Bay CapitalLSE:BAY Return-on-Tangible-Equity is -8.90% as of Dec. 2025. The stock has 1 warning sign investors should review. Among 483 Diversified Financial Services companies, Bay Capital ranks worse than 77.85% on this metric.
Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Bay Capital's annualized net income for the quarter that ended in Dec. 2025 was £-0.39 Mil. Bay Capital's average shareholder tangible equity for the quarter that ended in Dec. 2025 was £4.36 Mil. Therefore, Bay Capital's annualized Return-on-Tangible-Equity for the quarter that ended in Dec. 2025 was -8.90%.
The historical rank and industry rank for Bay Capital's Return-on-Tangible-Equity or its related term are showing as below:
LSE:BAY'
s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: -22.67 Med: -9.34 Max: -3.84
Current: -7.29
During the past 5 years, Bay Capital's highest Return-on-Tangible-Equity was -3.84%. The lowest was -22.67%. And the median was -9.34%.
LSE:BAY's Return-on-Tangible-Equity is ranked worse than 77.85% of 483
companies
in the Diversified Financial Services industry
Industry Median: 1.7
vs LSE:BAY: -7.29
Bay Capital (LSE:BAY) Return-on-Tangible-Equity Explanation
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
Bay Capital Return-on-Tangible-Equity Related Terms
Bay Capital Return-on-Tangible-Equity Historical Data
* Premium members only.
The historical data trend for Bay Capital's Return-on-Tangible-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
LSE:BAY vs XXI, CCXI, DMII: Return-on-Tangible-Equity Comparison
For the Shell Companies subindustry, Bay Capital's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bay Capital Return-on-Tangible-Equity vs Diversified Financial Services Industry
For the Diversified Financial Services industry and Financial Services sector, Bay Capital's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where Bay Capital's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is two times the semi-annual (Dec. 2025) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of -8.90% mean?
Bay Capital (LSE:BAY) has a Return-on-Tangible-Equity of -8.90% as of Dec. 2025. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Bay Capital and its competitors. According to the industry distribution chart, Bay Capital ranks #376 out of 483 companies in the Diversified Financial Services industry, placing it in the top 77.8%.
Is Bay Capital's Return-on-Tangible-Equity too high?
Bay Capital's current Return-on-Tangible-Equity is -8.90%. Based on the distribution chart, Bay Capital ranks #376 out of 483 companies in the Diversified Financial Services industry, which is in the bottom quartile relative to peers.
How does Bay Capital's Return-on-Tangible-Equity compare to XXI and CCXI?
According to the Diversified Financial Services industry distribution chart, Bay Capital ranks #376 out of 483 companies for Return-on-Tangible-Equity. This places Bay Capital in the lower half of its industry. The industry median Return-on-Tangible-Equity is 1.70. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Diversified Financial Services company?
The median Return-on-Tangible-Equity among Diversified Financial Services companies is 1.70, based on 483 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Bay Capital and its competitors. For the Diversified Financial Services industry, the median Return-on-Tangible-Equity is 1.70 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bay Capital's current Return-on-Tangible-Equity is -8.90%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bay Capital stock overvalued right now?
Bay Capital (LSE:BAY) has a current Return-on-Tangible-Equity of -8.90%. The current Return-on-Tangible-Equity is -8.90%. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Bay Capital (LSE:BAY), the current Return-on-Tangible-Equity is -8.90% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Bay Capital PLC is focused to drive shareholder value through the acquisition of target companies in certain sectors where the Directors believe there to be sustainable growth opportunities both organically and through acquisition. The company is seeking fundamentally sound assets, where tangible opportunities exist to drive strategic, operational, and performance improvements.
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