CBGPF (Close Brothers Group) Return-on-Tangible-Equity: -8.41% (As of Jan. 2026)


CBGPF Close Brothers Group PLC CBGPF
59 GF Score
Price $7.20
GF Value $5.91
! 2 Warning Signs
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What is Close Brothers Group Return-on-Tangible-Equity?

Close Brothers Group CBGPF 59 Return-on-Tangible-Equity is -8.41% as of Jan. 2026. GuruFocus rates CBGPF with a GF Score™ of 59/100 and a GF Value™ of $5.91. The stock has 2 warning signs investors should review. Among 1,525 Banks companies, Close Brothers Group ranks worse than 96.85% on this metric.

Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Close Brothers Group's annualized net income for the quarter that ended in Jan. 2026 was $-174.3 Mil. Close Brothers Group's average shareholder tangible equity for the quarter that ended in Jan. 2026 was $2,073.6 Mil. Therefore, Close Brothers Group's annualized Return-on-Tangible-Equity for the quarter that ended in Jan. 2026 was -8.41%.

The historical rank and industry rank for Close Brothers Group's Return-on-Tangible-Equity or its related term are showing as below:

CBGPF' s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: -4.95   Med: 13.95   Max: 20.55
Current: -2

During the past 13 years, Close Brothers Group's highest Return-on-Tangible-Equity was 20.55%. The lowest was -4.95%. And the median was 13.95%.

CBGPF's Return-on-Tangible-Equity is ranked worse than
96.85% of 1525 companies
in the Banks industry
Industry Median: 11.2 vs CBGPF: -2.00

Close Brothers Group  (OTCPK:CBGPF) Return-on-Tangible-Equity Explanation

Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.


Be Aware

Net Income is used.

Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.

Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.


Close Brothers Group Return-on-Tangible-Equity Related Terms


Close Brothers Group Return-on-Tangible-Equity Historical Data

* Premium members only.

The historical data trend for Close Brothers Group's Return-on-Tangible-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Close Brothers Group Return-on-Tangible-Equity Chart

Close Brothers Group Annual Data
Trend Jul16 Jul17 Jul18 Jul19 Jul20 Jul21 Jul22 Jul23 Jul24 Jul25
Return-on-Tangible-Equity
Get a 7-Day Free Trial Premium Member Only Premium Member Only 16.49 11.21 6.03 6.78 -5.07

Close Brothers Group Semi-Annual Data
Jul16 Jan17 Jul17 Jan18 Jul18 Jan19 Jul19 Jan20 Jul20 Jan21 Jul21 Jan22 Jul22 Jan23 Jul23 Jan24 Jul24 Jan25 Jul25 Jan26
Return-on-Tangible-Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 9.28 4.05 -14.18 4.59 -8.41

CBGPF vs PNC: Return-on-Tangible-Equity Comparison

For the Banks - Regional subindustry, Close Brothers Group's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Close Brothers Group Return-on-Tangible-Equity vs Banks Industry

For the Banks industry and Financial Services sector, Close Brothers Group's Return-on-Tangible-Equity distribution charts can be found below:

* The bar in red indicates where Close Brothers Group's Return-on-Tangible-Equity falls into.


CBGPF
59GF Score
Close Brothers Group PLC CBGPF
Return-on-Tangible-Equity is just one metric. See GF Score™, valuation, warning signs, and more.
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Close Brothers Group Return-on-Tangible-Equity Calculation

Close Brothers Group's annualized Return-on-Tangible-Equity for the fiscal year that ended in Jul. 2025 is calculated as

Return-on-Tangible-Equity=Net Income/( (Total Tangible Equity+Total Tangible Equity)/ count )
(A: Jul. 2025 )  (A: Jul. 2024 )(A: Jul. 2025 )
=Net Income/( (Total Stockholders Equity - Intangible Assets+Total Stockholders Equity - Intangible Assets )/ count )
(A: Jul. 2025 )  (A: Jul. 2024 )(A: Jul. 2025 )
=-105.128/( (2028.958+2117.679 )/ 2 )
=-105.128/2073.3185
=-5.07 %

