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A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for Intellect Design Arena's Debt-to-EBITDA or its related term are showing as below:
NSE:INTELLECT'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: 0.04 Med: 0.23 Max: 14.62
Current: 0.23
During the past 12 years, the highest Debt-to-EBITDA Ratio of Intellect Design Arena was 14.62. The lowest was 0.04. And the median was 0.23.
NSE:INTELLECT's Debt-to-EBITDA is ranked better than 76.91% of 1724
companies
in the Software industry
Industry Median: 1.09
vs NSE:INTELLECT: 0.23
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
Intellect Design Arena Debt-to-EBITDA Related Terms
Intellect Design Arena Debt-to-EBITDA Historical Data
* Premium members only.
The historical data trend for Intellect Design Arena's Debt-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NSE:INTELLECT vs QH, SHOP, UBER: Debt-to-EBITDA Comparison
For the Software - Application subindustry, Intellect Design Arena's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Intellect Design Arena Debt-to-EBITDA vs Software Industry
For the Software industry and Technology sector, Intellect Design Arena's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Intellect Design Arena's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is four times the quarterly (Jun. 2026) EBITDA data.
Intellect Design Arena (NSE:INTELLECT) has a Debt-to-EBITDA of 0.00 as of Jun. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Intellect Design Arena. Over the past decade, Intellect Design Arena's Debt-to-EBITDA has ranged from 0.04 to 14.62. According to the industry distribution chart, Intellect Design Arena ranks #398 out of 1724 companies in the Software industry, placing it in the top 23.1%.
Is Intellect Design Arena's Debt-to-EBITDA too high?
Intellect Design Arena's current Debt-to-EBITDA is 0.00. Over the past 10 years, this metric has ranged from a low of 0.04 to a high of 14.62. Based on the distribution chart, Intellect Design Arena ranks #398 out of 1724 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, Intellect Design Arena has a GF Score™ of 88/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Intellect Design Arena's Debt-to-EBITDA compare to QH and SHOP?
According to the Software industry distribution chart, Intellect Design Arena ranks #398 out of 1724 companies for Debt-to-EBITDA. This places Intellect Design Arena in the top 23% of its industry — outperforming the majority of peers. The industry median Debt-to-EBITDA is 1.09. Historically, Intellect Design Arena's own Debt-to-EBITDA has ranged from 0.04 to 14.62 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Software company?
The median Debt-to-EBITDA among Software companies is 1.09, based on 1,724 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Intellect Design Arena. For the Software industry, the median Debt-to-EBITDA is 1.09 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Intellect Design Arena's current Debt-to-EBITDA is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Intellect Design Arena stock overvalued right now?
Based on GuruFocus' analysis, Intellect Design Arena (NSE:INTELLECT) is currently considered Significantly Undervalued. The stock's GF Value™ is ₹1,116.84, compared to a current price of ₹721.65 — trading 35.4% below its estimated fair value. The current Debt-to-EBITDA is 0.00. Intellect Design Arena's overall GF Score™ is 88/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Intellect Design Arena (NSE:INTELLECT), the current Debt-to-EBITDA is 0.00 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Intellect Design Arena (NSE:INTELLECT) Overvalued in 2026?
Based on GuruFocus' analysis, Intellect Design Arena stock appears to be undervalued.
The current stock price of ₹721.65 is trading 35.4% below its estimated GF Value™ of ₹1,116.84.
GuruFocus considers Intellect Design Arena to be Significantly Undervalued.
Key valuation signals for NSE:INTELLECT:
Debt-to-EBITDA: 0.00
GF Value™: ₹1,116.84 vs. price of ₹721.65 (35.4% below fair value)
No single metric tells the full story. See the NSE:INTELLECT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Intellect Design Arena Ltd is an Indian IT software services company. It is engaged in the business of software and financial technology development for banking, insurance, and other financial services. The company operates under the primary business segment of Software Product Licence and related services. It derives revenue from the operations comprising income from its four business verticals, Global Consumer Banking, Global Transaction Banking, IntellectAI, and Digital Technology for Commerce. The company products include Digital cards, Digital lending, Capital cube, Xponent, Digital core, Payments, Wealth Qube, and others. Geographically, the company derives a majority of its revenue from outside India.
88GF Score
Get the complete analysis for NSE:INTELLECT
Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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