Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Centum Investment Co's
Operating Income
for the
six
months ended in Sep. 2025 was KES-383 Mil. Centum Investment Co's Interest Expense for the
six
months ended in Sep. 2025 was KES-711 Mil.
did not have earnings to cover the interest expense.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for Centum Investment Co's Interest Coverage or its related term are showing as below:
NAI:CTUM's Interest Coverage is not ranked *
in the Capital Markets industry.
Industry Median: 19.63 * Ranked among companies with meaningful Interest Coverage only.
Centum Investment Co (NAI:CTUM) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Centum Investment Co Interest Coverage Related Terms
Centum Investment Co Interest Coverage Historical Data
* Premium members only.
The historical data trend for Centum Investment Co's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
NAI:CTUM vs MS, GS, SCHW: Interest Coverage Comparison
For the Capital Markets subindustry, Centum Investment Co's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Centum Investment Co Interest Coverage vs Capital Markets Industry
For the Capital Markets industry and Financial Services sector, Centum Investment Co's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Centum Investment Co's Interest Coverage falls into.
Centum Investment Co Interest Coverage Calculation
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
Centum Investment Co did not have earnings to cover the interest expense.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Interest Coverage of 0 (At Loss) mean?
Centum Investment Co (NAI:CTUM) has a Interest Coverage of 0 (At Loss) as of Sep. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Centum Investment Co and its competitors. According to the industry distribution chart, Centum Investment Co ranks #999999 out of 429 companies in the Capital Markets industry.
Is Centum Investment Co's Interest Coverage too high?
Centum Investment Co's current Interest Coverage is 0 (At Loss). Based on the distribution chart, Centum Investment Co ranks #999999 out of 429 companies in the Capital Markets industry, which is in the bottom quartile relative to peers. Overall, Centum Investment Co has a GF Score™ of 33/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Centum Investment Co's Interest Coverage compare to MS and GS?
According to the Capital Markets industry distribution chart, Centum Investment Co ranks #999999 out of 429 companies for Interest Coverage. This places Centum Investment Co in the lower half of its industry. The industry median Interest Coverage is 19.63. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Capital Markets company?
The median Interest Coverage among Capital Markets companies is 19.63, based on 429 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Centum Investment Co and its competitors. For the Capital Markets industry, the median Interest Coverage is 19.63 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Centum Investment Co's current Interest Coverage is 0 (At Loss). However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Centum Investment Co stock overvalued right now?
Based on GuruFocus' analysis, Centum Investment Co (NAI:CTUM) is currently considered Significantly Overvalued. The stock's GF Value™ is KES2.62, compared to a current price of KES14.90 — trading 468.7% above its estimated fair value. The current Interest Coverage is 0 (At Loss). Centum Investment Co's overall GF Score™ is 33/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Centum Investment Co (NAI:CTUM), the current Interest Coverage is 0 (At Loss) as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Centum Investment Co (NAI:CTUM) Overvalued in 2026?
Based on GuruFocus' analysis, Centum Investment Co stock appears to be overvalued.
The current stock price of KES14.90 is trading 468.7% above its estimated GF Value™ of KES2.62.
GuruFocus considers Centum Investment Co to be Significantly Overvalued.
Key valuation signals for NAI:CTUM:
Interest Coverage: 0 (At Loss)
GF Value™: KES2.62 vs. price of KES14.90 (468.7% above fair value)
No single metric tells the full story. See the NAI:CTUM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Centum Investment Co Ltd is an investment company that provides access to a portfolio of inaccessible, quality, diversified investments to investors. Its objective is to consistently generate market-beating returns by building extraordinary enterprises throughout Africa. The company's operating segment include Private Equity; Real Estate and Marketable securities. The Private Equity segment includes publishing, financial services, and utility companies as well as also responsible for managing Development Portfolio. The Marketable securities segment includes dividend and interest income, real estate sales and proceeds from exits in the private equity and marketable securities portfolios and the Real Estate segment includes developments in East Africa.
33GF Score
Get the complete analysis for NAI:CTUM
Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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