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OEKOWORLD AGSTU:VVV3 +0.38%77 Return-on-Tangible-Equity is 11.38% as of Dec. 2025, which is 58% below its 10-year median of 27.25. GuruFocus rates STU:VVV3 with a GF Score™ of 77/100 and a GF Value™ of €25.74 (Fairly Valued). The stock has 4 warning signs investors should review. Among 481 Diversified Financial Services companies, OEKOWORLD AG ranks better than 90.23% on this metric.
Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. OEKOWORLD AG's annualized net income for the quarter that ended in Dec. 2025 was €16.81 Mil. OEKOWORLD AG's average shareholder tangible equity for the quarter that ended in Dec. 2025 was €147.72 Mil. Therefore, OEKOWORLD AG's annualized Return-on-Tangible-Equity for the quarter that ended in Dec. 2025 was 11.38%.
The historical rank and industry rank for OEKOWORLD AG's Return-on-Tangible-Equity or its related term are showing as below:
STU:VVV3'
s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: 12.15 Med: 27.25 Max: 85.41
Current: 12.15
During the past 13 years, OEKOWORLD AG's highest Return-on-Tangible-Equity was 85.41%. The lowest was 12.15%. And the median was 27.25%.
STU:VVV3's Return-on-Tangible-Equity is ranked better than 90.23% of 481
companies
in the Diversified Financial Services industry
Industry Median: 1.65
vs STU:VVV3: 12.15
OEKOWORLD AG (STU:VVV3) Return-on-Tangible-Equity Explanation
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
OEKOWORLD AG Return-on-Tangible-Equity Related Terms
OEKOWORLD AG Return-on-Tangible-Equity Historical Data
* Premium members only.
The historical data trend for OEKOWORLD AG's Return-on-Tangible-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
STU:VVV3 vs VOYA, FRHC: Return-on-Tangible-Equity Comparison
For the Financial Conglomerates subindustry, OEKOWORLD AG's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
OEKOWORLD AG Return-on-Tangible-Equity vs Diversified Financial Services Industry
For the Diversified Financial Services industry and Financial Services sector, OEKOWORLD AG's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where OEKOWORLD AG's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is two times the semi-annual (Dec. 2025) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of 11.38% mean?
OEKOWORLD AG (STU:VVV3) has a Return-on-Tangible-Equity of 11.38% as of Dec. 2025. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on OEKOWORLD AG and its competitors. This is 58% below median its historical median of 27.25. Over the past decade, OEKOWORLD AG's Return-on-Tangible-Equity has ranged from 12.15 to 85.41. According to the industry distribution chart, OEKOWORLD AG ranks #47 out of 481 companies in the Diversified Financial Services industry, placing it in the top 9.8%.
Is OEKOWORLD AG's Return-on-Tangible-Equity too high?
OEKOWORLD AG's current Return-on-Tangible-Equity of 11.38% is 58% below median its 10-year median of 27.25. Over the past 10 years, this metric has ranged from a low of 12.15 to a high of 85.41. The Diversified Financial Services industry median Return-on-Tangible-Equity is 1.65. OEKOWORLD AG's value of 11.38% is 589.7% above this industry median. Based on the distribution chart, OEKOWORLD AG ranks #47 out of 481 companies in the Diversified Financial Services industry, which is in the top quartile — a strong position relative to peers. Overall, OEKOWORLD AG has a GF Score™ of 77/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does OEKOWORLD AG's Return-on-Tangible-Equity compare to VOYA and FRHC?
According to the Diversified Financial Services industry distribution chart, OEKOWORLD AG ranks #47 out of 481 companies for Return-on-Tangible-Equity. This places OEKOWORLD AG in the top 10% of its industry — outperforming the majority of peers. The industry median Return-on-Tangible-Equity is 1.65. OEKOWORLD AG's value of 11.38% is 589.7% above this benchmark. Historically, OEKOWORLD AG's own Return-on-Tangible-Equity has ranged from 12.15 to 85.41 over the past decade. While the company's 10-year median is 27.25 vs. the industry median of 1.65, OEKOWORLD AG has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Diversified Financial Services company?
The median Return-on-Tangible-Equity among Diversified Financial Services companies is 1.65, based on 481 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. OEKOWORLD AG's current Return-on-Tangible-Equity of 11.38% is 589.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on OEKOWORLD AG and its competitors. For the Diversified Financial Services industry, the median Return-on-Tangible-Equity is 1.65 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. OEKOWORLD AG's current Return-on-Tangible-Equity is 11.38%, which is 58% below median its own 10-year median of 27.25. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is OEKOWORLD AG stock overvalued right now?
Based on GuruFocus' analysis, OEKOWORLD AG (STU:VVV3) is currently considered Fairly Valued. The stock's GF Value™ is €25.74, compared to a current price of €26.60 — trading 3.3% above its estimated fair value. The current Return-on-Tangible-Equity is 11.38%, which is 58% below median its 10-year median of 27.25 and 589.7% above the Diversified Financial Services industry median of 1.65. OEKOWORLD AG's overall GF Score™ is 77/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For OEKOWORLD AG (STU:VVV3), the current Return-on-Tangible-Equity is 11.38% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is OEKOWORLD AG (STU:VVV3) Overvalued in 2026?
Based on GuruFocus' analysis, OEKOWORLD AG stock appears to be overvalued.
The current stock price of €26.60 is trading 3.3% above its estimated GF Value™ of €25.74.
GuruFocus considers OEKOWORLD AG to be Fairly Valued.
Key valuation signals for STU:VVV3:
Return-on-Tangible-Equity: 11.38% (58% below median its 10-year median of 27.25)
GF Value™: €25.74 vs. price of €26.60 (3.3% above fair value)
Industry Position: 589.7% above the Diversified Financial Services median (#47 of 481)
No single metric tells the full story. See the STU:VVV3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
OEKOWORLD AG is engaged in providing financial services, providing insurance products, money management services and financial consultation to individual and institutional clients.
77GF Score
Get the complete analysis for STU:VVV3
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