Bay Capital (LSE:BAY) 3-Year RORE % : -43.75% (As of Dec. 2025)

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What is Bay Capital 3-Year RORE %?

Bay Capital LSE:BAY 3-Year RORE % is -43.75 as of Dec. 2025. The stock has 1 warning sign investors should review. Among 215 Diversified Financial Services companies, Bay Capital ranks worse than 79.53% on this metric.

Return on Retained Earnings (RORE) is an indicator of a company's growth potential, it shows how much a company earns by reinvesting its retained earnings, i.e. profits after dividend payments. Bay Capital's 3-Year RORE % for the quarter that ended in Dec. 2025 was -43.75%.

The industry rank for Bay Capital's 3-Year RORE % or its related term are showing as below:

LSE:BAY's 3-Year RORE % is ranked worse than
79.53% of 215 companies
in the Diversified Financial Services industry
Industry Median: 3.24 vs LSE:BAY: -43.75

Bay Capital  (LSE:BAY) 3-Year RORE % Explanation

Return on Retained Earnings (RORE) is important to investors because it reveals a company's efficiency and growth potential. A higher RORE indicates a higher return. A high RORE indicates that the company should reinvest profits into the business. A lower RORE suggests that the company should distribute profits to shareholders by paying out dividends, since those dollars aren't generating much additional growth for the company.

There are a several different ways to arrive at the Return on Retained Earnings. The simplest way to calculate it is by using published information on Earnings per Share (EPS) and Dividend per Share (DPS) over a selected period. Here, 3-year period is chosen.

Be Aware

Please keep in mind that the RORE is relative to the nature of the business and its competitors. If another company in the same sector is producing a lower return on retained earnings, it doesn’t necessarily mean it’s a bad investment. It may just suggest the company is older and no longer in a high growth stage. At such a stage in the business cycle, it would be expected to see a lower RORE and higher dividend payout.


Bay Capital 3-Year RORE % Related Terms


Bay Capital 3-Year RORE % Historical Data

* Premium members only.

The historical data trend for Bay Capital's 3-Year RORE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bay Capital 3-Year RORE % Chart

Bay Capital Annual Data
Trend Dec21 Dec22 Dec23 Dec24 Dec25
3-Year RORE %
0.00 0.00 75.00 12.90 -43.75

Bay Capital Semi-Annual Data
Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
3-Year RORE % Get a 7-Day Free Trial Premium Member Only Premium Member Only 75.00 70.37 12.90 6.45 -43.75

LSE:BAY vs XXI, CCXI, DMII: 3-Year RORE % Comparison

For the Shell Companies subindustry, Bay Capital's 3-Year RORE %, along with its competitors' market caps and 3-Year RORE % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bay Capital 3-Year RORE % vs Diversified Financial Services Industry

For the Diversified Financial Services industry and Financial Services sector, Bay Capital's 3-Year RORE % distribution charts can be found below:

* The bar in red indicates where Bay Capital's 3-Year RORE % falls into.



Bay Capital 3-Year RORE % Calculation

Bay Capital's 3-Year RORE % for the quarter that ended in Dec. 2025 is calculated as:

3-Year RORE %=( Most Recent EPS (Diluted)- First Period EPS (Diluted) )/( Cumulative EPS (Diluted) for 3-year -Cumulative Dividends per Share for 3-year )
=( -0.005--0.019 )/( -0.032-0 )
=0.014/-0.032
=-43.75 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of 3-Year RORE %, the most recent and first period EPS (Diluted) is the trailing twelve months (TTM) data ended in Dec. 2025 and 3-year before.

Frequently Asked Questions Learn more about 3-Year RORE % →
What does a 3-Year RORE % of -43.75 mean?
Bay Capital (LSE:BAY) has a 3-Year RORE % of -43.75 as of Dec. 2025. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on Bay Capital and its competitors. According to the industry distribution chart, Bay Capital ranks #171 out of 215 companies in the Diversified Financial Services industry, placing it in the top 79.5%.
Is Bay Capital's 3-Year RORE % too high?
Bay Capital's current 3-Year RORE % is -43.75. Based on the distribution chart, Bay Capital ranks #171 out of 215 companies in the Diversified Financial Services industry, which is in the bottom quartile relative to peers.
How does Bay Capital's 3-Year RORE % compare to XXI and CCXI?
According to the Diversified Financial Services industry distribution chart, Bay Capital ranks #171 out of 215 companies for 3-Year RORE %. This places Bay Capital in the lower half of its industry. The industry median 3-Year RORE % is 3.24. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year RORE % for a Diversified Financial Services company?
The median 3-Year RORE % among Diversified Financial Services companies is 3.24, based on 215 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year RORE % significantly above this median, while those in the bottom quartile fall well below. However, 3-Year RORE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year RORE % mean?
A high 3-Year RORE % can signal that a stock is expensive relative to its fundamentals. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on Bay Capital and its competitors. For the Diversified Financial Services industry, the median 3-Year RORE % is 3.24 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bay Capital's current 3-Year RORE % is -43.75. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bay Capital stock overvalued right now?
Bay Capital (LSE:BAY) has a current 3-Year RORE % of -43.75. The current 3-Year RORE % is -43.75. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year RORE % calculated?
3-Year RORE % is calculated from a company's financial statements. For Bay Capital (LSE:BAY), the current 3-Year RORE % is -43.75 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Bay Capital Business Description

Address 28 Esplanade, Channel Islands, St. Helier, JEY, JE2 3QA
Bay Capital PLC is focused to drive shareholder value through the acquisition of target companies in certain sectors where the Directors believe there to be sustainable growth opportunities both organically and through acquisition. The company is seeking fundamentally sound assets, where tangible opportunities exist to drive strategic, operational, and performance improvements.