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Hua Nan Financial Holdings CoTPE:2880 73 Return-on-Tangible-Asset is 0.61% as of Dec. 2025, which is 7% above its 10-year median of 0.57. GuruFocus rates TPE:2880 with a GF Score™ of 73/100 and a GF Value™ of NT$29.15 (Significantly Overvalued). The stock has 8 warning signs investors should review. Among 1,529 Banks companies, Hua Nan Financial Holdings Co ranks worse than 71.35% on this metric.
The historical rank and industry rank for Hua Nan Financial Holdings Co's Return-on-Tangible-Asset or its related term are showing as below:
TPE:2880'
s Return-on-Tangible-Asset Range Over the Past 10 Years
Min: 0.3 Med: 0.57 Max: 0.63
Current: 0.63
During the past 13 years, Hua Nan Financial Holdings Co's highest Return-on-Tangible-Asset was 0.63%. The lowest was 0.30%. And the median was 0.57%.
TPE:2880's Return-on-Tangible-Asset is ranked worse than 71.35% of 1529
companies
in the Banks industry
Industry Median: 1
vs TPE:2880: 0.63
Hua Nan Financial Holdings Co (TPE:2880) Return-on-Tangible-Asset Explanation
Return-on-Tangible-Asset measures the rate of return on the average total tangible assets (total assets minus intangible assets). Tangible means physical in nature. Intangible Assets are assets that are not physical in nature, and typically "derive their value from legal or intellectual rights." Return-on-Tangible-Asset measures a firm's efficiency at generating profits from its tangible assets. It shows how well a company uses what it has to generate earnings. Return-on-Tangible-Assets can vary drastically across industries. Therefore, Return-on-Tangible-Asset should not be used to compare companies in different industries.
Be Aware
Like ROE and ROA, Return-on-Tangible-Asset is calculated with only 12 months data. Fluctuations in the companys earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. Return-on-Tangible-Asset can be affected by events such as stock buyback or issuance, and by a companys tax rate and its interest payment. Return-on-Tangible-Asset may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high Return-on-Tangible-Asset may indicate vulnerability in the durability of the competitive advantage.
Hua Nan Financial Holdings Co Return-on-Tangible-Asset Related Terms
Hua Nan Financial Holdings Co Return-on-Tangible-Asset Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Hua Nan Financial Holdings Co Return-on-Tangible-Asset Chart
Hua Nan Financial Holdings Co Return-on-Tangible-Asset Competitor Comparison
For the Banks - Regional subindustry, Hua Nan Financial Holdings Co's Return-on-Tangible-Asset, along with its competitors' market caps and Return-on-Tangible-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Hua Nan Financial Holdings Co Return-on-Tangible-Asset vs Banks Industry
For the Banks industry and Financial Services sector, Hua Nan Financial Holdings Co's Return-on-Tangible-Asset distribution charts can be found below:
* The bar in red indicates where Hua Nan Financial Holdings Co's Return-on-Tangible-Asset falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Asset, the net income of the last fiscal year and the average total tangible assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Dec. 2025) net income data.
What does a Return-on-Tangible-Asset of 0.61% mean?
Hua Nan Financial Holdings Co (TPE:2880) has a Return-on-Tangible-Asset of 0.61% as of Dec. 2025. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Hua Nan Financial Holdings Co and its competitors. This is near median its historical median of 0.57. Over the past decade, Hua Nan Financial Holdings Co's Return-on-Tangible-Asset has ranged from 0.30 to 0.63. According to the industry distribution chart, Hua Nan Financial Holdings Co ranks #1091 out of 1529 companies in the Banks industry, placing it in the top 71.4%.
Is Hua Nan Financial Holdings Co's Return-on-Tangible-Asset too high?
Hua Nan Financial Holdings Co's current Return-on-Tangible-Asset of 0.61% is near median its 10-year median of 0.57. Over the past 10 years, this metric has ranged from a low of 0.30 to a high of 0.63. The Banks industry median Return-on-Tangible-Asset is 1.00. Hua Nan Financial Holdings Co's value of 0.61% is 39% below this industry median. Based on the distribution chart, Hua Nan Financial Holdings Co ranks #1091 out of 1529 companies in the Banks industry, which is below the industry midpoint. Overall, Hua Nan Financial Holdings Co has a GF Score™ of 73/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Hua Nan Financial Holdings Co's Return-on-Tangible-Asset compare to competitors?
According to the Banks industry distribution chart, Hua Nan Financial Holdings Co ranks #1091 out of 1529 companies for Return-on-Tangible-Asset. This places Hua Nan Financial Holdings Co in the lower half of its industry. The industry median Return-on-Tangible-Asset is 1.00. Hua Nan Financial Holdings Co's value of 0.61% is 39% below this benchmark. Historically, Hua Nan Financial Holdings Co's own Return-on-Tangible-Asset has ranged from 0.30 to 0.63 over the past decade. While the company's 10-year median is 0.57 vs. the industry median of 1.00, Hua Nan Financial Holdings Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Asset for a Banks company?
The median Return-on-Tangible-Asset among Banks companies is 1.00, based on 1,529 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Asset significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Hua Nan Financial Holdings Co's current Return-on-Tangible-Asset of 0.61% is 39% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Asset mean?
A high Return-on-Tangible-Asset can signal that a stock is expensive relative to its fundamentals. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Hua Nan Financial Holdings Co and its competitors. For the Banks industry, the median Return-on-Tangible-Asset is 1.00 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Hua Nan Financial Holdings Co's current Return-on-Tangible-Asset is 0.61%, which is near median its own 10-year median of 0.57. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hua Nan Financial Holdings Co stock overvalued right now?
Based on GuruFocus' analysis, Hua Nan Financial Holdings Co (TPE:2880) is currently considered Significantly Overvalued. The stock's GF Value™ is NT$29.15, compared to a current price of NT$41.40 — trading 42% above its estimated fair value. The current Return-on-Tangible-Asset is 0.61%, which is near median its 10-year median of 0.57 and 39% below the Banks industry median of 1.00. Hua Nan Financial Holdings Co's overall GF Score™ is 73/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Asset calculated?
Return-on-Tangible-Asset is calculated from a company's financial statements. For Hua Nan Financial Holdings Co (TPE:2880), the current Return-on-Tangible-Asset is 0.61% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Hua Nan Financial Holdings Co (TPE:2880) Overvalued in 2026?
Based on GuruFocus' analysis, Hua Nan Financial Holdings Co stock appears to be overvalued.
The current stock price of NT$41.40 is trading 42% above its estimated GF Value™ of NT$29.15.
GuruFocus considers Hua Nan Financial Holdings Co to be Significantly Overvalued.
Key valuation signals for TPE:2880:
Return-on-Tangible-Asset: 0.61% (near median its 10-year median of 0.57)
GF Value™: NT$29.15 vs. price of NT$41.40 (42% above fair value)
Industry Position: 39% below the Banks median (#1091 of 1529)
No single metric tells the full story. See the TPE:2880 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Hua Nan Financial Holdings Co Business Description
Hua Nan Financial Holdings Co Ltd is a financial services group in Taiwan. The company has multiple subsidiaries that operate in financial businesses such as banking, trading, insurance, investments & trusts, asset management, and venture capital. Its segments include: Bank Division; Securities Division; Insurance Division; and Other Divisions. Geographically, the company operates in Taiwan; and Others, of which it derives maximum revenue from Taiwan.
73GF Score
Get the complete analysis for TPE:2880
Return-on-Tangible-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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