Burgan BankK (KUW:BURG) Return-on-Tangible-Equity: 2.09% (As of Mar. 2026) — 63% Below Median

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KUW:BURG Burgan Bank SAK KUW:BURG
26 GF Score
Price KWD0.19
GF Value KWD0.21
Valuation Modestly Undervalued
! 1 Warning Sign
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What is Burgan BankK Return-on-Tangible-Equity?

Burgan BankK KUW:BURG +1.08% 26 Return-on-Tangible-Equity is 2.09% as of Mar. 2026, which is 63% below its 10-year median of 5.66. GuruFocus rates KUW:BURG with a GF Score™ of 26/100 and a GF Value™ of KWD0.21 (Modestly Undervalued). The stock has 1 warning sign investors should review. Among 1,523 Banks companies, Burgan BankK ranks worse than 87% on this metric.

Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Burgan BankK's annualized net income for the quarter that ended in Mar. 2026 was KWD20.4 Mil. Burgan BankK's average shareholder tangible equity for the quarter that ended in Mar. 2026 was KWD976.7 Mil. Therefore, Burgan BankK's annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2026 was 2.09%.

The historical rank and industry rank for Burgan BankK's Return-on-Tangible-Equity or its related term are showing as below:

KUW:BURG' s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: 3.96   Med: 5.66   Max: 10.05
Current: 4.16

During the past 13 years, Burgan BankK's highest Return-on-Tangible-Equity was 10.05%. The lowest was 3.96%. And the median was 5.66%.

KUW:BURG's Return-on-Tangible-Equity is ranked worse than
87% of 1523 companies
in the Banks industry
Industry Median: 11.29 vs KUW:BURG: 4.16

Burgan BankK  (KUW:BURG) Return-on-Tangible-Equity Explanation

Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.


Be Aware

Net Income is used.

Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.

Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.


Burgan BankK Return-on-Tangible-Equity Related Terms


Burgan BankK Return-on-Tangible-Equity Historical Data

* Premium members only.

The historical data trend for Burgan BankK's Return-on-Tangible-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Burgan BankK Return-on-Tangible-Equity Chart

Burgan BankK Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Return-on-Tangible-Equity
Get a 7-Day Free Trial Premium Member Only Premium Member Only 5.37 5.95 4.63 4.63 4.66

Burgan BankK Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Return-on-Tangible-Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.30 4.11 4.66 5.66 2.09

KUW:BURG vs PNC, USB: Return-on-Tangible-Equity Comparison

For the Banks - Regional subindustry, Burgan BankK's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Burgan BankK Return-on-Tangible-Equity vs Banks Industry

For the Banks industry and Financial Services sector, Burgan BankK's Return-on-Tangible-Equity distribution charts can be found below:

* The bar in red indicates where Burgan BankK's Return-on-Tangible-Equity falls into.


KUW:BURG
26GF Score
Burgan Bank SAK KUW:BURG
Return-on-Tangible-Equity is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Burgan BankK Return-on-Tangible-Equity Calculation

Burgan BankK's annualized Return-on-Tangible-Equity for the fiscal year that ended in Dec. 2025 is calculated as

Return-on-Tangible-Equity=Net Income/( (Total Tangible Equity+Total Tangible Equity)/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=Net Income/( (Total Stockholders Equity - Intangible Assets+Total Stockholders Equity - Intangible Assets )/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=46.534/( (1007.4+989.482 )/ 2 )
=46.534/998.441
=4.66 %

Burgan BankK's annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2026 is calculated as

Return-on-Tangible-Equity=Net Income/( (Total Tangible Equity+Total Tangible Equity)/ count )
(Q: Mar. 2026 )  (Q: Dec. 2025 )(Q: Mar. 2026 )
=Net Income/( (Total Stockholders Equity - Intangible Assets+Total Stockholders Equity - Intangible Assets)/ count )
(Q: Mar. 2026 )  (Q: Dec. 2025 )(Q: Mar. 2026 )
=20.436/( (989.482+963.88)/ 2 )
=20.436/976.681
=2.09 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data, the net income data used here is four times the quarterly (Mar. 2026) net income data. Return-on-Tangible-Equity is displayed in the 10-year financial page.

