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Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Centum Investment Co's annualized net income for the quarter that ended in Sep. 2025 was KES-652 Mil. Centum Investment Co's average shareholder tangible equity for the quarter that ended in Sep. 2025 was KES42,046 Mil. Therefore, Centum Investment Co's annualized Return-on-Tangible-Equity for the quarter that ended in Sep. 2025 was -1.55%.
The historical rank and industry rank for Centum Investment Co's Return-on-Tangible-Equity or its related term are showing as below:
NAI:CTUM'
s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: -10.89 Med: 7.66 Max: 25.63
Current: 3.32
During the past 13 years, Centum Investment Co's highest Return-on-Tangible-Equity was 25.63%. The lowest was -10.89%. And the median was 7.66%.
NAI:CTUM's Return-on-Tangible-Equity is ranked worse than 60.61% of 782
companies
in the Capital Markets industry
Industry Median: 6.52
vs NAI:CTUM: 3.32
Centum Investment Co (NAI:CTUM) Return-on-Tangible-Equity Explanation
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
Centum Investment Co Return-on-Tangible-Equity Related Terms
Centum Investment Co Return-on-Tangible-Equity Historical Data
* Premium members only.
The historical data trend for Centum Investment Co's Return-on-Tangible-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Centum Investment Co Return-on-Tangible-Equity Chart
NAI:CTUM vs MS, GS, SCHW: Return-on-Tangible-Equity Comparison
For the Capital Markets subindustry, Centum Investment Co's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Centum Investment Co Return-on-Tangible-Equity vs Capital Markets Industry
For the Capital Markets industry and Financial Services sector, Centum Investment Co's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where Centum Investment Co's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is two times the semi-annual (Sep. 2025) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of -1.55% mean?
Centum Investment Co (NAI:CTUM) has a Return-on-Tangible-Equity of -1.55% as of Sep. 2025. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Centum Investment Co and its competitors. According to the industry distribution chart, Centum Investment Co ranks #474 out of 782 companies in the Capital Markets industry, placing it in the top 60.6%.
Is Centum Investment Co's Return-on-Tangible-Equity too high?
Centum Investment Co's current Return-on-Tangible-Equity is -1.55%. Based on the distribution chart, Centum Investment Co ranks #474 out of 782 companies in the Capital Markets industry, which is below the industry midpoint. Overall, Centum Investment Co has a GF Score™ of 37/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Centum Investment Co's Return-on-Tangible-Equity compare to MS and GS?
According to the Capital Markets industry distribution chart, Centum Investment Co ranks #474 out of 782 companies for Return-on-Tangible-Equity. This places Centum Investment Co in the lower half of its industry. The industry median Return-on-Tangible-Equity is 6.52. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Capital Markets company?
The median Return-on-Tangible-Equity among Capital Markets companies is 6.52, based on 782 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Centum Investment Co and its competitors. For the Capital Markets industry, the median Return-on-Tangible-Equity is 6.52 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Centum Investment Co's current Return-on-Tangible-Equity is -1.55%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Centum Investment Co stock overvalued right now?
Based on GuruFocus' analysis, Centum Investment Co (NAI:CTUM) is currently considered Significantly Overvalued. The stock's GF Value™ is KES2.59, compared to a current price of KES15.35 — trading 492.7% above its estimated fair value. The current Return-on-Tangible-Equity is -1.55%. Centum Investment Co's overall GF Score™ is 37/100 with 11 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Centum Investment Co (NAI:CTUM), the current Return-on-Tangible-Equity is -1.55% as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Centum Investment Co (NAI:CTUM) Overvalued in 2026?
Based on GuruFocus' analysis, Centum Investment Co stock appears to be overvalued.
The current stock price of KES15.35 is trading 492.7% above its estimated GF Value™ of KES2.59.
GuruFocus considers Centum Investment Co to be Significantly Overvalued.
Key valuation signals for NAI:CTUM:
Return-on-Tangible-Equity: -1.55%
GF Value™: KES2.59 vs. price of KES15.35 (492.7% above fair value)
No single metric tells the full story. See the NAI:CTUM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Centum Investment Co Ltd is an investment company that provides access to a portfolio of inaccessible, quality, diversified investments to investors. Its objective is to consistently generate market-beating returns by building extraordinary enterprises throughout Africa. The company's operating segment include Private Equity; Real Estate and Marketable securities. The Private Equity segment includes publishing, financial services, and utility companies as well as also responsible for managing Development Portfolio. The Marketable securities segment includes dividend and interest income, real estate sales and proceeds from exits in the private equity and marketable securities portfolios and the Real Estate segment includes developments in East Africa.
37GF Score
Get the complete analysis for NAI:CTUM
Return-on-Tangible-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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