Sekerbank TAS (IST:SKBNK) Return-on-Tangible-Equity: 13.75% (As of Mar. 2026) — 18% Above Median

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IST:SKBNK Sekerbank TAS IST:SKBNK
51 GF Score
Price ₺6.97
GF Value ₺7.14
Valuation Fairly Valued
! 2 Warning Signs
View Full Analysis

What is Sekerbank TAS Return-on-Tangible-Equity?

Sekerbank TAS IST:SKBNK -9.95% 51 Return-on-Tangible-Equity is 13.75% as of Mar. 2026, which is 18% above its 10-year median of 11.62. GuruFocus rates IST:SKBNK with a GF Score™ of 51/100 and a GF Value™ of ₺7.14 (Fairly Valued). The stock has 2 warning signs investors should review. Among 1,522 Banks companies, Sekerbank TAS ranks better than 76.35% on this metric.

Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Sekerbank TAS's annualized net income for the quarter that ended in Mar. 2026 was ₺2,596 Mil. Sekerbank TAS's average shareholder tangible equity for the quarter that ended in Mar. 2026 was ₺18,876 Mil. Therefore, Sekerbank TAS's annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2026 was 13.75%.

The historical rank and industry rank for Sekerbank TAS's Return-on-Tangible-Equity or its related term are showing as below:

IST:SKBNK' s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: -37.23   Med: 11.62   Max: 40.44
Current: 15.48

During the past 13 years, Sekerbank TAS's highest Return-on-Tangible-Equity was 40.44%. The lowest was -37.23%. And the median was 11.62%.

IST:SKBNK's Return-on-Tangible-Equity is ranked better than
76.35% of 1522 companies
in the Banks industry
Industry Median: 11.375 vs IST:SKBNK: 15.48

Sekerbank TAS  (IST:SKBNK) Return-on-Tangible-Equity Explanation

Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.


Be Aware

Net Income is used.

Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.

Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.


Sekerbank TAS Return-on-Tangible-Equity Related Terms


Sekerbank TAS Return-on-Tangible-Equity Historical Data

* Premium members only.

The historical data trend for Sekerbank TAS's Return-on-Tangible-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Sekerbank TAS Return-on-Tangible-Equity Chart

Sekerbank TAS Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Return-on-Tangible-Equity
Get a 7-Day Free Trial Premium Member Only Premium Member Only 14.45 40.44 35.00 21.74 15.74

Sekerbank TAS Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Return-on-Tangible-Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 15.68 18.42 13.47 16.44 13.75

IST:SKBNK vs PNC, USB: Return-on-Tangible-Equity Comparison

For the Banks - Regional subindustry, Sekerbank TAS's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Sekerbank TAS Return-on-Tangible-Equity vs Banks Industry

For the Banks industry and Financial Services sector, Sekerbank TAS's Return-on-Tangible-Equity distribution charts can be found below:

* The bar in red indicates where Sekerbank TAS's Return-on-Tangible-Equity falls into.


IST:SKBNK
51GF Score
Sekerbank TAS IST:SKBNK
Return-on-Tangible-Equity is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Sekerbank TAS Return-on-Tangible-Equity Calculation

Sekerbank TAS's annualized Return-on-Tangible-Equity for the fiscal year that ended in Dec. 2025 is calculated as

Return-on-Tangible-Equity=Net Income/( (Total Tangible Equity+Total Tangible Equity)/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=Net Income/( (Total Stockholders Equity - Intangible Assets+Total Stockholders Equity - Intangible Assets )/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=2698.563/( (15679.628+18602.88 )/ 2 )
=2698.563/17141.254
=15.74 %

Sekerbank TAS's annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2026 is calculated as

Return-on-Tangible-Equity=Net Income/( (Total Tangible Equity+Total Tangible Equity)/ count )
(Q: Mar. 2026 )  (Q: Dec. 2025 )(Q: Mar. 2026 )
=Net Income/( (Total Stockholders Equity - Intangible Assets+Total Stockholders Equity - Intangible Assets)/ count )
(Q: Mar. 2026 )  (Q: Dec. 2025 )(Q: Mar. 2026 )
=2595.672/( (18602.88+19148.631)/ 2 )
=2595.672/18875.7555
=13.75 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data, the net income data used here is four times the quarterly (Mar. 2026) net income data. Return-on-Tangible-Equity is displayed in the 10-year financial page.

