Aayan Leasing & Investment Co (KUW:AAYAN) Return-on-Tangible-Equity: 21.43% (As of Jun. 2026) — 150% Above Median

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KUW:AAYAN Aayan Leasing & Investment Co KUW:AAYAN
33 GF Score
Price KWD0.28
GF Value KWD0.27
Valuation Fairly Valued
! 9 Warning Signs
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What is Aayan Leasing & Investment Co Return-on-Tangible-Equity?

Aayan Leasing & Investment Co KUW:AAYAN +0.36% 33 Return-on-Tangible-Equity is 21.43% as of Jun. 2026, which is 150% above its 10-year median of 8.56. GuruFocus rates KUW:AAYAN with a GF Score™ of 33/100 and a GF Value™ of KWD0.27 (Fairly Valued). The stock has 9 warning signs investors should review. Among 1,008 Business Services companies, Aayan Leasing & Investment Co ranks worse than 53.37% on this metric.

Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Aayan Leasing & Investment Co's annualized net income for the quarter that ended in Jun. 2026 was KWD25.40 Mil. Aayan Leasing & Investment Co's average shareholder tangible equity for the quarter that ended in Jun. 2026 was KWD118.57 Mil. Therefore, Aayan Leasing & Investment Co's annualized Return-on-Tangible-Equity for the quarter that ended in Jun. 2026 was 21.43%.

The historical rank and industry rank for Aayan Leasing & Investment Co's Return-on-Tangible-Equity or its related term are showing as below:

KUW:AAYAN' s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: -19.6   Med: 8.56   Max: 26.41
Current: 10.05

During the past 13 years, Aayan Leasing & Investment Co's highest Return-on-Tangible-Equity was 26.41%. The lowest was -19.60%. And the median was 8.56%.

KUW:AAYAN's Return-on-Tangible-Equity is ranked worse than
53.37% of 1008 companies
in the Business Services industry
Industry Median: 11.365 vs KUW:AAYAN: 10.05

Aayan Leasing & Investment Co  (KUW:AAYAN) Return-on-Tangible-Equity Explanation

Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.


Be Aware

Net Income is used.

Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.

Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.


Aayan Leasing & Investment Co Return-on-Tangible-Equity Related Terms


Aayan Leasing & Investment Co Return-on-Tangible-Equity Historical Data

* Premium members only.

The historical data trend for Aayan Leasing & Investment Co's Return-on-Tangible-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Aayan Leasing & Investment Co Return-on-Tangible-Equity Chart

Aayan Leasing & Investment Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Return-on-Tangible-Equity
Get a 7-Day Free Trial Premium Member Only Premium Member Only 6.97 10.15 13.11 11.17 17.54

Aayan Leasing & Investment Co Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Return-on-Tangible-Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 13.76 5.36 7.52 5.79 21.43

KUW:AAYAN vs URI, SUNB, AER: Return-on-Tangible-Equity Comparison

For the Rental & Leasing Services subindustry, Aayan Leasing & Investment Co's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Aayan Leasing & Investment Co Return-on-Tangible-Equity vs Business Services Industry

For the Business Services industry and Industrials sector, Aayan Leasing & Investment Co's Return-on-Tangible-Equity distribution charts can be found below:

* The bar in red indicates where Aayan Leasing & Investment Co's Return-on-Tangible-Equity falls into.


KUW:AAYAN
33GF Score
Aayan Leasing & Investment Co KUW:AAYAN
Return-on-Tangible-Equity is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Aayan Leasing & Investment Co Return-on-Tangible-Equity Calculation

Aayan Leasing & Investment Co's annualized Return-on-Tangible-Equity for the fiscal year that ended in Dec. 2025 is calculated as

Return-on-Tangible-Equity=Net Income/( (Total Tangible Equity+Total Tangible Equity)/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=Net Income/( (Total Stockholders Equity - Intangible Assets+Total Stockholders Equity - Intangible Assets )/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=19.516/( (103.674+118.817 )/ 2 )
=19.516/111.2455
=17.54 %

Aayan Leasing & Investment Co's annualized Return-on-Tangible-Equity for the quarter that ended in Jun. 2026 is calculated as

Return-on-Tangible-Equity=Net Income/( (Total Tangible Equity+Total Tangible Equity)/ count )
(Q: Jun. 2026 )  (Q: Mar. 2026 )(Q: Jun. 2026 )
=Net Income/( (Total Stockholders Equity - Intangible Assets+Total Stockholders Equity - Intangible Assets)/ count )
(Q: Jun. 2026 )  (Q: Mar. 2026 )(Q: Jun. 2026 )
=25.404/( (115.299+121.84)/ 2 )
=25.404/118.5695
=21.43 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data, the net income data used here is four times the quarterly (Jun. 2026) net income data. Return-on-Tangible-Equity is displayed in the 10-year financial page.

