Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Atlas Mara's annualized net income for the quarter that ended in Jun. 2020 was $-15.72 Mil. Atlas Mara's average shareholder tangible equity for the quarter that ended in Jun. 2020 was $358.13 Mil. Therefore, Atlas Mara's annualized Return-on-Tangible-Equity for the quarter that ended in Jun. 2020 was -4.39%.
The historical rank and industry rank for Atlas Mara's Return-on-Tangible-Equity or its related term are showing as below:
LSE:ATMW'
s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: -6.22 Med: 4.72 Max: 9.5
Current: -6.22
During the past 6 years, Atlas Mara's highest Return-on-Tangible-Equity was 9.50%. The lowest was -6.22%. And the median was 4.72%.
LSE:ATMW's Return-on-Tangible-Equity is not ranked
in the Banks industry.
Industry Median: 11.195
vs LSE:ATMW: -6.22
Atlas Mara (LSE:ATMW) Return-on-Tangible-Equity Explanation
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
Atlas Mara Return-on-Tangible-Equity Related Terms
Atlas Mara Return-on-Tangible-Equity Historical Data
* Premium members only.
The historical data trend for Atlas Mara's Return-on-Tangible-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
LSE:ATMW vs BLHK, ESBS, SNNY: Return-on-Tangible-Equity Comparison
For the Banks - Regional subindustry, Atlas Mara's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Atlas Mara Return-on-Tangible-Equity vs Banks Industry
For the Banks industry and Financial Services sector, Atlas Mara's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where Atlas Mara's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is two times the semi-annual (Jun. 2020) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of -4.39% mean?
Atlas Mara (LSE:ATMW) has a Return-on-Tangible-Equity of -4.39% as of Jun. 2020. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Atlas Mara and its competitors.
Is Atlas Mara's Return-on-Tangible-Equity too high?
Atlas Mara's current Return-on-Tangible-Equity is -4.39%. Overall, Atlas Mara has a GF Score™ of 12/100, reflecting its overall financial health beyond just this single metric.
How does Atlas Mara's Return-on-Tangible-Equity compare to BLHK and ESBS?
Atlas Mara's Return-on-Tangible-Equity of -4.39% can be compared against companies in the Banks industry. The industry median Return-on-Tangible-Equity is 11.20. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Banks company?
The median Return-on-Tangible-Equity among Banks companies is 11.20, based on 1,526 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Atlas Mara and its competitors. For the Banks industry, the median Return-on-Tangible-Equity is 11.20 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Atlas Mara's current Return-on-Tangible-Equity is -4.39%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Atlas Mara stock overvalued right now?
Atlas Mara (LSE:ATMW) has a current Return-on-Tangible-Equity of -4.39%. The stock's GF Value™ is $1.45, compared to a current price of $2.00 — trading 37.9% above its estimated fair value. The current Return-on-Tangible-Equity is -4.39%. Atlas Mara's overall GF Score™ is 12/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Atlas Mara (LSE:ATMW), the current Return-on-Tangible-Equity is -4.39% as of Jun. 2020. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Atlas Mara (LSE:ATMW) Overvalued in 2026?
Based on GuruFocus' analysis, Atlas Mara stock appears to be overvalued.
The current stock price of $2.00 is trading 37.9% above its estimated GF Value™ of $1.45.
Key valuation signals for LSE:ATMW:
Return-on-Tangible-Equity: -4.39%
GF Value™: $1.45 vs. price of $2.00 (37.9% above fair value)
No single metric tells the full story. See the LSE:ATMW stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Atlas Mara Ltd is a London-listed financial services group engaged in banking operations. It provides corporate and retail financial services to corporations, small-and-medium-sized enterprises and individuals. Its segments include Nigeria; Botswana; and Zimbabwe. The bank generates most of the revenue from Botswana segment.
12GF Score
Get the complete analysis for LSE:ATMW
Return-on-Tangible-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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