What does a Return-on-Tangible-Equity of 13.75% mean?
Sekerbank TAS (IST:SKBNK) has a Return-on-Tangible-Equity of 13.75% as of Mar. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Sekerbank TAS and its competitors. This is 18% above median its historical median of 11.62. According to the industry distribution chart, Sekerbank TAS ranks #360 out of 1522 companies in the Banks industry, placing it in the top 23.7%.
Is Sekerbank TAS's Return-on-Tangible-Equity too high?
Sekerbank TAS's current Return-on-Tangible-Equity of 13.75% is 18% above median its 10-year median of 11.62. The Banks industry median Return-on-Tangible-Equity is 11.38. Sekerbank TAS's value of 13.75% is 20.9% above this industry median. Based on the distribution chart, Sekerbank TAS ranks #360 out of 1522 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Sekerbank TAS has a GF Score™ of 51/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Sekerbank TAS's Return-on-Tangible-Equity compare to PNC and USB?
According to the Banks industry distribution chart, Sekerbank TAS ranks #360 out of 1522 companies for Return-on-Tangible-Equity. This places Sekerbank TAS in the top 24% of its industry — outperforming the majority of peers. The industry median Return-on-Tangible-Equity is 11.38. Sekerbank TAS's value of 13.75% is 20.9% above this benchmark. While the company's 10-year median is 11.62 vs. the industry median of 11.38, Sekerbank TAS has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Banks company?
The median Return-on-Tangible-Equity among Banks companies is 11.38, based on 1,522 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sekerbank TAS's current Return-on-Tangible-Equity of 13.75% is 20.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Sekerbank TAS and its competitors. For the Banks industry, the median Return-on-Tangible-Equity is 11.38 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sekerbank TAS's current Return-on-Tangible-Equity is 13.75%, which is 18% above median its own 10-year median of 11.62. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sekerbank TAS stock overvalued right now?
Based on GuruFocus' analysis, Sekerbank TAS (IST:SKBNK) is currently considered Fairly Valued. The stock's GF Value™ is ₺7.14, compared to a current price of ₺6.97 — trading 2.4% below its estimated fair value. The current Return-on-Tangible-Equity is 13.75%, which is 18% above median its 10-year median of 11.62 and 20.9% above the Banks industry median of 11.38. Sekerbank TAS's overall GF Score™ is 51/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Sekerbank TAS (IST:SKBNK), the current Return-on-Tangible-Equity is 13.75% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Sekerbank TAS (IST:SKBNK) Overvalued in 2026?

Based on GuruFocus' analysis, Sekerbank TAS stock appears to be undervalued. The current stock price of ₺6.97 is trading 2.4% below its estimated GF Value™ of ₺7.14. GuruFocus considers Sekerbank TAS to be Fairly Valued.

Key valuation signals for IST:SKBNK:

  • Return-on-Tangible-Equity: 13.75% (18% above median its 10-year median of 11.62)
  • GF Value™: ₺7.14 vs. price of ₺6.97 (2.4% below fair value)
  • GF Score™: 51/100 with 2 warning signs
  • Industry Position: 20.9% above the Banks median (#360 of 1522)

No single metric tells the full story. See the IST:SKBNK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Sekerbank TAS Business Description

Address Eski Buyukdere Caddesi No: 1/1A, Emniyet Evleri Mahallesi, Kagithane, Istanbul, TUR, 34415
Sekerbank TAS is a co-operative bank operating in Turkey, in Anatolia. The bank focuses on agricultural banking, as well as providing small to midsize enterprise, corporate, and retail banking services. The bank emphasizes its community banking orientation. It has incorporated microfinance lending into its business model to provide equal access across its customer segments. The bank's segments include Corporate/ Commercial, Retail, SME, Treasury /Investment, and Others. It derives the majority of the revenue from Treasury /Investment segment.
51GF Score

Get the complete analysis for IST:SKBNK

Return-on-Tangible-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₺6.97
Price
₺7.14
GF Value