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Convenience Retail AsiaCVRAF 53 Return-on-Tangible-Equity is 16.70% as of Dec. 2025, which is 54% below its 10-year median of 36.48. GuruFocus rates CVRAF with a GF Scoreâ„¢ of 53/100 and a GF Valueâ„¢ of $1.00. The stock has 4 warning signs investors should review. Among 302 Retail - Defensive companies, Convenience Retail Asia ranks better than 60.93% on this metric.
Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Convenience Retail Asia's annualized net income for the quarter that ended in Dec. 2025 was $4.8 Mil. Convenience Retail Asia's average shareholder tangible equity for the quarter that ended in Dec. 2025 was $28.8 Mil. Therefore, Convenience Retail Asia's annualized Return-on-Tangible-Equity for the quarter that ended in Dec. 2025 was 16.70%.
The historical rank and industry rank for Convenience Retail Asia's Return-on-Tangible-Equity or its related term are showing as below:
CVRAF'
s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: 10.68 Med: 36.48 Max: 1560.07
Current: 15.3
During the past 13 years, Convenience Retail Asia's highest Return-on-Tangible-Equity was 1,560.07%. The lowest was 10.68%. And the median was 36.48%.
CVRAF's Return-on-Tangible-Equity is ranked better than 60.93% of 302
companies
in the Retail - Defensive industry
Industry Median: 10.91
vs CVRAF: 15.30
Convenience Retail Asia (OTCPK:CVRAF) Return-on-Tangible-Equity Explanation
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
Convenience Retail Asia Return-on-Tangible-Equity Related Terms
Convenience Retail Asia Return-on-Tangible-Equity Historical Data
* Premium members only.
The historical data trend for Convenience Retail Asia's Return-on-Tangible-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Convenience Retail Asia Return-on-Tangible-Equity Chart
For the Grocery Stores subindustry, Convenience Retail Asia's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Convenience Retail Asia Return-on-Tangible-Equity vs Retail - Defensive Industry
For the Retail - Defensive industry and Consumer Defensive sector, Convenience Retail Asia's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where Convenience Retail Asia's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is two times the semi-annual (Dec. 2025) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of 16.70% mean?
Convenience Retail Asia (CVRAF) has a Return-on-Tangible-Equity of 16.70% as of Dec. 2025. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Convenience Retail Asia and its competitors. This is 54% below median its historical median of 36.48. Over the past decade, Convenience Retail Asia's Return-on-Tangible-Equity has ranged from 10.68 to 1,560.07. According to the industry distribution chart, Convenience Retail Asia ranks #118 out of 302 companies in the Retail - Defensive industry, placing it in the top 39.1%.
Is Convenience Retail Asia's Return-on-Tangible-Equity too high?
Convenience Retail Asia's current Return-on-Tangible-Equity of 16.70% is 54% below median its 10-year median of 36.48. Over the past 10 years, this metric has ranged from a low of 10.68 to a high of 1,560.07. The Retail - Defensive industry median Return-on-Tangible-Equity is 10.91. Convenience Retail Asia's value of 16.70% is 53.1% above this industry median. Based on the distribution chart, Convenience Retail Asia ranks #118 out of 302 companies in the Retail - Defensive industry, which is above the industry midpoint. Overall, Convenience Retail Asia has a GF Scoreâ„¢ of 53/100, reflecting its overall financial health beyond just this single metric.
How does Convenience Retail Asia's Return-on-Tangible-Equity compare to KR?
According to the Retail - Defensive industry distribution chart, Convenience Retail Asia ranks #118 out of 302 companies for Return-on-Tangible-Equity. This puts Convenience Retail Asia in the upper half of its industry. The industry median Return-on-Tangible-Equity is 10.91. Convenience Retail Asia's value of 16.70% is 53.1% above this benchmark. Historically, Convenience Retail Asia's own Return-on-Tangible-Equity has ranged from 10.68 to 1,560.07 over the past decade. While the company's 10-year median is 36.48 vs. the industry median of 10.91, Convenience Retail Asia has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Retail - Defensive company?
The median Return-on-Tangible-Equity among Retail - Defensive companies is 10.91, based on 302 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Convenience Retail Asia's current Return-on-Tangible-Equity of 16.70% is 53.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Convenience Retail Asia and its competitors. For the Retail - Defensive industry, the median Return-on-Tangible-Equity is 10.91 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Convenience Retail Asia's current Return-on-Tangible-Equity is 16.70%, which is 54% below median its own 10-year median of 36.48. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Convenience Retail Asia stock overvalued right now?
Convenience Retail Asia (CVRAF) has a current Return-on-Tangible-Equity of 16.70%. The stock's GF Value™ is $1.00, compared to a current price of $0.66 — trading 34% below its estimated fair value. The current Return-on-Tangible-Equity is 16.70%, which is 54% below median its 10-year median of 36.48 and 53.1% above the Retail - Defensive industry median of 10.91. Convenience Retail Asia's overall GF Score™ is 53/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Convenience Retail Asia (CVRAF), the current Return-on-Tangible-Equity is 16.70% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Convenience Retail Asia (CVRAF) Overvalued in 2026?
Based on GuruFocus' analysis, Convenience Retail Asia stock appears to be undervalued.
The current stock price of $0.66 is trading 34% below its estimated GF Value™ of $1.00.
Key valuation signals for CVRAF:
Return-on-Tangible-Equity: 16.70% (54% below median its 10-year median of 36.48)
GF Value™: $1.00 vs. price of $0.66 (34% below fair value)
Industry Position: 53.1% above the Retail - Defensive median (#118 of 302)
No single metric tells the full story. See the CVRAF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Convenience Retail Asia Ltd is an investment holding company. Along with its subsidiaries, it is principally engaged in the operation of chains of bakeries and eyewear businesses. The group operates in two segments, namely, Bakery and Eyewear. The majority of its revenue comes from the Bakery segment, which comprises the sale of bakery and festival products under the brand names of Saint Honore and Mon cher. The Eyewear business segment includes the sale of eyewear products under the brand name of Zoff.
53GF Score
Get the complete analysis for CVRAF
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