What does a Return-on-Tangible-Equity of 21.43% mean?
Aayan Leasing & Investment Co (KUW:AAYAN) has a Return-on-Tangible-Equity of 21.43% as of Jun. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Aayan Leasing & Investment Co and its competitors. This is 150% above median its historical median of 8.56. According to the industry distribution chart, Aayan Leasing & Investment Co ranks #538 out of 1008 companies in the Business Services industry, placing it in the top 53.4%.
Is Aayan Leasing & Investment Co's Return-on-Tangible-Equity too high?
Aayan Leasing & Investment Co's current Return-on-Tangible-Equity of 21.43% is 150% above median its 10-year median of 8.56. The Business Services industry median Return-on-Tangible-Equity is 11.37. Aayan Leasing & Investment Co's value of 21.43% is 88.6% above this industry median. Based on the distribution chart, Aayan Leasing & Investment Co ranks #538 out of 1008 companies in the Business Services industry, which is below the industry midpoint. Overall, Aayan Leasing & Investment Co has a GF Score™ of 33/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Aayan Leasing & Investment Co's Return-on-Tangible-Equity compare to URI and SUNB?
According to the Business Services industry distribution chart, Aayan Leasing & Investment Co ranks #538 out of 1008 companies for Return-on-Tangible-Equity. This places Aayan Leasing & Investment Co in the lower half of its industry. The industry median Return-on-Tangible-Equity is 11.37. Aayan Leasing & Investment Co's value of 21.43% is 88.6% above this benchmark. While the company's 10-year median is 8.56 vs. the industry median of 11.37, Aayan Leasing & Investment Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Business Services company?
The median Return-on-Tangible-Equity among Business Services companies is 11.37, based on 1,008 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Aayan Leasing & Investment Co's current Return-on-Tangible-Equity of 21.43% is 88.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Aayan Leasing & Investment Co and its competitors. For the Business Services industry, the median Return-on-Tangible-Equity is 11.37 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Aayan Leasing & Investment Co's current Return-on-Tangible-Equity is 21.43%, which is 150% above median its own 10-year median of 8.56. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Aayan Leasing & Investment Co stock overvalued right now?
Based on GuruFocus' analysis, Aayan Leasing & Investment Co (KUW:AAYAN) is currently considered Fairly Valued. The stock's GF Value™ is KWD0.27, compared to a current price of KWD0.28 — trading 3.3% above its estimated fair value. The current Return-on-Tangible-Equity is 21.43%, which is 150% above median its 10-year median of 8.56 and 88.6% above the Business Services industry median of 11.37. Aayan Leasing & Investment Co's overall GF Score™ is 33/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Aayan Leasing & Investment Co (KUW:AAYAN), the current Return-on-Tangible-Equity is 21.43% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Aayan Leasing & Investment Co (KUW:AAYAN) Overvalued in 2026?

Based on GuruFocus' analysis, Aayan Leasing & Investment Co stock appears to be overvalued. The current stock price of KWD0.28 is trading 3.3% above its estimated GF Value™ of KWD0.27. GuruFocus considers Aayan Leasing & Investment Co to be Fairly Valued.

Key valuation signals for KUW:AAYAN:

  • Return-on-Tangible-Equity: 21.43% (150% above median its 10-year median of 8.56)
  • GF Value™: KWD0.27 vs. price of KWD0.28 (3.3% above fair value)
  • GF Score™: 33/100 with 9 warning signs
  • Industry Position: 88.6% above the Business Services median (#538 of 1008)

No single metric tells the full story. See the KUW:AAYAN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Aayan Leasing & Investment Co Business Description

Address Al Rai Muhammad bin Al Qasim Street, Block 1 Plot 1223, First Floor, P.O. Box 1426 Safat, Kuwait, KWT, 13015
Aayan Leasing & Investment Co is engaged in financial investments, trading properties, investment properties and leasing activities. It has four operating segments: Islamic financing: Providing a range of Islamic products to corporate and individual customers. Leasing Sector: Leasing of vehicle and equipment to corporate and individual customers and investments with similar or related operations. Real estate: Buying, selling, and investing in real estate Proprietary investment and assets management: Operations of Group's subsidiaries and associates (excluding leasing related subsidiaries and associates) and managing funds and portfolios. Key revenue is generated from Leasing Sector.
33GF Score

Get the complete analysis for KUW:AAYAN

Return-on-Tangible-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

KWD0.28
Price
KWD0.27
GF Value