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Hua Nan Financial Holdings CoTPE:2880 -1.02%73 Return-on-Tangible-Equity is 11.27% as of Dec. 2025, which is 26% above its 10-year median of 8.94. GuruFocus rates TPE:2880 with a GF Score™ of 73/100 and a GF Value™ of NT$29.07 (Significantly Overvalued). The stock has 8 warning signs investors should review. Among 1,523 Banks companies, Hua Nan Financial Holdings Co ranks better than 53.18% on this metric.
Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Hua Nan Financial Holdings Co's annualized net income for the quarter that ended in Dec. 2025 was NT$26,057 Mil. Hua Nan Financial Holdings Co's average shareholder tangible equity for the quarter that ended in Dec. 2025 was NT$231,122 Mil. Therefore, Hua Nan Financial Holdings Co's annualized Return-on-Tangible-Equity for the quarter that ended in Dec. 2025 was 11.27%.
The historical rank and industry rank for Hua Nan Financial Holdings Co's Return-on-Tangible-Equity or its related term are showing as below:
TPE:2880'
s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: 4.6 Med: 8.94 Max: 11.74
Current: 11.74
During the past 13 years, Hua Nan Financial Holdings Co's highest Return-on-Tangible-Equity was 11.74%. The lowest was 4.60%. And the median was 8.94%.
TPE:2880's Return-on-Tangible-Equity is ranked better than 53.18% of 1523
companies
in the Banks industry
Industry Median: 11.2
vs TPE:2880: 11.74
Hua Nan Financial Holdings Co (TPE:2880) Return-on-Tangible-Equity Explanation
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
Hua Nan Financial Holdings Co Return-on-Tangible-Equity Related Terms
Hua Nan Financial Holdings Co Return-on-Tangible-Equity Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Hua Nan Financial Holdings Co Return-on-Tangible-Equity Chart
Hua Nan Financial Holdings Co Return-on-Tangible-Equity Competitor Comparison
For the Banks - Regional subindustry, Hua Nan Financial Holdings Co's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Hua Nan Financial Holdings Co Return-on-Tangible-Equity vs Banks Industry
For the Banks industry and Financial Services sector, Hua Nan Financial Holdings Co's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where Hua Nan Financial Holdings Co's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Dec. 2025) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of 11.27% mean?
Hua Nan Financial Holdings Co (TPE:2880) has a Return-on-Tangible-Equity of 11.27% as of Dec. 2025. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Hua Nan Financial Holdings Co and its competitors. This is 26% above median its historical median of 8.94. Over the past decade, Hua Nan Financial Holdings Co's Return-on-Tangible-Equity has ranged from 4.60 to 11.74. According to the industry distribution chart, Hua Nan Financial Holdings Co ranks #713 out of 1523 companies in the Banks industry, placing it in the top 46.8%.
Is Hua Nan Financial Holdings Co's Return-on-Tangible-Equity too high?
Hua Nan Financial Holdings Co's current Return-on-Tangible-Equity of 11.27% is 26% above median its 10-year median of 8.94. Over the past 10 years, this metric has ranged from a low of 4.60 to a high of 11.74. The Banks industry median Return-on-Tangible-Equity is 11.20. Hua Nan Financial Holdings Co's value of 11.27% is 0.6% above this industry median. Based on the distribution chart, Hua Nan Financial Holdings Co ranks #713 out of 1523 companies in the Banks industry, which is above the industry midpoint. Overall, Hua Nan Financial Holdings Co has a GF Score™ of 73/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Hua Nan Financial Holdings Co's Return-on-Tangible-Equity compare to competitors?
According to the Banks industry distribution chart, Hua Nan Financial Holdings Co ranks #713 out of 1523 companies for Return-on-Tangible-Equity. This puts Hua Nan Financial Holdings Co in the upper half of its industry. The industry median Return-on-Tangible-Equity is 11.20. Hua Nan Financial Holdings Co's value of 11.27% is 0.6% above this benchmark. Historically, Hua Nan Financial Holdings Co's own Return-on-Tangible-Equity has ranged from 4.60 to 11.74 over the past decade. While the company's 10-year median is 8.94 vs. the industry median of 11.20, Hua Nan Financial Holdings Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Banks company?
The median Return-on-Tangible-Equity among Banks companies is 11.20, based on 1,523 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Hua Nan Financial Holdings Co's current Return-on-Tangible-Equity of 11.27% is 0.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Hua Nan Financial Holdings Co and its competitors. For the Banks industry, the median Return-on-Tangible-Equity is 11.20 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Hua Nan Financial Holdings Co's current Return-on-Tangible-Equity is 11.27%, which is 26% above median its own 10-year median of 8.94. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hua Nan Financial Holdings Co stock overvalued right now?
Based on GuruFocus' analysis, Hua Nan Financial Holdings Co (TPE:2880) is currently considered Significantly Overvalued. The stock's GF Value™ is NT$29.07, compared to a current price of NT$38.85 — trading 33.6% above its estimated fair value. The current Return-on-Tangible-Equity is 11.27%, which is 26% above median its 10-year median of 8.94 and 0.6% above the Banks industry median of 11.20. Hua Nan Financial Holdings Co's overall GF Score™ is 73/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Hua Nan Financial Holdings Co (TPE:2880), the current Return-on-Tangible-Equity is 11.27% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Hua Nan Financial Holdings Co (TPE:2880) Overvalued in 2026?
Based on GuruFocus' analysis, Hua Nan Financial Holdings Co stock appears to be overvalued.
The current stock price of NT$38.85 is trading 33.6% above its estimated GF Value™ of NT$29.07.
GuruFocus considers Hua Nan Financial Holdings Co to be Significantly Overvalued.
Key valuation signals for TPE:2880:
Return-on-Tangible-Equity: 11.27% (26% above median its 10-year median of 8.94)
GF Value™: NT$29.07 vs. price of NT$38.85 (33.6% above fair value)
Industry Position: 0.6% above the Banks median (#713 of 1523)
No single metric tells the full story. See the TPE:2880 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Hua Nan Financial Holdings Co Business Description
Hua Nan Financial Holdings Co Ltd is a financial services group in Taiwan. The company has multiple subsidiaries that operate in financial businesses such as banking, trading, insurance, investments & trusts, asset management, and venture capital. Its segments include: Bank Division; Securities Division; Insurance Division; and Other Divisions. Geographically, the company operates in Taiwan; and Others, of which it derives maximum revenue from Taiwan.
73GF Score
Get the complete analysis for TPE:2880
Return-on-Tangible-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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