Hippo HoldingsHIPOW 78 Return-on-Tangible-Equity is 7.36% as of Mar. 2026. GuruFocus rates HIPOW with a GF Score™ of 78/100. The stock has 4 warning signs investors should review. Among 501 Insurance companies, Hippo Holdings ranks better than 85.63% on this metric.
Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Hippo Holdings's annualized net income for the quarter that ended in Mar. 2026 was $28.40 Mil. Hippo Holdings's average shareholder tangible equity for the quarter that ended in Mar. 2026 was $386.05 Mil. Therefore, Hippo Holdings's annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2026 was 7.36%.
The historical rank and industry rank for Hippo Holdings's Return-on-Tangible-Equity or its related term are showing as below:
HIPOW'
s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: -164.34 Med: -52.41 Max: 33.75
Current: 33.75
During the past 6 years, Hippo Holdings's highest Return-on-Tangible-Equity was 33.75%. The lowest was -164.34%. And the median was -52.41%.
HIPOW's Return-on-Tangible-Equity is ranked better than 85.63% of 501
companies
in the Insurance industry
Industry Median: 13.51
vs HIPOW: 33.75
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
Hippo Holdings Return-on-Tangible-Equity Related Terms
Hippo Holdings Return-on-Tangible-Equity Historical Data
* Premium members only.
The historical data trend for Hippo Holdings's Return-on-Tangible-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
HIPOW vs DGICA, HRTG, ROOT: Return-on-Tangible-Equity Comparison
For the Insurance - Property & Casualty subindustry, Hippo Holdings's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Hippo Holdings Return-on-Tangible-Equity vs Insurance Industry
For the Insurance industry and Financial Services sector, Hippo Holdings's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where Hippo Holdings's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Mar. 2026) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of 7.36% mean?
Hippo Holdings (HIPOW) has a Return-on-Tangible-Equity of 7.36% as of Mar. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Hippo Holdings and its competitors. According to the industry distribution chart, Hippo Holdings ranks #72 out of 501 companies in the Insurance industry, placing it in the top 14.4%.
Is Hippo Holdings' Return-on-Tangible-Equity too high?
Hippo Holdings' current Return-on-Tangible-Equity is 7.36%. The Insurance industry median Return-on-Tangible-Equity is 13.51. Hippo Holdings' value of 7.36% is 45.5% below this industry median. Based on the distribution chart, Hippo Holdings ranks #72 out of 501 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Hippo Holdings has a GF Score™ of 78/100, reflecting its overall financial health beyond just this single metric.
How does Hippo Holdings' Return-on-Tangible-Equity compare to DGICA and HRTG?
According to the Insurance industry distribution chart, Hippo Holdings ranks #72 out of 501 companies for Return-on-Tangible-Equity. This places Hippo Holdings in the top 14% of its industry — outperforming the majority of peers. The industry median Return-on-Tangible-Equity is 13.51. Hippo Holdings' value of 7.36% is 45.5% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for an Insurance company?
The median Return-on-Tangible-Equity among Insurance companies is 13.51, based on 501 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Hippo Holdings's current Return-on-Tangible-Equity of 7.36% is 45.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Hippo Holdings and its competitors. For the Insurance industry, the median Return-on-Tangible-Equity is 13.51 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Hippo Holdings's current Return-on-Tangible-Equity is 7.36%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hippo Holdings stock overvalued right now?
Hippo Holdings (HIPOW) has a current Return-on-Tangible-Equity of 7.36%. The current Return-on-Tangible-Equity is 7.36% and 45.5% below the Insurance industry median of 13.51. Hippo Holdings' overall GF Score™ is 78/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Hippo Holdings (HIPOW), the current Return-on-Tangible-Equity is 7.36% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Hippo Holdings Inc is a home insurance group that created a new standard of care and protection for homeowners. It provides insurance for computers, home offices, electronics, appliances, water backup, and service line coverage, among others. It has three reportable segments Services segment earns fees and commission income without assuming underwriting risk or need for reinsurance, Insurance-as-a-Service managed through the company's subsidiary Spinnaker is a platform to support third-party MGAs, and the Hippo Home Insurance Program engaged in homeowners insurance business. It generates the majority of its revenue from the Insurance-as-a-Service segment.
78GF Score
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