Close Brothers Group's annualized Return-on-Tangible-Equity for the quarter that ended in Jan. 2026 is calculated as

Return-on-Tangible-Equity=Net Income/( (Total Tangible Equity+Total Tangible Equity)/ count )
(Q: Jan. 2026 )  (Q: Jul. 2025 )(Q: Jan. 2026 )
=Net Income/( (Total Stockholders Equity - Intangible Assets+Total Stockholders Equity - Intangible Assets)/ count )
(Q: Jan. 2026 )  (Q: Jul. 2025 )(Q: Jan. 2026 )
=-174.29/( (2117.679+2029.5)/ 2 )
=-174.29/2073.5895
=-8.41 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data, the net income data used here is two times the semi-annual (Jan. 2026) net income data. Return-on-Tangible-Equity is displayed in the 10-year financial page.

What does a Return-on-Tangible-Equity of -8.41% mean?
Close Brothers Group (CBGPF) has a Return-on-Tangible-Equity of -8.41% as of Jan. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Close Brothers Group and its competitors. According to the industry distribution chart, Close Brothers Group ranks #1477 out of 1525 companies in the Banks industry, placing it in the top 96.9%.
Is Close Brothers Group's Return-on-Tangible-Equity too high?
Close Brothers Group's current Return-on-Tangible-Equity is -8.41%. Based on the distribution chart, Close Brothers Group ranks #1477 out of 1525 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Close Brothers Group has a GF Score™ of 59/100, reflecting its overall financial health beyond just this single metric.
How does Close Brothers Group's Return-on-Tangible-Equity compare to PNC?
According to the Banks industry distribution chart, Close Brothers Group ranks #1477 out of 1525 companies for Return-on-Tangible-Equity. This places Close Brothers Group in the lower half of its industry. The industry median Return-on-Tangible-Equity is 11.20. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Banks company?
The median Return-on-Tangible-Equity among Banks companies is 11.20, based on 1,525 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Close Brothers Group and its competitors. For the Banks industry, the median Return-on-Tangible-Equity is 11.20 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Close Brothers Group's current Return-on-Tangible-Equity is -8.41%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Close Brothers Group stock overvalued right now?
Close Brothers Group (CBGPF) has a current Return-on-Tangible-Equity of -8.41%. The stock's GF Value™ is $5.91, compared to a current price of $7.20 — trading 21.8% above its estimated fair value. The current Return-on-Tangible-Equity is -8.41%. Close Brothers Group's overall GF Score™ is 59/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Close Brothers Group (CBGPF), the current Return-on-Tangible-Equity is -8.41% as of Jan. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Close Brothers Group (CBGPF) Overvalued in 2026?

Based on GuruFocus' analysis, Close Brothers Group stock appears to be overvalued. The current stock price of $7.20 is trading 21.8% above its estimated GF Value™ of $5.91.

Key valuation signals for CBGPF:

  • Return-on-Tangible-Equity: -8.41%
  • GF Value™: $5.91 vs. price of $7.20 (21.8% above fair value)
  • GF Score™: 59/100 with 2 warning signs

No single metric tells the full story. See the CBGPF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Close Brothers Group Business Description

Address 10 Crown Place, London, GBR, EC2A 4FT
Close Brothers Group PLC is a banking group that provides lending, deposit-taking, and securities trading services. The group mostly offers services to small businesses and individuals in the United Kingdom. Its operating segments are: Commercial, Retail, and Property. Maximum revenue is generated from its Commercial segment, which mainly offers specialist and predominantly secured lending principally to the SME market. The Retail segment provides intermediated finance through motor dealers, motor finance brokers, and insurance brokers, and savings products for individuals and corporates; and the Property segment offers residential development finance to established UK property developers, funding for commercial properties, and bridging and refurbishment loans.
59GF Score

Get the complete analysis for CBGPF

Return-on-Tangible-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$7.20
Price
$5.91
GF Value