Aayan Leasing & Investment Co (KUW:AAYAN) Interest Coverage: 2.71 (As of Jun. 2026) — 53% Below Median

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KUW:AAYAN Aayan Leasing & Investment Co KUW:AAYAN
33 GF Score
Price KWD0.28
GF Value KWD0.27
Valuation Fairly Valued
! 9 Warning Signs
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What is Aayan Leasing & Investment Co Interest Coverage?

Aayan Leasing & Investment Co KUW:AAYAN +0.36% 33 Interest Coverage is 2.71 as of Jun. 2026, which is 53% below its 10-year median of 5.73. GuruFocus rates KUW:AAYAN with a GF Score™ of 33/100 and a GF Value™ of KWD0.27 (Fairly Valued). The stock has 9 warning signs investors should review. Among 804 Business Services companies, Aayan Leasing & Investment Co ranks worse than 76.49% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Aayan Leasing & Investment Co's Operating Income for the three months ended in Jun. 2026 was KWD3.82 Mil. Aayan Leasing & Investment Co's Interest Expense for the three months ended in Jun. 2026 was KWD-1.41 Mil. Aayan Leasing & Investment Co's interest coverage for the quarter that ended in Jun. 2026 was 2.71. The higher the ratio, the stronger the company's financial strength is.

Warning Sign:

Ben Graham prefers companies' interest coverage to be at least 5. Aayan Leasing & Investment Co interest coverage is 3.26, which is low.

The historical rank and industry rank for Aayan Leasing & Investment Co's Interest Coverage or its related term are showing as below:

KUW:AAYAN' s Interest Coverage Range Over the Past 10 Years
Min: 0.52   Med: 5.73   Max: 317.14
Current: 3.26


KUW:AAYAN's Interest Coverage is ranked worse than
76.49% of 804 companies
in the Business Services industry
Industry Median: 13.695 vs KUW:AAYAN: 3.26

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Aayan Leasing & Investment Co  (KUW:AAYAN) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Aayan Leasing & Investment Co Interest Coverage Related Terms


Aayan Leasing & Investment Co Interest Coverage Historical Data

* Premium members only.

The historical data trend for Aayan Leasing & Investment Co's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Aayan Leasing & Investment Co Interest Coverage Chart

Aayan Leasing & Investment Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 93.67 35.96 317.14 8.22 3.24

Aayan Leasing & Investment Co Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.38 3.84 3.23 3.62 2.71

KUW:AAYAN vs URI, SUNB, AER: Interest Coverage Comparison

For the Rental & Leasing Services subindustry, Aayan Leasing & Investment Co's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Aayan Leasing & Investment Co Interest Coverage vs Business Services Industry

For the Business Services industry and Industrials sector, Aayan Leasing & Investment Co's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Aayan Leasing & Investment Co's Interest Coverage falls into.


KUW:AAYAN
33GF Score
Aayan Leasing & Investment Co KUW:AAYAN
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Aayan Leasing & Investment Co Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Aayan Leasing & Investment Co's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, Aayan Leasing & Investment Co's Interest Expense was KWD-2.93 Mil. Its Operating Income was KWD9.50 Mil. And its Long-Term Debt & Capital Lease Obligation was KWD51.83 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*9.504/-2.933
=3.24

Aayan Leasing & Investment Co's Interest Coverage for the quarter that ended in Jun. 2026 is calculated as

Here, for the three months ended in Jun. 2026, Aayan Leasing & Investment Co's Interest Expense was KWD-1.41 Mil. Its Operating Income was KWD3.82 Mil. And its Long-Term Debt & Capital Lease Obligation was KWD122.96 Mil.

