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TractialFRA:6VD0 +4.91%57 Return-on-Tangible-Equity is 39.57% as of Jun. 2025. GuruFocus rates FRA:6VD0 with a GF Score™ of 57/100 and a GF Value™ of €1.57 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 2,476 Software companies, Tractial ranks better than 89.74% on this metric.
Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Tractial's annualized net income for the quarter that ended in Jun. 2025 was €0.16 Mil. Tractial's average shareholder tangible equity for the quarter that ended in Jun. 2025 was €0.41 Mil. Therefore, Tractial's annualized Return-on-Tangible-Equity for the quarter that ended in Jun. 2025 was 39.57%.
The historical rank and industry rank for Tractial's Return-on-Tangible-Equity or its related term are showing as below:
FRA:6VD0'
s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: -129.79 Med: -25.2 Max: 186.9
Current: 186.9
During the past 13 years, Tractial's highest Return-on-Tangible-Equity was 186.90%. The lowest was -129.79%. And the median was -25.20%.
FRA:6VD0's Return-on-Tangible-Equity is ranked better than 89.74% of 2476
companies
in the Software industry
Industry Median: 8.82
vs FRA:6VD0: 186.90
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
Tractial Return-on-Tangible-Equity Related Terms
Tractial Return-on-Tangible-Equity Historical Data
* Premium members only.
The historical data trend for Tractial's Return-on-Tangible-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FRA:6VD0 vs MSFT, ORCL, PLTR: Return-on-Tangible-Equity Comparison
For the Software - Infrastructure subindustry, Tractial's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Tractial Return-on-Tangible-Equity vs Software Industry
For the Software industry and Technology sector, Tractial's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where Tractial's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is two times the semi-annual (Jun. 2025) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of 39.57% mean?
Tractial (FRA:6VD0) has a Return-on-Tangible-Equity of 39.57% as of Jun. 2025. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Tractial and its competitors. According to the industry distribution chart, Tractial ranks #254 out of 2476 companies in the Software industry, placing it in the top 10.3%.
Is Tractial's Return-on-Tangible-Equity too high?
Tractial's current Return-on-Tangible-Equity is 39.57%. The Software industry median Return-on-Tangible-Equity is 8.82. Tractial's value of 39.57% is 348.6% above this industry median. Based on the distribution chart, Tractial ranks #254 out of 2476 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, Tractial has a GF Score™ of 57/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Tractial's Return-on-Tangible-Equity compare to MSFT and ORCL?
According to the Software industry distribution chart, Tractial ranks #254 out of 2476 companies for Return-on-Tangible-Equity. This places Tractial in the top 10% of its industry — outperforming the majority of peers. The industry median Return-on-Tangible-Equity is 8.82. Tractial's value of 39.57% is 348.6% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Software company?
The median Return-on-Tangible-Equity among Software companies is 8.82, based on 2,476 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Tractial's current Return-on-Tangible-Equity of 39.57% is 348.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Tractial and its competitors. For the Software industry, the median Return-on-Tangible-Equity is 8.82 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Tractial's current Return-on-Tangible-Equity is 39.57%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Tractial stock overvalued right now?
Based on GuruFocus' analysis, Tractial (FRA:6VD0) is currently considered Significantly Overvalued. The stock's GF Value™ is €1.57, compared to a current price of €2.25 — trading 43% above its estimated fair value. The current Return-on-Tangible-Equity is 39.57% and 348.6% above the Software industry median of 8.82. Tractial's overall GF Score™ is 57/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Tractial (FRA:6VD0), the current Return-on-Tangible-Equity is 39.57% as of Jun. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Tractial (FRA:6VD0) Overvalued in 2026?
Based on GuruFocus' analysis, Tractial stock appears to be overvalued.
The current stock price of €2.25 is trading 43% above its estimated GF Value™ of €1.57.
GuruFocus considers Tractial to be Significantly Overvalued.
Key valuation signals for FRA:6VD0:
Return-on-Tangible-Equity: 39.57%
GF Value™: €1.57 vs. price of €2.25 (43% above fair value)
Industry Position: 348.6% above the Software median (#254 of 2476)
No single metric tells the full story. See the FRA:6VD0 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Tractial is a French Fintech company specializing in electronic payment services. Driven by a strong digital culture, It focuses on creating value-added services through the use of information technologies. It operates in two main markets: digital payment services and card-accounts. The company is a payment institution operating under the Payment Services Directive, managing its own payment platform to deliver a comprehensive, coordinated integration of payment methods. This platform allows merchants to accept 140 currencies, alternative payment methods like carrier billing, one-click payments, and recurring payments.
57GF Score
Get the complete analysis for FRA:6VD0
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