What does a Return-on-Tangible-Equity of 2.09% mean?
Burgan BankK (KUW:BURG) has a Return-on-Tangible-Equity of 2.09% as of Mar. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Burgan BankK and its competitors. This is 63% below median its historical median of 5.66. Over the past decade, Burgan BankK's Return-on-Tangible-Equity has ranged from 3.96 to 10.05. According to the industry distribution chart, Burgan BankK ranks #1325 out of 1523 companies in the Banks industry, placing it in the top 87%.
Is Burgan BankK's Return-on-Tangible-Equity too high?
Burgan BankK's current Return-on-Tangible-Equity of 2.09% is 63% below median its 10-year median of 5.66. Over the past 10 years, this metric has ranged from a low of 3.96 to a high of 10.05. The Banks industry median Return-on-Tangible-Equity is 11.29. Burgan BankK's value of 2.09% is 81.5% below this industry median. Based on the distribution chart, Burgan BankK ranks #1325 out of 1523 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Burgan BankK has a GF Score™ of 26/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Burgan BankK's Return-on-Tangible-Equity compare to PNC and USB?
According to the Banks industry distribution chart, Burgan BankK ranks #1325 out of 1523 companies for Return-on-Tangible-Equity. This places Burgan BankK in the lower half of its industry. The industry median Return-on-Tangible-Equity is 11.29. Burgan BankK's value of 2.09% is 81.5% below this benchmark. Historically, Burgan BankK's own Return-on-Tangible-Equity has ranged from 3.96 to 10.05 over the past decade. While the company's 10-year median is 5.66 vs. the industry median of 11.29, Burgan BankK has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Banks company?
The median Return-on-Tangible-Equity among Banks companies is 11.29, based on 1,523 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Burgan BankK's current Return-on-Tangible-Equity of 2.09% is 81.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Burgan BankK and its competitors. For the Banks industry, the median Return-on-Tangible-Equity is 11.29 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Burgan BankK's current Return-on-Tangible-Equity is 2.09%, which is 63% below median its own 10-year median of 5.66. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Burgan BankK stock overvalued right now?
Based on GuruFocus' analysis, Burgan BankK (KUW:BURG) is currently considered Modestly Undervalued. The stock's GF Value™ is KWD0.21, compared to a current price of KWD0.19 — trading 10.5% below its estimated fair value. The current Return-on-Tangible-Equity is 2.09%, which is 63% below median its 10-year median of 5.66 and 81.5% below the Banks industry median of 11.29. Burgan BankK's overall GF Score™ is 26/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Burgan BankK (KUW:BURG), the current Return-on-Tangible-Equity is 2.09% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Burgan BankK (KUW:BURG) Overvalued in 2026?

Based on GuruFocus' analysis, Burgan BankK stock appears to be undervalued. The current stock price of KWD0.19 is trading 10.5% below its estimated GF Value™ of KWD0.21. GuruFocus considers Burgan BankK to be Modestly Undervalued.

Key valuation signals for KUW:BURG:

  • Return-on-Tangible-Equity: 2.09% (63% below median its 10-year median of 5.66)
  • GF Value™: KWD0.21 vs. price of KWD0.19 (10.5% below fair value)
  • GF Score™: 26/100 with 1 warning sign
  • Industry Position: 81.5% below the Banks median (#1325 of 1523)

No single metric tells the full story. See the KUW:BURG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Burgan BankK Business Description

Address Abdulla Al-Ahmad Street, Block 1, P.O. Box 5389, Building No. 22, Al Sharq, Safat, Kuwait, KWT, 12170
Burgan Bank SAK is a Kuwait-based banking entity. Domestically, the company operates in the following business segments: Corporate and Consumer banking, Treasury, FI and Investment banking, and Central Office. In addition, all of its operations outside Kuwait are classified as International. A majority of its revenue is generated from the Corporate and Consumer banking segment, which provides comprehensive products and services to corporate and individual customers, including lending, deposits, trade services, foreign exchange, advisory services, credit and debit cards, and others. Geographically, the company generates maximum revenue from its business in Kuwait, and also has its presence Internationally.
26GF Score

Get the complete analysis for KUW:BURG

Return-on-Tangible-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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