FY Financial (Shenzhen) Co (HKSE:08452) Return-on-Tangible-Equity: -20.71% (As of Dec. 2025)

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HKSE:08452 FY Financial (Shenzhen) Co Ltd HKSE:08452
58 GF Score
Price HK$0.19
GF Value HK$0.44
Valuation Possible Value Trap
! 8 Warning Signs
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What is FY Financial (Shenzhen) Co Return-on-Tangible-Equity?

FY Financial (Shenzhen) Co HKSE:08452 58 Return-on-Tangible-Equity is -20.71% as of Dec. 2025. GuruFocus rates HKSE:08452 with a GF Score™ of 58/100 and a GF Value™ of HK$0.44 (Possible Value Trap). The stock has 8 warning signs investors should review. Among 2,977 Industrial Products companies, FY Financial (Shenzhen) Co ranks worse than 86.56% on this metric.

Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. FY Financial (Shenzhen) Co's annualized net income for the quarter that ended in Dec. 2025 was HK$-93.68 Mil. FY Financial (Shenzhen) Co's average shareholder tangible equity for the quarter that ended in Dec. 2025 was HK$452.38 Mil. Therefore, FY Financial (Shenzhen) Co's annualized Return-on-Tangible-Equity for the quarter that ended in Dec. 2025 was -20.71%.

The historical rank and industry rank for FY Financial (Shenzhen) Co's Return-on-Tangible-Equity or its related term are showing as below:

HKSE:08452' s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: -10.75   Med: 2.17   Max: 8.95
Current: -10.54

During the past 12 years, FY Financial (Shenzhen) Co's highest Return-on-Tangible-Equity was 8.95%. The lowest was -10.75%. And the median was 2.17%.

HKSE:08452's Return-on-Tangible-Equity is ranked worse than
86.56% of 2977 companies
in the Industrial Products industry
Industry Median: 7.01 vs HKSE:08452: -10.54

FY Financial (Shenzhen) Co  (HKSE:08452) Return-on-Tangible-Equity Explanation

Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.


Be Aware

Net Income is used.

Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.

Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.


FY Financial (Shenzhen) Co Return-on-Tangible-Equity Related Terms


FY Financial (Shenzhen) Co Return-on-Tangible-Equity Historical Data

* Premium members only.

The historical data trend for FY Financial (Shenzhen) Co's Return-on-Tangible-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

FY Financial (Shenzhen) Co Return-on-Tangible-Equity Chart

FY Financial (Shenzhen) Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Return-on-Tangible-Equity
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.26 -6.18 1.07 -1.55 -10.75

FY Financial (Shenzhen) Co Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Return-on-Tangible-Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.08 0.12 -3.25 -0.53 -20.71

HKSE:08452 vs V, MA, AXP: Return-on-Tangible-Equity Comparison

For the Electrical Equipment & Parts subindustry, FY Financial (Shenzhen) Co's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


FY Financial (Shenzhen) Co Return-on-Tangible-Equity vs Industrial Products Industry

For the Industrial Products industry and Industrials sector, FY Financial (Shenzhen) Co's Return-on-Tangible-Equity distribution charts can be found below:

* The bar in red indicates where FY Financial (Shenzhen) Co's Return-on-Tangible-Equity falls into.


HKSE:08452
58GF Score
FY Financial (Shenzhen) Co Ltd HKSE:08452
Return-on-Tangible-Equity is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

FY Financial (Shenzhen) Co Return-on-Tangible-Equity Calculation

FY Financial (Shenzhen) Co's annualized Return-on-Tangible-Equity for the fiscal year that ended in Dec. 2025 is calculated as

Return-on-Tangible-Equity=Net Income/( (Total Tangible Equity+Total Tangible Equity)/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=Net Income/( (Total Stockholders Equity - Intangible Assets+Total Stockholders Equity - Intangible Assets )/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=-48.094/( (463.294+431.536 )/ 2 )
=-48.094/447.415
=-10.75 %

FY Financial (Shenzhen) Co's annualized Return-on-Tangible-Equity for the quarter that ended in Dec. 2025 is calculated as

Return-on-Tangible-Equity=Net Income/( (Total Tangible Equity+Total Tangible Equity)/ count )
(Q: Dec. 2025 )  (Q: Jun. 2025 )(Q: Dec. 2025 )
=Net Income/( (Total Stockholders Equity - Intangible Assets+Total Stockholders Equity - Intangible Assets)/ count )
(Q: Dec. 2025 )  (Q: Jun. 2025 )(Q: Dec. 2025 )
=-93.676/( (473.228+431.536)/ 2 )
=-93.676/452.382
=-20.71 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data, the net income data used here is two times the semi-annual (Dec. 2025) net income data. Return-on-Tangible-Equity is displayed in the 10-year financial page.

