RMB HoldingsRMBHF 34 Return-on-Tangible-Equity is 5.14% as of Mar. 2026, which is 74% below its 10-year median of 20.06. GuruFocus rates RMBHF with a GF Score™ of 34/100. The stock has 3 warning signs investors should review. Among 1,526 Banks companies, RMB Holdings ranks worse than 99.54% on this metric.
Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. RMB Holdings's annualized net income for the quarter that ended in Mar. 2026 was $1.91 Mil. RMB Holdings's average shareholder tangible equity for the quarter that ended in Mar. 2026 was $37.15 Mil. Therefore, RMB Holdings's annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2026 was 5.14%.
The historical rank and industry rank for RMB Holdings's Return-on-Tangible-Equity or its related term are showing as below:
RMBHF'
s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: -34.17 Med: 20.06 Max: 120.14
Current: -34.17
During the past 13 years, RMB Holdings's highest Return-on-Tangible-Equity was 120.14%. The lowest was -34.17%. And the median was 20.06%.
RMBHF's Return-on-Tangible-Equity is ranked worse than 99.54% of 1526
companies
in the Banks industry
Industry Median: 11.195
vs RMBHF: -34.17
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
RMB Holdings Return-on-Tangible-Equity Related Terms
RMB Holdings Return-on-Tangible-Equity Historical Data
* Premium members only.
The historical data trend for RMB Holdings's Return-on-Tangible-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
RMBHF vs PNC, USB: Return-on-Tangible-Equity Comparison
For the Banks - Regional subindustry, RMB Holdings's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
RMB Holdings Return-on-Tangible-Equity vs Banks Industry
For the Banks industry and Financial Services sector, RMB Holdings's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where RMB Holdings's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is two times the semi-annual (Mar. 2026) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of 5.14% mean?
RMB Holdings (RMBHF) has a Return-on-Tangible-Equity of 5.14% as of Mar. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on RMB Holdings and its competitors. This is 74% below median its historical median of 20.06. According to the industry distribution chart, RMB Holdings ranks #1519 out of 1526 companies in the Banks industry, placing it in the top 99.5%.
Is RMB Holdings' Return-on-Tangible-Equity too high?
RMB Holdings' current Return-on-Tangible-Equity of 5.14% is 74% below median its 10-year median of 20.06. The Banks industry median Return-on-Tangible-Equity is 11.20. RMB Holdings' value of 5.14% is 54.1% below this industry median. Based on the distribution chart, RMB Holdings ranks #1519 out of 1526 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, RMB Holdings has a GF Score™ of 34/100, reflecting its overall financial health beyond just this single metric.
How does RMB Holdings' Return-on-Tangible-Equity compare to PNC and USB?
According to the Banks industry distribution chart, RMB Holdings ranks #1519 out of 1526 companies for Return-on-Tangible-Equity. This places RMB Holdings in the lower half of its industry. The industry median Return-on-Tangible-Equity is 11.20. RMB Holdings' value of 5.14% is 54.1% below this benchmark. While the company's 10-year median is 20.06 vs. the industry median of 11.20, RMB Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Banks company?
The median Return-on-Tangible-Equity among Banks companies is 11.20, based on 1,526 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. RMB Holdings's current Return-on-Tangible-Equity of 5.14% is 54.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on RMB Holdings and its competitors. For the Banks industry, the median Return-on-Tangible-Equity is 11.20 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. RMB Holdings's current Return-on-Tangible-Equity is 5.14%, which is 74% below median its own 10-year median of 20.06. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is RMB Holdings stock overvalued right now?
RMB Holdings (RMBHF) has a current Return-on-Tangible-Equity of 5.14%. The current Return-on-Tangible-Equity is 5.14%, which is 74% below median its 10-year median of 20.06 and 54.1% below the Banks industry median of 11.20. RMB Holdings' overall GF Score™ is 34/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For RMB Holdings (RMBHF), the current Return-on-Tangible-Equity is 5.14% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
RMB Holdings Ltd is a South Africa-based investment holding company. The company, through its subsidiary RMH Property Holdings Proprietary Limited (RMH Property), focuses on property investments. Its portfolio companies conduct their businesses in two focus areas: investments and developments. Its portfolio is Atterbury Property Holdings (Atterbury) and Integer Properties.
34GF Score
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