CBGPF (Close Brothers Group) 3-Year RORE % : 173.84% (As of Jan. 2026)


CBGPF Close Brothers Group PLC CBGPF
59 GF Score
Price $7.20
GF Value $5.91
! 2 Warning Signs
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What is Close Brothers Group 3-Year RORE %?

Close Brothers Group CBGPF 59 3-Year RORE % is 173.84 as of Jan. 2026. GuruFocus rates CBGPF with a GF Score™ of 59/100 and a GF Value™ of $5.91. The stock has 2 warning signs investors should review. Among 1,470 Banks companies, Close Brothers Group ranks better than 97.76% on this metric.

Return on Retained Earnings (RORE) is an indicator of a company's growth potential, it shows how much a company earns by reinvesting its retained earnings, i.e. profits after dividend payments. Close Brothers Group's 3-Year RORE % for the quarter that ended in Jan. 2026 was 173.84%.

The industry rank for Close Brothers Group's 3-Year RORE % or its related term are showing as below:

CBGPF's 3-Year RORE % is ranked better than
97.76% of 1470 companies
in the Banks industry
Industry Median: 9.875 vs CBGPF: 173.84

Close Brothers Group  (OTCPK:CBGPF) 3-Year RORE % Explanation

Return on Retained Earnings (RORE) is important to investors because it reveals a company's efficiency and growth potential. A higher RORE indicates a higher return. A high RORE indicates that the company should reinvest profits into the business. A lower RORE suggests that the company should distribute profits to shareholders by paying out dividends, since those dollars aren't generating much additional growth for the company.

There are a several different ways to arrive at the Return on Retained Earnings. The simplest way to calculate it is by using published information on Earnings per Share (EPS) and Dividend per Share (DPS) over a selected period. Here, 3-year period is chosen.

Be Aware

Please keep in mind that the RORE is relative to the nature of the business and its competitors. If another company in the same sector is producing a lower return on retained earnings, it doesn’t necessarily mean it’s a bad investment. It may just suggest the company is older and no longer in a high growth stage. At such a stage in the business cycle, it would be expected to see a lower RORE and higher dividend payout.


Close Brothers Group 3-Year RORE % Related Terms


Close Brothers Group 3-Year RORE % Historical Data

* Premium members only.

The historical data trend for Close Brothers Group's 3-Year RORE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Close Brothers Group 3-Year RORE % Chart

Close Brothers Group Annual Data
Trend Jul16 Jul17 Jul18 Jul19 Jul20 Jul21 Jul22 Jul23 Jul24 Jul25
3-Year RORE %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 6.77 23.63 -76.56 -103.62 198.55

Close Brothers Group Semi-Annual Data
Jul16 Jan17 Jul17 Jan18 Jul18 Jan19 Jul19 Jan20 Jul20 Jan21 Jul21 Jan22 Jul22 Jan23 Jul23 Jan24 Jul24 Jan25 Jul25 Jan26
3-Year RORE % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -52.27 -103.62 221.35 198.55 173.84

CBGPF vs PNC: 3-Year RORE % Comparison

For the Banks - Regional subindustry, Close Brothers Group's 3-Year RORE %, along with its competitors' market caps and 3-Year RORE % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Close Brothers Group 3-Year RORE % vs Banks Industry

For the Banks industry and Financial Services sector, Close Brothers Group's 3-Year RORE % distribution charts can be found below:

* The bar in red indicates where Close Brothers Group's 3-Year RORE % falls into.


CBGPF
59GF Score
Close Brothers Group PLC CBGPF
3-Year RORE % is just one metric. See GF Score™, valuation, warning signs, and more.
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Close Brothers Group 3-Year RORE % Calculation

Close Brothers Group's 3-Year RORE % for the quarter that ended in Jan. 2026 is calculated as:

3-Year RORE %=( Most Recent EPS (Diluted)- First Period EPS (Diluted) )/( Cumulative EPS (Diluted) for 3-year -Cumulative Dividends per Share for 3-year )
=( -0.478-1.21 )/( -0.109-0.862 )
=-1.688/-0.971
=173.84 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of 3-Year RORE %, the most recent and first period EPS (Diluted) is the trailing twelve months (TTM) data ended in Jan. 2026 and 3-year before.