What does a Return-on-Tangible-Equity of -20.71% mean?
FY Financial (Shenzhen) Co (HKSE:08452) has a Return-on-Tangible-Equity of -20.71% as of Dec. 2025. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on FY Financial (Shenzhen) Co and its competitors. According to the industry distribution chart, FY Financial (Shenzhen) Co ranks #2577 out of 2977 companies in the Industrial Products industry, placing it in the top 86.6%.
Is FY Financial (Shenzhen) Co's Return-on-Tangible-Equity too high?
FY Financial (Shenzhen) Co's current Return-on-Tangible-Equity is -20.71%. Based on the distribution chart, FY Financial (Shenzhen) Co ranks #2577 out of 2977 companies in the Industrial Products industry, which is in the bottom quartile relative to peers. Overall, FY Financial (Shenzhen) Co has a GF Score™ of 58/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does FY Financial (Shenzhen) Co's Return-on-Tangible-Equity compare to V and MA?
According to the Industrial Products industry distribution chart, FY Financial (Shenzhen) Co ranks #2577 out of 2977 companies for Return-on-Tangible-Equity. This places FY Financial (Shenzhen) Co in the lower half of its industry. The industry median Return-on-Tangible-Equity is 7.01. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for an Industrial Products company?
The median Return-on-Tangible-Equity among Industrial Products companies is 7.01, based on 2,977 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on FY Financial (Shenzhen) Co and its competitors. For the Industrial Products industry, the median Return-on-Tangible-Equity is 7.01 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. FY Financial (Shenzhen) Co's current Return-on-Tangible-Equity is -20.71%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is FY Financial (Shenzhen) Co stock overvalued right now?
Based on GuruFocus' analysis, FY Financial (Shenzhen) Co (HKSE:08452) is currently considered Possible Value Trap. The stock's GF Value™ is HK$0.44, compared to a current price of HK$0.19 — trading 56.1% below its estimated fair value. The current Return-on-Tangible-Equity is -20.71%. FY Financial (Shenzhen) Co's overall GF Score™ is 58/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For FY Financial (Shenzhen) Co (HKSE:08452), the current Return-on-Tangible-Equity is -20.71% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is FY Financial (Shenzhen) Co (HKSE:08452) Overvalued in 2026?

Based on GuruFocus' analysis, FY Financial (Shenzhen) Co stock appears to be undervalued. The current stock price of HK$0.19 is trading 56.1% below its estimated GF Value™ of HK$0.44. GuruFocus considers FY Financial (Shenzhen) Co to be Possible Value Trap.

Key valuation signals for HKSE:08452:

  • Return-on-Tangible-Equity: -20.71%
  • GF Value™: HK$0.44 vs. price of HK$0.19 (56.1% below fair value)
  • GF Score™: 58/100 with 8 warning signs

No single metric tells the full story. See the HKSE:08452 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


FY Financial (Shenzhen) Co Business Description

Address No. 128 Xinzhou 11th Street, Room 1603, Cheung Kei Building, Futian District, Guangdong, Shenzhen, CHN
FY Financial (Shenzhen) Co Ltd is principally engaged in the provision of financial leasing, factoring and advisory services, customer referral services, the supply of medical equipment, energy storage business and cross-border e-commence business in the PRC. The company's reportable segments are as follows: i) Financial and advisory business - comprises direct finance leasing, sale-leaseback transactions, factoring, advisory services and investment holding, ii) Trading operation business - comprises trading of electronic products, and iii) Energy storage business - comprises trading of energy storage system and energy storage solutions and general contraction. The majority of the company's revenue is derived from the Energy storage business.
58GF Score

Get the complete analysis for HKSE:08452

Return-on-Tangible-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

HK$0.19
Price
HK$0.44
GF Value