Interest Coverage=-1* Operating Income (Q: Jun. 2026 )/Interest Expense (Q: Jun. 2026 )
=-1*3.816/-1.408
=2.71

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 2.71 mean?
Aayan Leasing & Investment Co (KUW:AAYAN) has a Interest Coverage of 2.71 as of Jun. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Aayan Leasing & Investment Co and its competitors. This is 53% below median its historical median of 5.73. Over the past decade, Aayan Leasing & Investment Co's Interest Coverage has ranged from 0.52 to 317.14. According to the industry distribution chart, Aayan Leasing & Investment Co ranks #615 out of 804 companies in the Business Services industry, placing it in the top 76.5%.
Is Aayan Leasing & Investment Co's Interest Coverage too high?
Aayan Leasing & Investment Co's current Interest Coverage of 2.71 is 53% below median its 10-year median of 5.73. Over the past 10 years, this metric has ranged from a low of 0.52 to a high of 317.14. The Business Services industry median Interest Coverage is 13.70. Aayan Leasing & Investment Co's value of 2.71 is 80.2% below this industry median. Based on the distribution chart, Aayan Leasing & Investment Co ranks #615 out of 804 companies in the Business Services industry, which is in the bottom quartile relative to peers. Overall, Aayan Leasing & Investment Co has a GF Score™ of 33/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Aayan Leasing & Investment Co's Interest Coverage compare to URI and SUNB?
According to the Business Services industry distribution chart, Aayan Leasing & Investment Co ranks #615 out of 804 companies for Interest Coverage. This places Aayan Leasing & Investment Co in the lower half of its industry. The industry median Interest Coverage is 13.70. Aayan Leasing & Investment Co's value of 2.71 is 80.2% below this benchmark. Historically, Aayan Leasing & Investment Co's own Interest Coverage has ranged from 0.52 to 317.14 over the past decade. While the company's 10-year median is 5.73 vs. the industry median of 13.70, Aayan Leasing & Investment Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Business Services company?
The median Interest Coverage among Business Services companies is 13.70, based on 804 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Aayan Leasing & Investment Co's current Interest Coverage of 2.71 is 80.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Aayan Leasing & Investment Co and its competitors. For the Business Services industry, the median Interest Coverage is 13.70 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Aayan Leasing & Investment Co's current Interest Coverage is 2.71, which is 53% below median its own 10-year median of 5.73. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Aayan Leasing & Investment Co stock overvalued right now?
Based on GuruFocus' analysis, Aayan Leasing & Investment Co (KUW:AAYAN) is currently considered Fairly Valued. The stock's GF Value™ is KWD0.27, compared to a current price of KWD0.28 — trading 3.3% above its estimated fair value. The current Interest Coverage is 2.71, which is 53% below median its 10-year median of 5.73 and 80.2% below the Business Services industry median of 13.70. Aayan Leasing & Investment Co's overall GF Score™ is 33/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Aayan Leasing & Investment Co (KUW:AAYAN), the current Interest Coverage is 2.71 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Aayan Leasing & Investment Co (KUW:AAYAN) Overvalued in 2026?

Based on GuruFocus' analysis, Aayan Leasing & Investment Co stock appears to be overvalued. The current stock price of KWD0.28 is trading 3.3% above its estimated GF Value™ of KWD0.27. GuruFocus considers Aayan Leasing & Investment Co to be Fairly Valued.

Key valuation signals for KUW:AAYAN:

  • Interest Coverage: 2.71 (53% below median its 10-year median of 5.73)
  • GF Value™: KWD0.27 vs. price of KWD0.28 (3.3% above fair value)
  • GF Score™: 33/100 with 9 warning signs
  • Industry Position: 80.2% below the Business Services median (#615 of 804)

No single metric tells the full story. See the KUW:AAYAN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Aayan Leasing & Investment Co Business Description

Address Al Rai Muhammad bin Al Qasim Street, Block 1 Plot 1223, First Floor, P.O. Box 1426 Safat, Kuwait, KWT, 13015
Aayan Leasing & Investment Co is engaged in financial investments, trading properties, investment properties and leasing activities. It has four operating segments: Islamic financing: Providing a range of Islamic products to corporate and individual customers. Leasing Sector: Leasing of vehicle and equipment to corporate and individual customers and investments with similar or related operations. Real estate: Buying, selling, and investing in real estate Proprietary investment and assets management: Operations of Group's subsidiaries and associates (excluding leasing related subsidiaries and associates) and managing funds and portfolios. Key revenue is generated from Leasing Sector.
33GF Score

Get the complete analysis for KUW:AAYAN

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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GF Value