Frequently Asked Questions Learn more about 3-Year RORE % →
What does a 3-Year RORE % of 173.84 mean?
Close Brothers Group (CBGPF) has a 3-Year RORE % of 173.84 as of Jan. 2026. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on Close Brothers Group and its competitors. According to the industry distribution chart, Close Brothers Group ranks #33 out of 1470 companies in the Banks industry, placing it in the top 2.2%.
Is Close Brothers Group's 3-Year RORE % too high?
Close Brothers Group's current 3-Year RORE % is 173.84. The Banks industry median 3-Year RORE % is 9.88. Close Brothers Group's value of 173.84 is 1660.4% above this industry median. Based on the distribution chart, Close Brothers Group ranks #33 out of 1470 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Close Brothers Group has a GF Score™ of 59/100, reflecting its overall financial health beyond just this single metric.
How does Close Brothers Group's 3-Year RORE % compare to PNC?
According to the Banks industry distribution chart, Close Brothers Group ranks #33 out of 1470 companies for 3-Year RORE %. This places Close Brothers Group in the top 2% of its industry — outperforming the majority of peers. The industry median 3-Year RORE % is 9.88. Close Brothers Group's value of 173.84 is 1660.4% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year RORE % for a Banks company?
The median 3-Year RORE % among Banks companies is 9.88, based on 1,470 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year RORE % significantly above this median, while those in the bottom quartile fall well below. However, 3-Year RORE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Close Brothers Group's current 3-Year RORE % of 173.84 is 1660.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year RORE % mean?
A high 3-Year RORE % can signal that a stock is expensive relative to its fundamentals. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on Close Brothers Group and its competitors. For the Banks industry, the median 3-Year RORE % is 9.88 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Close Brothers Group's current 3-Year RORE % is 173.84. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Close Brothers Group stock overvalued right now?
Close Brothers Group (CBGPF) has a current 3-Year RORE % of 173.84. The stock's GF Value™ is $5.91, compared to a current price of $7.20 — trading 21.8% above its estimated fair value. The current 3-Year RORE % is 173.84 and 1660.4% above the Banks industry median of 9.88. Close Brothers Group's overall GF Score™ is 59/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year RORE % calculated?
3-Year RORE % is calculated from a company's financial statements. For Close Brothers Group (CBGPF), the current 3-Year RORE % is 173.84 as of Jan. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Close Brothers Group (CBGPF) Overvalued in 2026?

Based on GuruFocus' analysis, Close Brothers Group stock appears to be overvalued. The current stock price of $7.20 is trading 21.8% above its estimated GF Value™ of $5.91.

Key valuation signals for CBGPF:

  • 3-Year RORE %: 173.84
  • GF Value™: $5.91 vs. price of $7.20 (21.8% above fair value)
  • GF Score™: 59/100 with 2 warning signs
  • Industry Position: 1660.4% above the Banks median (#33 of 1470)

No single metric tells the full story. See the CBGPF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Close Brothers Group Business Description

Address 10 Crown Place, London, GBR, EC2A 4FT
Close Brothers Group PLC is a banking group that provides lending, deposit-taking, and securities trading services. The group mostly offers services to small businesses and individuals in the United Kingdom. Its operating segments are: Commercial, Retail, and Property. Maximum revenue is generated from its Commercial segment, which mainly offers specialist and predominantly secured lending principally to the SME market. The Retail segment provides intermediated finance through motor dealers, motor finance brokers, and insurance brokers, and savings products for individuals and corporates; and the Property segment offers residential development finance to established UK property developers, funding for commercial properties, and bridging and refurbishment loans.
59GF Score

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3-Year RORE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$7.20
Price
$5.91
GF Value