ROE % is calculated as Net Income divided by its average Total Stockholders Equity over a certain period of time. Atlas Mara's annualized net income for the quarter that ended in Jun. 2020 was $-15.72 Mil. Atlas Mara's average Total Stockholders Equity over the quarter that ended in Jun. 2020 was $425.43 Mil. Therefore, Atlas Mara's annualized ROE % for the quarter that ended in Jun. 2020 was -3.69%.
The historical rank and industry rank for Atlas Mara's ROE % or its related term are showing as below:
LSE:ATMW'
s ROE % Range Over the Past 10 Years
Min: -5.29 Med: 3.62 Max: 6.99
Current: -5.29
During the past 6 years, Atlas Mara's highest ROE % was 6.99%. The lowest was -5.29%. And the median was 3.62%.
LSE:ATMW's ROE % is not ranked
in the Banks industry.
Industry Median: 10.22
vs LSE:ATMW: -5.29
Atlas Mara (LSE:ATMW) ROE % Explanation
ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.
The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:
Note:
The net income data used here is two times the semi-annual (Jun. 2020) net income data. The Revenue data used here is two times the semi-annual (Jun. 2020) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Net Income is used.
Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.
Atlas Mara ROE % Related Terms
Atlas Mara ROE % Historical Data
* Premium members only.
The historical data trend for Atlas Mara's ROE % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Atlas Mara's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Atlas Mara ROE % vs Banks Industry
For the Banks industry and Financial Services sector, Atlas Mara's ROE % distribution charts can be found below:
* The bar in red indicates where Atlas Mara's ROE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is two times the semi-annual (Jun. 2020) net income data.
ROE % is displayed in the 30-year financial page.
Atlas Mara (LSE:ATMW) has a ROE % of -3.69% as of Jun. 2020. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Atlas Mara and its competitors.
Is Atlas Mara's ROE % too high?
Atlas Mara's current ROE % is -3.69%. Overall, Atlas Mara has a GF Score™ of 12/100, reflecting its overall financial health beyond just this single metric.
How does Atlas Mara's ROE % compare to BLHK and ESBS?
Atlas Mara's ROE % of -3.69% can be compared against companies in the Banks industry. The industry median ROE % is 10.22. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for a Banks company?
The median ROE % among Banks companies is 10.22, based on 1,524 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Atlas Mara and its competitors. For the Banks industry, the median ROE % is 10.22 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Atlas Mara's current ROE % is -3.69%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Atlas Mara stock overvalued right now?
Atlas Mara (LSE:ATMW) has a current ROE % of -3.69%. The stock's GF Value™ is $1.45, compared to a current price of $2.00 — trading 37.9% above its estimated fair value. The current ROE % is -3.69%. Atlas Mara's overall GF Score™ is 12/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For Atlas Mara (LSE:ATMW), the current ROE % is -3.69% as of Jun. 2020. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Atlas Mara (LSE:ATMW) Overvalued in 2026?
Based on GuruFocus' analysis, Atlas Mara stock appears to be overvalued.
The current stock price of $2.00 is trading 37.9% above its estimated GF Value™ of $1.45.
Key valuation signals for LSE:ATMW:
ROE %: -3.69%
GF Value™: $1.45 vs. price of $2.00 (37.9% above fair value)
No single metric tells the full story. See the LSE:ATMW stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Atlas Mara Ltd is a London-listed financial services group engaged in banking operations. It provides corporate and retail financial services to corporations, small-and-medium-sized enterprises and individuals. Its segments include Nigeria; Botswana; and Zimbabwe. The bank generates most of the revenue from Botswana segment.
12GF Score
Get the complete analysis for LSE:ATMW
ROE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
LSE:ATMW has been successfully added to your 
