Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Intellect Design ArenaNSE:INTELLECT -0.20%85 Return-on-Tangible-Equity is 20.67% as of Mar. 2026, which is 7% above its 10-year median of 19.28. GuruFocus rates NSE:INTELLECT with a GF Score™ of 85/100 and a GF Value™ of ₹1,105.78 (Significantly Undervalued). The stock has 4 warning signs investors should review. Among 2,484 Software companies, Intellect Design Arena ranks better than 62.24% on this metric.
Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Intellect Design Arena's annualized net income for the quarter that ended in Mar. 2026 was ₹4,809 Mil. Intellect Design Arena's average shareholder tangible equity for the quarter that ended in Mar. 2026 was ₹23,271 Mil. Therefore, Intellect Design Arena's annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2026 was 20.67%.
The historical rank and industry rank for Intellect Design Arena's Return-on-Tangible-Equity or its related term are showing as below:
NSE:INTELLECT'
s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: -5.08 Med: 19.28 Max: 37.06
Current: 16.03
During the past 12 years, Intellect Design Arena's highest Return-on-Tangible-Equity was 37.06%. The lowest was -5.08%. And the median was 19.28%.
NSE:INTELLECT's Return-on-Tangible-Equity is ranked better than 62.24% of 2484
companies
in the Software industry
Industry Median: 8.91
vs NSE:INTELLECT: 16.03
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
Intellect Design Arena Return-on-Tangible-Equity Related Terms
Intellect Design Arena Return-on-Tangible-Equity Historical Data
* Premium members only.
The historical data trend for Intellect Design Arena's Return-on-Tangible-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NSE:INTELLECT vs QH, SHOP, UBER: Return-on-Tangible-Equity Comparison
For the Software - Application subindustry, Intellect Design Arena's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Intellect Design Arena Return-on-Tangible-Equity vs Software Industry
For the Software industry and Technology sector, Intellect Design Arena's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where Intellect Design Arena's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Mar. 2026) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of 20.67% mean?
Intellect Design Arena (NSE:INTELLECT) has a Return-on-Tangible-Equity of 20.67% as of Mar. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Intellect Design Arena and its competitors. This is near median its historical median of 19.28. According to the industry distribution chart, Intellect Design Arena ranks #938 out of 2484 companies in the Software industry, placing it in the top 37.8%.
Is Intellect Design Arena's Return-on-Tangible-Equity too high?
Intellect Design Arena's current Return-on-Tangible-Equity of 20.67% is near median its 10-year median of 19.28. The Software industry median Return-on-Tangible-Equity is 8.91. Intellect Design Arena's value of 20.67% is 132% above this industry median. Based on the distribution chart, Intellect Design Arena ranks #938 out of 2484 companies in the Software industry, which is above the industry midpoint. Overall, Intellect Design Arena has a GF Score™ of 85/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Intellect Design Arena's Return-on-Tangible-Equity compare to QH and SHOP?
According to the Software industry distribution chart, Intellect Design Arena ranks #938 out of 2484 companies for Return-on-Tangible-Equity. This puts Intellect Design Arena in the upper half of its industry. The industry median Return-on-Tangible-Equity is 8.91. Intellect Design Arena's value of 20.67% is 132% above this benchmark. While the company's 10-year median is 19.28 vs. the industry median of 8.91, Intellect Design Arena has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Software company?
The median Return-on-Tangible-Equity among Software companies is 8.91, based on 2,484 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Intellect Design Arena's current Return-on-Tangible-Equity of 20.67% is 132% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Intellect Design Arena and its competitors. For the Software industry, the median Return-on-Tangible-Equity is 8.91 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Intellect Design Arena's current Return-on-Tangible-Equity is 20.67%, which is near median its own 10-year median of 19.28. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Intellect Design Arena stock overvalued right now?
Based on GuruFocus' analysis, Intellect Design Arena (NSE:INTELLECT) is currently considered Significantly Undervalued. The stock's GF Value™ is ₹1,105.78, compared to a current price of ₹732.20 — trading 33.8% below its estimated fair value. The current Return-on-Tangible-Equity is 20.67%, which is near median its 10-year median of 19.28 and 132% above the Software industry median of 8.91. Intellect Design Arena's overall GF Score™ is 85/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Intellect Design Arena (NSE:INTELLECT), the current Return-on-Tangible-Equity is 20.67% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Intellect Design Arena (NSE:INTELLECT) Overvalued in 2026?
Based on GuruFocus' analysis, Intellect Design Arena stock appears to be undervalued.
The current stock price of ₹732.20 is trading 33.8% below its estimated GF Value™ of ₹1,105.78.
GuruFocus considers Intellect Design Arena to be Significantly Undervalued.
Key valuation signals for NSE:INTELLECT:
Return-on-Tangible-Equity: 20.67% (near median its 10-year median of 19.28)
GF Value™: ₹1,105.78 vs. price of ₹732.20 (33.8% below fair value)
Industry Position: 132% above the Software median (#938 of 2484)
No single metric tells the full story. See the NSE:INTELLECT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Intellect Design Arena Ltd is an Indian IT software services company. It is engaged in the business of software and financial technology development for banking, insurance, and other financial services. The company operates under the primary business segment of Software Product Licence and related services. It derives revenue from the operations comprising income from its four business verticals, Global Consumer Banking, Global Transaction Banking, IntellectAI, and Digital Technology for Commerce. The company products include Digital cards, Digital lending, Capital cube, Xponent, Digital core, Payments, Wealth Qube, and others. Geographically, the company derives a majority of its revenue from outside India.
85GF Score
Get the complete analysis for NSE:INTELLECT
Return-on-Tangible-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
NSE:INTELLECT has been successfully added to your 
