and share trading activities. It provides credit facilities to individuals and businesses, offering business loans and working capital financing to individual borrowers and corporate bodies. The company's revenue is primarily derived from interest income on its loan portfolio, supplemented by gains from trading and investment activities. Bazel International operates exclusively within India, serving retail and corporate clients across the domestic market. Its business model centers on extending credit and deploying capital in financial assets, with interest spreads and investment returns forming the core of its earnings. The company is listed on the BSE.
54GF Score
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Return-on-Tangible-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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